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Articles by Theresa Stevens
Mortgage Fraud: Definition, Examples and How to Avoid It
SEPTEMBER 12, 2024
Mortgage fraud is a financial crime that involves someone intentionally providing false or misleading information during the mortgage lending process. Common examples include a borrower... read more
Housing Discrimination: Definition, Examples and Resources
SEPTEMBER 10, 2024
Housing discrimination is when an individual is treated unfairly in the housing market due to factors including race or disability. Unfortunately, it’s a widespread problem,... read more
9 Teacher Homebuying Programs for 2024
SEPTEMBER 3, 2024
Teacher homebuying programs are designed to make homeownership more affordable for educators. These programs offer a wide range of benefits, including purchase price discounts, reduced... read more
What Is a Mortgage Buydown and How Does It Work?
AUGUST 28, 2024
A mortgage buydown allows you to pay extra money upfront to secure a lower interest rate on your home loan. A reduced rate can save... read more
What Is a Mortgage Credit Certificate?
AUGUST 19, 2024
A mortgage credit certificate helps eligible homeowners save on their taxes through a tax credit they can claim for a portion of their mortgage interest... read more