How Does LendingTree Get Paid?
LendingTree is compensated by companies whose listings appear on this site. This compensation may impact how and where listings appear (such as the order or which listings are featured). This site does not include all companies or products available.
Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as
institutions which are not advertising partners. While we make an effort to include the best deals available to the
general public, we make no warranty that such information represents all available products. We are compensated by
companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
Capital One Spark Cash
All of the products on this page are from partners who compensate us, but this does not influence our recommendations. Click here to learn more.
Quick facts
| Benefits | |
|---|---|
| Rewards rate | Earn 2% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One Business Travel |
| Welcome offer | Earn $1,000 Cash Back once you spend $10,000 in the first 3 months from account opening |
| Rates | |
|---|---|
| Intro purchase APR | N/A |
| Regular purchase APR | 24.49% (Variable) |
| Intro balance transfer APR | N/A |
| Regular balance transfer APR | 24.49% (Variable) |
| Regular cash advance APR | 30.49% (Variable) |
| Penalty APR | 32.9% (Variable) |
| Fees | |
|---|---|
| Annual fee | $0 intro for first year; $95 after that |
| Balance transfer fee | Balance transfers are not available on Spark Cash |
| Cash advance fee | 30.49% (Variable) |
| Foreign exchange fee | None |
| Late fee | Up to $39 |
The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply