When comparing different quotes for auto or home insurance, it’s important to compare apples to apples. It’s also important to:
Look at user reviews to see what others say about specific companies and policies.
Ask your agent about discounts you may qualify for to get the best premium possible.
Review the amount of coverage you need before you compare quotes. With home insurance, your mortgage lender will let you know your minimum required coverage. For auto insurance, the requirement varies by state, so check online for your state’s minimums.
Consider optional coverages, too. Most companies offer optional coverage types that can help cover your unique needs, such as protecting your valuables.