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If you carry a mortgage on your home, your lender is most likely going to require you to carry homeowners insurance, as well. Homeowners insurance protects your home and your belongings in the event of damages or a natural disaster.
However, not all homeowners insurance policies are created equal. In order to get the best coverage for the best rate, you must shop around and compare quotes. At LendingTree, we make it easy by doing the comparison shopping for you – at no charge to you!
The best way you can save money on homeowners insurance is by shopping around for the best deal. Just as you would shop around for your home or your mortgage, your home insurance is no different.
Other ways to save include:
Right policy, right price
A higher deductible means a lower premium, or monthly payment. Just keep in mind that if something were to happen, you would need to meet that deductible before insurance kicked in.
Bundle your policy with your auto insurance
Most companies offer a discount for bundling your insurance policies. When receiving quotes, make sure to ask for what the bundled rate would be for auto and home insurance.
Improve your credit
Some insurance companies use your credit score to help determine the cost of your policy. The higher your score, the better your chances are of receiving the best rate.
Policies and prices vary from state to state. To find the best coverage, it’s important to compare national carriers with local carriers. To see specific rates in your state, select the state you reside in.
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