How to Compare Car Insurance Rates 2025
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Best Cheap Nissan Car Insurance

Content was accurate at the time of publication.

State Farm has the cheapest car insurance quotes for the Altima and several other Nissans. Its rates for all Nissan models in our analysis average $2,598 a year, or $217 a month.

USAA has the next-cheapest rate at $218 a month. However, USAA is only available to the military community.

Find the Cheapest Nissan Car Insurance Quotes in Your Area

$2,000/year
Cheapest for Leaf: Travelers
Travelers logo
$2,813/year
Cheapest for Altima: State Farm
State Farm logo
$3,535/year
Cheapest for GT-R: Travelers
Travelers logo
+
More Options

The average cost of car insurance for Nissan vehicles is $3,543 a year for full coverage Full coverage includes collision and comprehensive, which cover your own car for damage and theft. . This works out to $295 a month, but rates vary by model.

  • The subcompact Kicks SUV is the cheapest Nissan to insure at $252 a month.
  • Insurance for an Altima costs $291 a month, on average.
  • The GT-R has the most expensive Nissan insurance quotes at $622 a month.

Nissan auto insurance costs by model

ModelAnnual rateMonthly rate
Altima$3,491$291
Ariya$3,348$279
Armada$3,545$295
Frontier$3,036$253
GT-R$7,459$622
Kicks$3,024$252
Leaf$3,135$261
Maxima$3,911$326
Murano$3,286$274
Pathfinder$3,183$265
Rogue$3,204$267
Sentra$3,233$269
Titan$3,593$299
Versa$3,142$262
Z$4,300$358

Your actual rate depends on factors like your driving record, credit history and location. Comparing car insurance quotes helps you find the cheapest rate.

Cheapest car insurance for Altima owners

At $234 a month, State Farm has the cheapest car insurance for most Nissan Altima owners. Travelers has the next-cheapest quotes at $260 a month.

Nissan Altima insurance rates

Company2022 model rate2023 model rate2024 model rate
state farm logoState Farm$2,743$2,777$2,919
travelers logoTravelers$3,010$3,048$3,305
geico logoGeico$3,275$3,219$3,307
progressive logoProgressive$3,548$3,594$3,644
allstate logoAllstate$3,981$4,151$4,359
Farmers logoFarmers$4,830$5,004$5,185
usaa logoUSAA*$2,372$2,358$2,676

*USAA is only available to current and former members of the military and their families.

Cheap Ariya auto quotes

State Farm has the cheapest auto insurance quotes for Nissan Ariya owners at $209 a month. This is 5% less than the next-cheapest rate of $221 a month from Travelers.

State Farm has a better overall satisfaction rating than Travelers from J.D. Power J.D. Power’s satisfaction scores are based on customer surveys rating companies on factors like price, coverage options and problem resolution. . This means that it generally has happier customers. On the other hand, Travelers offers gap insurance Gap insurance covers the difference between your car’s value and your loan balance, if you total the vehicle. and accident forgiveness Accident forgiveness prevents your first accident from making your rates go up. You have to add it to your policy before you crash. , which you can’t get from State Farm.

Nissan Ariya insurance costs

Company2023 model rate2024 model rate
State Farm$2,473$2,542
Travelers$2,640$2,660
Geico$3,062$3,122
Progressive$3,623$3,630
Allstate$4,349$4,203
Farmers$4,443$4,608
USAA*$3,019$2,499

Best auto insurance quotes for a Nissan Armada

You can often get the cheapest car insurance quotes for a Nissan Armada from State Farm. The company’s rates for the full-size SUV average $226 a month. Travelers has the next-cheapest rates for most Armada drivers at $234 a month.

Insurance costs for a Nissan Armada

Company2022 model rate2023 model rate2024 model rate
State Farm$2,883$2,584$2,653
Travelers$2,665$2,865$2,892
Progressive$3,156$3,202$3,246
Geico$3,503$3,514$3,597
Allstate$4,438$4,561$4,818
Farmers$5,026$5,217$5,418
USAA*$2,970$2,632$2,599

Cheap Nissan Frontier car insurance

At $2,144 a year, State Farm has the cheapest car insurance for Nissan Frontiers. However Travelers rate is only $9 a year higher at $2,153 a year. Both companies’ rates work out to about $179 a month.

