Articles by Stephanie Colestock
How to Refinance a Second Mortgage
May 18, 2023
A second mortgage is an additional home loan that takes priority after the initial, “first” mortgage you borrowed to buy your home. If you need... read more
Debt Restructuring: What It Is and How It Works
April 28, 2023
If you’re drowning in a sea of debt, you’ve probably wondered how you can get your head back above water. One possible solution is debt... read more
How Soon Can You Apply for Credit After Closing?
April 28, 2022
If you recently purchased a home and are thinking about signing up for a credit card, you may be asking how soon can you apply... read more
What Happens to Your Mortgage When You Die?
October 27, 2021
If you still have a mortgage loan on your home upon your death, your heirs will inherit both your house and its mortgage. Understanding what... read more
Understanding the HUD-1 Settlement Statement
August 5, 2021
When taking out certain home equity lines of credit (HELOC), reverse mortgages, or mortgages on manufactured homes that aren’t attached to real estate, the Department... read more