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We are planning on buying a new car and have a sizable amount available for a down payment, (approx. 1/3 the total purchase price). I am concerned about obtaining a loan because I have only been at my new job for one month (two previous months at the same company as a contractor) following 8 months of unemployment. Before that, I was employed by the same firm for almost 10 years before being laid off. I had always had excellent credit and want to know if these latest changes will affect that.