The car insurance discounts that Travelers offers for owning your home and shopping early Travelers gives you a discount for getting a quote before your current policy with another company expires. could make it a better deal than State Farm.

Insurance costs for a Nissan Frontier

Company2022 model rate2023 model rate2024 model rate
State Farm$2,127$2,175$2,129
Travelers$2,132$2,156$2,172
Progressive$2,532$2,561$2,589
Geico$3,086$3,136$3,197
Allstate$3,456$3,824$4,019
Farmers$4,897$5,071$5,252
USAA*$2,404$2,418$2,416

Best car insurance prices for GT-R owners

Travelers has the cheapest car insurance for the high-performance GT-R at $295 a month. This is less than half the average cost of insurance for the luxury sports car ($622 a month).

Travelers charges 37% less than State Farm ($467 a month), the next-cheapest company for GT-R insurance.

Nissan GT-R insurance costs

Company2023 model rate2024 model rate
Travelers$3,513$3,557
State Farm$5,506$5,698
Geico$6,315$6,565
Progressive$7,037$7,165
Allstate$11,415$12,167
Farmers$13,073$13,687
USAA*$4,585$4,142

Money-saving insurance options for Nissan Kicks drivers

Kicks drivers can get the cheapest car insurance from State Farm. At $177 a month, State Farm’s rate is 16% less than the next-cheapest rate of $212 a month from Travelers. At $213 a month, Progressive is only slightly more expensive than Travelers.

Kicks insurance rates

Company2022 model rate2023 model rate2024 model rate
State Farm$2,083$2,126$2,178
Travelers$2,453$2,483$2,704
Progressive$2,533$2,560$2,590
Geico$3,047$3,102$3,131
Allstate$3,571$3,872$3,983
Farmers$4,553$4,712$4,879
USAA*$2,331$2,190$2,427

Affordable Nissan Leaf insurance

Nissan Leaf owners can get the most affordable car insurance quotes from Travelers. The company charges an average of $167 a month to insure the popular electric vehicle (EV). This is 17% less than the next-cheapest rate of $201 a month from State Farm.

Auto insurance costs for Nissan Leaf

Company2022 model rate2023 model rate2024 model rate
Travelers$2,009$2,030$1,963
State Farm$2,386$2,434$2,410
Geico$2,980$3,092$3,103
Progressive$3,099$3,138$3,177
Allstate$4,029$4,172$4,379
Farmers$4,561$4,739$4,925
USAA*$2,376$2,395$2,432

Cheap car insurance for a Nissan Maxima

At $248 a month, State Farm has the cheapest car insurance for the Maxima. Travelers has the next-cheapest Maxima insurance at $263 a month. Nissan stopped producing the four-door in 2023.

Maxima car insurance costs

Company2023 model rate
State Farm$2,975
Travelers$3,161
Geico$3,695
Progressive$4,206
Allstate$4,836
Farmers$5,785
USAA*$2,721

Best cheap companies for Murano car insurance

State Farm has the cheapest auto insurance for Nissan Muranos at $195 a month. Travelers and Progressive have the next-cheapest rates for the midsize SUV at $212 a month and $224 a month, respectively.

Nissan Murano car insurance rates

Company2022 model rate2023 model rate2024 model rate
State Farm$2,280$2,336$2,401
Travelers$2,479$2,509$2,650
Progressive$2,648$2,682$2,717
Geico$3,042$3,074$3,120
Allstate$4,175$4,348$4,571
Farmers$5,298$5,493$5,698
USAA*$2,690$2,418$2,383

Cheap car insurance for Nissan Pathfinders

State Farm and Travelers have the cheapest Pathfinder car insurance. State Farm is cheapest overall, at $196 a month, followed by Travelers, at $212 a month.

