When we’re talking about a Direct Consolidation Loan, the answer is no. However, there are some options for refinancing or consolidating your federal and private student loans. These are private lenders who will consolidate all your loans. If this is something you’re interested in, LendingTree can connect you with a lender to refinance your student loans. But be aware–once you do so, you’ll lose your borrower benefits on your federal student loans. These may include repayment options, like income-based repayment, as well as student loan forgiveness options.