Louis DeNicola

Louis is a personal finance writer who works with Fortune 500 financial services firms, FinTech startups, and non-profits to help promote financial literacy. He covers a variety of personal finance topics and especially likes writing about credit and loans.

Articles by Louis DeNicola

New Hampshire Debt Relief: Your Guide to State Laws and Managing Debt

Dealing with debt can be a struggle, no matter where you live. Fortunately for residents of New Hampshire, there are consumer-friendly laws on the books... read more

The History of Credit Scores and Credit Reporting

People have made purchases with credit — buy something today and pay for it later — for thousands of years. But credit scores have been... read more

How to Read Your Credit Report

Your credit reports play an essential role in your financial life. They’re the basis for your credit scores, which can affect your ability to qualify... read more

Answers to the Most Common Questions About Credit Scores

Good credit can be important. How important? Moving from a “fair” credit score to a “very good” score might help you save over $45,000 according... read more

Are My Student Loans Hurting My Credit Utilization Ratio?

Your credit utilization ratio is one of the most important factors in determining your credit score. And it’s easy to understand why. If you’re constantly... read more

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