Christy Rakoczy

Christy Rakoczy has been a full-time personal finance and legal writer for more than a decade. She has a JD from UCLA School of Law with a focus on business law and has also served as a subject matter expert for personal finance and legal course design. Her work has been published by USA Today, MSN Money, CNN Money, Credit Karma, and more.

Articles by Christy Rakoczy

Experts Reveal 18 Places to Find Scholarship Money for College

There are plenty of scholarships and grants out there to help you pay for college. In the 2019-2020 year, college students received a total of... read more

Subsidized vs. Unsubsidized Loans: Which Is Better for College Borrowing?

The federal Direct loan program offers two main types of debt: subsidized and unsubsidized student loans. While all borrowers can get an unsubsidized federal loan,... read more

Is Paying Interest During Student Loan Forbearance is Worth It?

Postponing federal student loan payments through deferment or forbearance can bring much-needed relief to your finances. But deferred loans do accrue interest, unless they’re subsidized.... read more

Americans Are (Sort of) Confident About Money and Finances, Survey Says

Managing your money can seem complicated, but a surprising number of people are pretty comfortable with it — at least according to a recent financial... read more

2015 Student Loan Burden Report: One in Seven Americans With Student Loans Have Delayed Marriage Due to Crushing Burden of Student Debt

Despite Overwhelming Debt Frustration, Only Five Percent of Americans Name Paying Their Student Loan Debt their Top Priority NEW YORK — American college graduates may... read more