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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).

Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
Headshot of Theresa Stevens

Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa listening to live music or enjoying a quiet day at home with her husband and dog.

Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 3+ years of personal finance writing experience
  • AFC® (Accredited Financial Counselor) certification
  • Bylines in Forbes Advisor, Bankrate and Credible

Education

  • BA, Suffolk University

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Articles by Theresa Stevens

How Much Does It Cost to Refinance a Mortgage?

April 25, 2025

If you’re thinking about replacing your existing mortgage with a new one, it’s important to understand the fees you’ll pay to make it happen. The... read more

Bridge Loan: What Is It and How Does It Work?

April 24, 2025

A bridge loan is a short-term loan that allows you to purchase a new home before selling your current one. By taking out a bridge... read more

FHA Cash-Out Refinance: Guidelines and Costs

April 23, 2025

An FHA cash-out refinance allows you to replace your current mortgage with a larger loan and pocket the difference between the two loans in cash.... read more

Signs Your Mortgage Will Be Denied in Underwriting

April 18, 2025

No homebuyer wants to hear the words, “Mortgage loan denied in underwriting.” The good news? A denial doesn’t have to be the end of the... read more

First-Time Homebuyer Programs: State and National Resources

March 31, 2025

If you’re buying a house for the first time, there are many programs available to help you achieve your homeownership goal. First-time homebuyer programs can... read more

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