Renee Morad

Renee Morad is a freelance writer and editor based in New Jersey. She has worked as a staff reporter for the Wall Street Journal’s personal finance magazine SmartMoney. Her work has also been published in NBC News, MSN Money, Yahoo Finance,,,, Business Insider and other publications.

Articles by Renee Morad

Does Checking My Credit Affect My Credit Score?

You may have heard that too many credit inquiries can hurt your credit score — which is true. Mostly. But not all inquiries are created... read more

What Is the Average Credit Score?

Credit scores are on the rise. In April 2018, the national average FICO credit score reached an all-time high of 704, according to FICO, the... read more

8 Easy Tips to Lower Your Monthly Bills

Everyone has their own unique collection of monthly bills, which can range from mortgage payments and home utility bills to cellphone bills, grocery bills, monthly... read more

7 Items Not on Your Credit Report That Still Matter

Your credit report essentially serves as a record of your credit history and financial activity. It conveys whether you make timely payments on your debts... read more

Understanding What’s in Your Credit Report

Consumers should have a solid understanding of what’s in their credit reports. These reports — which serve as a record of credit activity and history... read more

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