Best Cheap Acura Car Insurance
Acura owners get the cheapest car insurance rates with Travelers and Progressive.
Travelers has the cheapest Acura insurance rates for many models, followed by Progressive. Both offer the same number of discounts, so the cheapest company for you may depend on which discounts you can get.
Cheapest Acura car insurance companies
How much is Acura car insurance?
Car insurance for Acura vehicles costs between $132 a month and $452 a month, with the average being $296 a month.
The RDX is the cheapest Acura model to insure, with an average rate of $232 a month.
The NSX Type S is the most expensive, at $603 a month.
Acura car insurance costs by model
| Model | Annual rate | Monthly rate |
|---|---|---|
| ILX | $2,900 | $242 |
| Integra | $4,231 | $353 |
| MDX | $3,362 | $280 |
| NSX | $7,050 | $588 |
| NSX Type S | $7,234 | $603 |
| RDX | $2,789 | $232 |
| RDX SH-AWD | $4,422 | $369 |
| TLX 2.0T | $3,390 | $283 |
| TLX 2.0T A-Spec | $4,295 | $358 |
| TLX 2.4L | $2,890 | $241 |
| ZDX A-Spec | $4,640 | $387 |
These average rates are for full coverage car insurance Full coverage includes collision and comprehensive, which cover your own car for damage and theft. . If you only get liability coverage Liability insurance covers injuries and property damage you cause to others. It’s required by law in almost every state. , you’ll pay less.
Cheapest Acura ILX car insurance
Acura ILX drivers get the cheapest full coverage car insurance with Travelers and Progressive. Travelers coverage costs an average of $1,700 a year. Progressive is close behind, at $1,912 a year.
Both companies offer many discounts, and many are easy to get. Progressive has discounts for automatic payments, signing online and going paperless. Travelers offers discounts for getting an early quote, paying in full and using electronic funds transfer.
Acura ILX car insurance cost
| Company | 2021 model rate | 2022 rate | |
|---|---|---|---|
 | Travelers | $1,660 | $1,741 |
 | Progressive | $1,903 | $1,921 |
 | State Farm | $2,271 | $2,291 |
 | Geico | $3,621 | $3,130 |
 | Allstate | $3,860 | $4,430 |
 | Farmers | $4,256 | $4,418 |
 | USAA* | $2,481 | $2,620 |
Cheapest car insurance for the Acura Integra
Travelers and Progressive also offer the cheapest rates for the Acura Integra. Both charge around $2,000 a year.
Discounts may decide which company is cheaper for you. Also, Progressive has more add-on coverage options than Travelers. Progressive’s tiered accident forgiveness add-on lowers your deductible after your first accident, and the savings grow the longer you stay with the company. Travelers offers accident forgiveness, too, but it’s more limited.
Progressive also offers trip interruption Trip interruption usually covers pre-paid, non-refundable travel expenses, such as for flights and hotels, if you need to end a trip early. coverage, which Travelers does not. Keep that in mind when you compare car insurance quotes.
Acura Integra car insurance cost
| Company | Model rate 2023 | 2024 rate | 2025 rate |
|---|---|---|---|
| Travelers | $1,853 | $1,894 | $1,938 |
| Progressive | $2,211 | $2,236 | $2,260 |
| State Farm | $2,302 | $2,427 | $2,519 |
| Geico | $3,548 | $3,988 | $4,133 |
| Farmers | $4,589 | $4,767 | $4,953 |
| Allstate | $4,998 | $5,275 | $5,632 |
| USAA* | $2,854 | $2,746 | $2,758 |
Cheap insurance for the Acura MDX
With average rates of about $1,700 a year, Travelers and Progressive have the most affordable auto insurance for the Acura MDX.
Travelers scores higher in customer satisfaction than Progressive. The National Association of Insurance Commissioners (NAIC) gave Travelers a complaint rating The NAIC rates companies on confirmed complaints by size. A confirmed complaint is one that leads to a finding of fault. of 0.45, meaning it gets fewer complaints than the average company its size. Progressive scored 0.61, which is still better than the industry average of 1.0.
Acura MDX car insurance cost
| Company | Model rate 2022 | 2023 rate | 2024 rate | 2025 rate |
|---|---|---|---|---|
| Travelers | $1,423 | $1,459 | $1,486 | $1,514 |
| Progressive | $1,892 | $1,912 | $1,932 | $1,952 |
| State Farm | $2,204 | $2,287 | $2,515 | $2,612 |
| Geico | $3,539 | $3,622 | $4,077 | $4,224 |
| Farmers | $4,479 | $4,645 | $4,818 | $4,999 |
| Allstate | $4,442 | $4,647 | $4,884 | $6,192 |
| USAA* | $3,082 | $3,149 | $3,038 | $3,051 |
Cheapest Acura NSX car insurance
Travelers has the lowest insurance rates for Acura NSX drivers, at about $1,922 a year.