Progressive is an especially good choice for a customized Pathfinder. That’s because it offers add-on coverage of up to $5,000 for custom parts and equipment like brush guards and roof racks. This is coverage that you can’t get from State Farm or Travelers.

Pathfinder insurance costs

Company2022 model rate2023 model rate2024 model rate
State Farm$2,283$2,355$2,416
Travelers$2,447$2,478$2,689
Progressive$2,901$2,940$2,974
Geico$3,175$3,196$3,243
Allstate$3,477$3,621$3,926
Farmers$4,927$5,096$5,273
USAA*$2,582$2,408$2,426

Cheap Nissan Rogue insurance

With an average rate of $183 a month, State Farm has the cheapest car insurance for Nissan Rogues. This is 31% less than the average cost of insurance for Nissan Rogues.

Insurance for a Rogue costs an average of $267 a month, or $3,204 a year. Travelers, Progressive and Geico also charge less than the average for Rogue SUVs.

Insurance costs for Nissan Rogues

Company2022 model rate2023 model rate2024 model rate
State Farm$2,149$2,196$2,252
Travelers$2,412$2,441$2,461
Progressive$2,942$2,920$2,922
Geico$3,048$3,127$3,203
Allstate$3,619$3,758$3,938
Farmers$5,386$5,584$5,790
USAA*$2,558$2,289$2,284

Best car insurance rates for Nissan Sentras

The cheapest car insurance for Nissan Sentras comes from State Farm at $205 a month. Travelers is next at $230 a month for the compact sedan.

Nissan Sentra insurance costs

Company2022 model rate2023 model rate2024 model rate
State Farm$2,399$2,451$2,513
Progressive$2,729$2,759$2,790
Travelers$2,927$3,128$3,147
Geico$3,093$3,166$3,230
Allstate$3,617$3,585$3,832
Farmers$4,957$5,134$5,319
USAA*$2,336$2,202$2,588

Economical insurance for Nissan Titans

At $209 a month, State Farm has the cheapest car insurance for Nissan’s Titan pickup trucks. State Farm charges 13% less than the next-cheapest company, Travelers, which charges $240 a month. The Titan was discontinued in 2024.

Nissan Titan car insurance costs

Company2022 model rate2023 model rate2024 model rate
State Farm$2,449$2,488$2,578
Travelers$2,633$3,000$2,995
Progressive$2,965$3,002$3,038
Geico$3,342$3,375$3,422
Allstate$4,184$4,350$4,578
Farmers$6,146$6,361$6,586
USAA*$2,882$2,544$2,540

Affordable Nissan Versa insurance

State Farm has the most affordable Nissan Versa car insurance at $197 a month. This is 25% less than the average cost of insurance for the subcompact sedan ($262 a month). Progressive has the next-cheapest Versa car insurance quotes at $219 a month.

Insurance costs for Nissan Versa

Company2022 model rate2023 model rate2024 model rate
State Farm$2,342$2,331$2,417
Progressive$2,594$2,623$2,652
Travelers$2,667$2,911$2,930
Geico$2,952$3,077$3,084
Allstate$3,500$3,659$3,829
Farmers$5,017$5,211$5,413
USAA*$2,148$2,139$2,486

Best Nissan Z car insurance rates

Travelers is the cheapest company for Nissan Z insurance at $220 a month. However, this is only slightly less than State Farm’s rate of $229 a month.

Car insurance for the Z costs an average of $358 a month, or $4,300 a year. This makes it the second most expensive Nissan to insure, behind the GT-R.

Nissan Z insurance costs

Company2023 model rate2024 model rate
Travelers$2,543$2,733
State Farm$2,706$2,786
Geico$4,090$4,218
Progressive$3,733$4,399
Allstate$4,879$5,622
Farmers$7,743$8,077
USAA*$3,555$3,119

State Farm is the best car insurance company for Nissan vehicles overall. It has the cheapest quotes for most models and an excellent satisfaction rating from J.D. Power.

Travelers is the best choice for Nissan sports cars. Progressive has the best coverage options.

