Articles by Elyssa Kirkham
Is overspending on Valentine’s Day really necessary? It depends.
February 5, 2020
Few days of the year are as romantically and financially fraught as Valentine’s Day. It can seem that every Feb. 14, singles face high stakes... read more
Personal Loan Statistics
January 24, 2020
Key facts Personal loans are the fastest-growing consumer debt product, with outstanding debt tripling from $49 billion in 2010. Outstanding personal loan debt is $156... read more
How Personal Loans Impact Debt and Credit Scores a Year Into Repayment
April 17, 2019
Personal loans are the fastest growing type of debt among Americans, with outstanding balances doubling in the past five years. More and more borrowers... read more
Country vs. City: Which Has the Larger Balances and Better Credit Scores?
April 10, 2019
The divide between the city and the country has been a cultural touchpoint for centuries. But when it comes to Americans in rural or urban... read more
4 Steps to Fattening Up a Thin Credit File
April 5, 2019
You already know that having bad credit can be a problem. But what about having a thin credit file? A thin credit file is the... read more