Ben Luthi

Ben Luthi is a personal finance journalist who writes about credit cards, insurance, student loans, and other personal finance topics. His work has appeared in publications including USA Today, The Christian Science Monitor, Success Magazine, Time Money, and more.

Articles by Ben Luthi

Student Line of Credit — and Other Loans Students Should Avoid

When you borrow a student loan, you are responsible for repaying the balance, sooner or later, and tacked-on interest. A student line of credit, however,... read more

5 Simple Budgeting Methods to Help You Live Your Best Life

Only 47% of Americans use budgeting methods to keep close track of their spending, according to a 2020 survey by the National Foundation for Credit... read more

Student Loan Interest Rates: What You Need to Know

Since you don’t have to pay your student loans while you’re in school or for six months after you graduate, it’s easy to forget about... read more

PenFed Student Loan Refinancing Review: Is It Right for You?

With the PenFed student loan refinance program, you may be able to get a lower interest rate or monthly payment on your education debt. PenFed... read more

Your Guide to Ph.D. Student Loans

If you’re pursuing your Ph.D., you need to prepare to cover the costs of several more years of schooling. One way to pay for your... read more

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