Progressive is next, at $4,907 a year.
Acura NSX car insurance cost
| Company | Model 2021 rate |
|---|---|
| Travelers | $1,922 |
| Progressive | $4,907 |
| State Farm | $6,107 |
| Farmers | $6,613 |
| Allstate | $9,702 |
| Geico | $9,726 |
| USAA* | $10,375 |
Cheap insurance for the Acura NSX Type S
Acura NSX Type S drivers can get the cheapest car insurance rates from Travelers, at $1,283 a year. The next-cheapest is Progressive, at $4,967 a year — over four times higher than Travelers.
The NSX Type S is expensive to insure because Honda only made a small number of them. If you own one, look into agreed value car insurance to cover it for its full value.
Acura NSX Type S car insurance cost
| Company | Model 2022 rate |
|---|---|
| Travelers | $1,283 |
| Progressive | $4,967 |
| State Farm | $6,211 |
| Farmers | $6,891 |
| Geico | $9,809 |
| Allstate | $10,481 |
| USAA* | $10,993 |
Cheapest car insurance for the Acura RDX
Acura RDX drivers find the cheapest car insurance rates with Allstate, which has an average rate of $1,171 a year. Geico is the next-cheapest, at $1,682 a year. Farmers is close behind, at $1,934 a year.
Geico offers more than twice as many discounts as Allstate, including ones for defensive driving, federal employees and military members. If you can get these or other discounts from Geico, it could be your cheapest choice.
Acura RDX car insurance cost
| Company | Model 2021 rate | 2022 rate | 2023 rate |
|---|---|---|---|
| Allstate | $1,108 | $1,187 | $1,217 |
| Geico | $1,666 | $1,682 | $1,698 |
| Farmers | $1,952 | $1,914 | $1,936 |
| Progressive | $2,897 | $3,012 | $3,115 |
| Travelers | $3,803 | $4,094 | $4,781 |
| State Farm | $4,369 | $4,529 | $4,698 |
| USAA* | $2,824 | $3,002 | $3,076 |
Cheap car insurance for the Acura RDX SH-AWD
Travelers offers the most affordable car insurance for Acura RDX SH-AWD drivers, with an average rate of $1,336 a year. Progressive is the next-cheapest company, at $1,807 a year — 35% higher than Travelers.
Acura RDX SH-AWD car insurance cost
| Company | Model rate 2024 | 2025 rate |
|---|---|---|
| Travelers | $1,288 | $1,384 |
| Progressive | $1,798 | $1,816 |
| State Farm | $2,257 | $2,341 |
| Geico | $3,260 | $3,378 |
| Farmers | $4,629 | $4,807 |
| Allstate | $4,993 | $5,324 |
| USAA | $3,141 | $3,159 |
Cheap Acura TLX 2.0T car insurance
With an average rate of $1,747 a year, Travelers has the cheapest insurance for Acura TLX 2.0T drivers. Progressive comes in second, at $2,074 a year. Both companies are under the average rate for the Acura TLX 2.0T of $3,390 a year.
Acura TLX 2.0T car insurance cost
| Company | Model rate 2021 | 2022 rate | 2023 rate |
|---|---|---|---|
| Travelers | $1,649 | $1,770 | $1,822 |
| Progressive | $2,055 | $2,074 | $2,094 |
| State Farm | $2,673 | $2,647 | $2,733 |
| Geico | $4,155 | $4,374 | $4,126 |
| Farmers | $4,467 | $4,629 | $4,798 |
| Allstate | $4,739 | $5,128 | $5,402 |
| USAA* | $3,079 | $3,250 | $3,536 |
Cheapest car insurance for the Acura TLX 2.0T A-Spec
Acura TLX 2.0T drivers get the lowest car insurance rates with Travelers, at $1,979 a year. Progressive is 7% more, at $2,123 a year.
While Progressive may come out cheaper than Travelers with discounts, Travelers receives fewer customer complaints than Progressive. Travelers’ NAIC complaint rating is 0.85, while Progressive’s is 1.43.
Acura RDX TLX 2.0T A-Spec car insurance cost
| Company | 2024 model rate | 2025 rate |
|---|---|---|
| Travelers | $2,010 | $1,948 |
| Progressive | $2,113 | $2,133 |
| State Farm | $3,069 | $3,087 |
| Geico | $4,808 | $3,075 |
| Farmers | $5,344 | $4,706 |
| Allstate | $6,164 | $6,934 |
| USAA* | $3,589 | $2,743 |
Cheapest Acura TLX 2.4L car insurance
Travelers has the most affordable average rates for Acura TLX 2.4L drivers, at $1,521 a year. Progressive is next, at an average of $1,929 a year. State Farm is third, at $2,246 a year.
