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FHA Down Payment

An FHA loan requires a 3.5 percent down payment on the purchase price of the loan.

FHA loans require a 3.5% down payment if your credit score is 580 or higher. The funds can come from family members, close friends, employers, charitable organizations or down payment assistance (DPA) programs.  

The minimum credit score for FHA loans is 500, but the minimum down payment requirement bumps up to 10%.