Louis DeNicola

Louis is a personal finance writer who works with Fortune 500 financial services firms, FinTech startups, and non-profits to help promote financial literacy. He covers a variety of personal finance topics and especially likes writing about credit and loans.

Articles by Louis DeNicola

Debt Restructuring: What It Is and How It Works

Debt restructuring can be a crucial lifeline if you’re struggling to pay your bills. It occurs when a creditor changes the terms of your loan... read more

Credit Builder Loans: Boosting Your Credit With Debt

If you’re trying to repair or build your credit, a credit builder loan could be a good option. While these loans aren’t widely advertised, they’re... read more

How to Improve Your Credit Score

If you’re trying to improve your credit score, the first thing you’ll want to do is understand how credit works and which actions can positively... read more

How Debt Consolidation Programs Can Get Your Finances on Track

Debt management plans (DMPs), a popular type of debt consolidation program, can help you get on track to pay off your unsecured debts. Often, a... read more

What Does Charged Off as Bad Debt Mean?

A charge off can happen when a company is owed money and it believes it won’t get repaid. Often, this happens when a borrower misses... read more

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