Julie Ryan Evans


  • Expertise: Personal finance, real estate, small business, investing
  • Education: Johns Hopkins University, University of Nebraska


Julie Ryan Evans is a freelance writer who has contributed to LendingTree for more than four years. She covers personal finance, investing, real estate, personal finance and a host of other topics. She also writes for other top publications, including USA Today, Realtor.com, Debt.com and many others.

Earlier in her career, Julie worked as a communications specialist at Microsoft and as press secretary to a member of the U.S. House of Representatives. She was also a senior editor and writer for online publications including CafeMom and SheKnows.

Julie earned a bachelor’s degree from the University of Nebraska and a master’s degree in nonfiction writing from Johns Hopkins University.

Articles by Julie Ryan Evans

Using a Personal Loan to Pay Down Credit Card Debt Could Raise Your Credit Score by Up to 71 Points

Credit cards are convenient, but the debt all those swipes and taps rack up is anything but. Credit card debt can drag down your credit... read more

Despite What You May Read, the Debt Avalanche and Debt Snowball Methods Can Be Equally Effective — Here’s the Data That Proves It

Do you prefer your toilet paper sitting over or under the roll? Both ways get the job done, but most people have a strong (oh... read more

How to Build Credit From Scratch

It sounds like a riddle: How to build credit if you need credit to get credit? But it’s not as puzzling as it seems. There... read more

Where You Need More Than $1 Million To Retire

As the golden years near, many become hyper-focused on how big a nest egg they need to retire. Not surprisingly, the size hinges largely on... read more

Tales From the Crypto Crypt: 38% of Investors Have Lost More Money Than Made It

The FTX implosion, the ongoing saga of Sam Bankman-Fried and other crypto crises have kept the digital currency in the news. Behind the headlines, though,... read more

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