Janet Berry-Johnson

Janet Berry-Johnson is a CPA. Before leaving the accounting world to focus on freelance writing, she specialized in income tax consulting and compliance for individuals and small businesses. She lives in Omaha, Nebraska with her husband and son and their rescue dog, Dexter.

Articles by Janet Berry-Johnson

Here’s When Your Credit Score Really Matters

“Open a credit card so you can start building credit.” “Don’t miss a payment or you’ll trash your credit score.” “Check your credit report annually... read more

What Does It Mean to Be Credit Invisible?

Articles about credit often lament the number of people drowning in debt. But there’s a lesser-known flip side to that very widespread problem: 26 million... read more

What Do Credit Bureaus Do?

Your credit report tells a lot about how you manage financial responsibilities. Lenders, insurers, telephone and utility companies, landlords, employers and others rely on your... read more

Make Sure You’re Not a Victim of Credit Card Fraud

U.S. consumers and businesses love credit cards. It’s easy to understand why. Credit cards may offer rewards, provide extra protection on purchases and make it... read more

How to Build Credit When You’re Young

Young people getting started with credit face a common predicament: you need credit to start building your credit score, but you can’t get that credit... read more

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