Rebecca Safier

Rebecca Safier is a personal finance writer specializing in student loans, financial aid, and career development. She has her Master of Education from the Harvard Graduate School of Education and her work has been featured in Huffington Post, MarketWatch, U.S. News, and more.

Articles by Rebecca Safier

Best Personal Loans for Good Credit

If you have good or excellent credit, you’ll likely have a range of loans at your disposal. Personal loans for good-credit borrowers — those with... read more

401(k) Loan: How It Works and How to Get One

If you have a 401(k) retirement account, you can access your money directly with a loan. While 401(k) loans have some appealing features, there are... read more

Debt Snowball Method: How It Works And How to Get Started

The debt snowball is a method of accelerating debt repayment where you target your loan with the smallest balance and work your way up from... read more

What Is a Good Debt-to-Income Ratio?

Your debt-to-income (DTI) ratio is a comparison of your monthly debt payments with your monthly income before taxes. When you apply for a loan (a... read more

What Happens If Your Personal Loan Is Not Repaid?

While a personal loan can be useful in certain circumstances, it can turn into a major financial headache if you fall behind on payments. Punishment... read more

Page 4 of 7