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Articles by Lauren Clifford
How to Recognize a Credit Repair Scam
DECEMBER 4, 2024
Key takeaways Some credit repair companies scam consumers by guaranteeing credit improvements without delivering results. Credit repair company scams often involve shady or outright illegal... read more
What’s the Purpose of a Loan? Common Reasons to Get a Personal Loan
NOVEMBER 27, 2024
Key takeaways You can use a loan to pay for almost anything, but some purposes are better than others. Most people borrow money to consolidate... read more
Credit Report vs. Credit Score
OCTOBER 31, 2024
Key takeaways Your credit report is a record of your recent financial history and activity. Your credit score is a three-digit number (300-850) based on... read more
Personal Loan vs. Credit Card: How They Compare
OCTOBER 31, 2024
Key takeaways Loans come in one-time payments via direct deposit. You can use your credit card to borrow and repay money repeatedly. Loans and credit... read more
Family Loans: How to Approach Lending Money to Family
JUNE 26, 2024
Borrowing money from family may sound like a no-brainer. You could save serious money on interest with a family loan, and the stakes might feel... read more