If you bundle your auto and home insurance with State Farm, you could save up to $1,273 on both policies. That might make State Farm your cheapest option. Comparing quotes can help you find the best deal.
Acura RDX TLX 2.4L car insurance cost
| Company | 2020 rate |
|---|---|
| Travelers | $1,521 |
| Progressive | $1,929 |
| State Farm | $2,246 |
| Geico | $3,416 |
| Allstate | $4,147 |
| Farmers | $4,312 |
| USAA* | $2,657 |
Cheap Acura ZDX A-Spec car insurance
Acura ZDX A-Spec drivers get the cheapest auto insurance rates with Travelers, at $1,480 a year. Progressive is the next-cheapest company, at $1,832 a year. Both are under the average rate of $3,574 for this Acura model.
Acura ZDX A-Spec car insurance cost
| Company | Model 2024 rate |
|---|---|
| Travelers | $1,480 |
| Progressive | $1,832 |
| State Farm | $2,178 |
| Geico | $2,978 |
| Allstate | $4,688 |
| Farmers | $7,493 |
| USAA* | $4,368 |
Best companies for Acura car insurance
Travelers and Progressive are the best car insurance companies for Acura owners. Both offer below-average car insurance rates for most Acura models, along with many discount options.
Best car insurance companies for Acuras
| Company | Annual rate** | Complaints*** | Customer satisfaction**** | LendingTree score |
|---|---|---|---|---|
| Allstate | $5,423 | 0.71 | 635 |  |
| Farmers | $4,966 | 1.26 | 622 | |
| Geico | $4,174 | 0.73 | 644 |  |
| Progressive | $2,217 | 0.72 | 621 |  |
| State Farm | $2,729 | 0.78 | 651 |  |
| Travelers | $1,589 | 0.4 | 609 | |
| USAA* | $3,721 | 0.99 | 735 | |
**Average annual rate for all Acura models.
***Source: 2023 NAIC Complaint Index. Average is 1.0. Lower is better.
****Source: J.D. Power 2024 U.S. Auto Insurance Study. Average is 641. Higher is better.
Best overall and cheapest rates: Travelers
Travelers is the best overall car insurance company for Acura owners because it has cheap rates and good discounts, including ones for:
- Buying multiple policies from Travelers
- Continuous insurance
- Hybrid or electric cars
- Being or having a child who is a student away at school
Travelers also gets fewer complaints than many other car insurance companies.
Pros
- Cheapest rates for many Acura models
- Many discounts
- Few customer complaints
Cons
- Poor customer satisfaction score
- Car insurance quotes not available in all states
Second-best: Progressive
Progressive has some of the cheapest rates for many Acura models. Progressive also gives drivers multiple options for accident forgiveness. When you sign up, your first accident won’t raise your rates if the claim is under $500. If you’ve been with Progressive for five years or more, your first claim over $500 also won’t increase your rates.
Pros
- Cheap rates
- Low complaint rating
- Offers three types of accident forgiveness
Cons
- Customer satisfaction score is below average
- Discounts not available in all states
Best discounts: State Farm
State Farm gives lots of car insurance discounts to help you save money. You could get discounts for things like:
- Bundling
- Paying in full
- Low mileage
- Anti-theft devices
- Being a good student
- Finishing a defensive driving course
Pros
- Many discounts
- Low complaint rating
- Good customer satisfaction score
Cons
- Few add-on coverage options
- Not available in Massachusetts and Rhode Island
Methodology
LendingTree uses insurance rate data from Quadrant Information Services using publicly sourced insurance company filings. Rates are based on an analysis of hundreds of thousands of car insurance quotes for typical drivers in Illinois.
Quotes are for a 30-year-old man with good credit and a clean driving record. Policies include:
- Bodily injury liability: $50,000 per person, $100,000 per accident
- Property damage liability: $25,000
- Uninsured motorist: $50,000 per person, $100,000 per accident
- Personal injury protection in Maryland and Minnesota
- Collision: $500 deductible
- Comprehensive: $500 deductible
Rates are based on quotes for the following Acura models:
- ILX
- Integra
- MDX
- NSX
- NSX Type S
- RDX
- RDX SH-AWD
- TLX 2.0T
- TLX 2.0T A-Spec
- TLX 2.4L
- ZDX A-Spec
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Our team of insurance experts rated insurance companies based on several categories. These categories include average rates, discounts, coverage options, third-party customer service ratings and app/website experience. We weighted these categories based on what customers value in an insurance company.
For third-party customer service ratings, we included complaint index scores from the National Association of Insurance Commissioners (NAIC) and financial strength ratings from AM Best. NAIC complaint index scores are used to determine how satisfied customers are with their claims, while financial strength ratings from AM Best reflect the ability to pay out claims.
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*USAA is only available to current and former members of the military and their families.