Elyssa Kirkham

Elyssa Kirkham is a personal finance writer who specializes in using data journalism to provide unique insights into the world of money. Her work has been featured in TIME, CBS News, MSN Money, Business Insider, Daily Finance and more.

Articles by Elyssa Kirkham

Is overspending on Valentine’s Day really necessary? It depends.

Few days of the year are as romantically and financially fraught as Valentine’s Day. It can seem that every Feb. 14, singles face high stakes... read more

How Personal Loans Impact Debt and Credit Scores a Year Into Repayment

  Personal loans are the fastest growing type of debt among Americans, with outstanding balances doubling in the past five years. More and more borrowers... read more

Country vs. City: Which Has the Larger Balances and Better Credit Scores?

The divide between the city and the country has been a cultural touchpoint for centuries. But when it comes to Americans in rural or urban... read more

4 Steps to Fattening Up a Thin Credit File

You already know that having bad credit can be a problem. But what about having a thin credit file? A thin credit file is the... read more

Where Baby Boomers Carry the Most Non-Mortgage Debt

  The baby boomer generation (generally defined as those born between 1946 and 1964) are at or approaching retirement age — and they’re closing in... read more

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