Nissan insurance company comparison

Company Annual rate Average annual rate for all Nissan models. Complaints Source: 2023 NAIC complaint index. Average is 1.0. Lower is better. Satisfaction Source: J.D. Power 2024 U.S. Auto Insurance Study. Average is 644. Higher is better. LendingTree score
Allstate$4,4910.76353 stars
Farmers$5,7591.36193 stars
Geico$3,4080.86373.5 stars
Progressive$3,2440.66224 stars
State Farm$2,5980.86574.5 stars
Travelers$2,6900.56164.5 stars
USAA*$2,6131.07394 stars

Find the Cheapest Nissan Car Insurance Quotes in Your Area

Best overall for Nissan vehicles: State Farm

State Farm logo
State Farm is the best overall car insurance company for Nissan owners. Along with low rates, it has an excellent satisfaction rating, which reflects good customer service. Its user-friendly website offers online quotes. The company also offers personalized service from local agents in most communities.

However, State Farm only offers gap insurance on loans it issues through its own lending division. This means you can’t get gap insurance from State Farm if you got your loan from a different lender. The company also doesn’t offer accident forgiveness.

Pros
Cheap rates for most Nissan models
Excellent satisfaction rating
Personalized service from local agents

Cons
 Doesn’t offer accident forgiveness
 Gap insurance limited to its own loans only

Best for Nissan sports cars: Travelers

Travelers logo
Travelers’ relatively cheap rates for the GT-R and Z make it the best choice for Nissan sports cars. Travelers also offers add-ons for accident forgiveness and new car replacement New car replacement repays your loan for a new car. The insurance value of a new car may be less than you still owe if it’s totaled or stolen in the early years of a loan. . You have to pay for these coverages, but they can save you money if you’re in an accident.

A 0.5 complaint score means Travelers has half as many customer complaints as average. This shows it does a good job meeting expectations. However, its low satisfaction rating means that other companies have happier customers.

Pros
Affordable rates for sporty Nissan models
Fewer complaints than average
Useful add-on coverages available

Cons
 Low satisfaction rating

Best Nissan coverage options: Progressive

Progressive logo
Progressive offers multiple options for accident forgiveness. You get it for free if you avoid accidents for at least five years while insured by the company. If you don’t want to wait that long, you can pay to add it to your policy sooner.

The company’s loan/lease payoff coverage is a form of gap insurance. If you add collision coverage to your policy, you get pet injury protection, too. The latter pays up to $1,000 in veterinary bills if your pet is injured in an accident while riding in your car.

Pros
Offers custom parts coverage and accident forgiveness
Affordable rates for most Nissan models
Complaint score is better than average

Cons
 Other companies have lower average rates
 Low customer satisfaction rating

Methodology

LendingTree uses insurance rate data from Quadrant Information Services using publicly sourced insurance company filings. Rates are based on an analysis of hundreds of thousands of car insurance quotes for typical drivers in Illinois, New York, Pennsylvania and Texas.

Quotes are for a 30-year-old man with good credit and a clean driving record. Policies include:

  • Bodily injury liability: $50,000 per person, $100,000 per accident
  • Property damage liability: $25,000
  • Uninsured motorist: $50,000 per person, $100,000 per accident
  • Personal injury protection in Maryland and Minnesota
  • Collision: $500 deductible
  • Comprehensive: $500 deductible

Rates are based on quotes for the following Nissan models:

  • Altima
  • Ariya
  • Armada
  • Frontier
  • GT-R
  • Kicks
  • Leaf
  • Maxima
  • Murano
  • Pathfinder
  • Rogue
  • Sentra
  • Titan
  • Versa
  • Z


Our team of insurance experts rated insurance companies based on several categories. These categories include average rates, discounts, coverage options, third-party customer service ratings and app/website experience. We weighted these categories based on what customers value in an insurance company.

For third-party customer service ratings, we included complaint index scores from the National Association of Insurance Commissioners (NAIC) and financial strength ratings from AM Best. NAIC complaint index scores are used to determine how satisfied customers are with their claims, while financial strength ratings from AM Best reflect the ability to pay out claims.

*USAA is only available to current and former members of the military and their families.