Louis DeNicola

Louis is a personal finance writer who works with Fortune 500 financial services firms, FinTech startups, and non-profits to help promote financial literacy. He covers a variety of personal finance topics and especially likes writing about credit and loans.

Articles by Louis DeNicola

Are My Student Loans Hurting My Credit Utilization Ratio?

Your credit utilization ratio is one of the most important factors in determining your credit score. And it’s easy to understand why. If you’re constantly... read more

How Rent Payments Can Help Lift Credit Scores

Most consumer credit scores are based solely on the information in one of your credit reports. However, your credit reports might not include your rental... read more

Here’s What Student Loan Forgiveness Means for Your Credit Score

If you’ve had your student loans forgiven — congratulations. It could be a big weight off your shoulders. If you’re still on a path toward... read more

Citibank Personal Loan Review

What is Citibank? Citibank is one of the country’s oldest banks, with a history that dates back to 1811. Today, Citibank’s banking services extend to... read more

What is Credit Fraud?

Credit fraud is when someone steals or takes over one of your accounts and uses it for their own gain. The fraudster may be able... read more