How to Compare Car Insurance Rates 2024
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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

Best Cheap Car Insurance in California (2025)

Updated on:
Content was accurate at the time of publication.

Cheapest insurance companies in California

$1,486/year
Cheapest full coverage: Geico
Geico logo
$3,730/year
Cheapest for teens: State Farm
State Farm logo
$3,026/year
Best after a DUI: Mercury
Mercury logo
+
More Options

Find the Cheapest Car Insurance Quotes in California

At $1,486 a year, Geico has the cheapest full-coverage car insurance in California, on average. That’s $124 a month. Mercury is next, with an average rate of $142 per month.

Members of the military should also get a quote from USAA, as its average rate for full-coverage car insurance is $129 a month.

Cheapest car insurance companies in California

Full-coverage insurance rates in CA

CompanyAnnual rateLendingTree score
geico logoGeico$1,4863.5 stars
mercury logoMercury$1,7073 stars
progressive logoProgressive$1,7454 stars
aaa logoAAA SoCal$1,9122.5 stars
state farm logoState Farm$2,1584.5 stars
allstate logoAllstate$2,1603 stars
aaa logoAAA NorCal$2,2262.5 stars
farmers logoFarmers$3,2073 stars
usaa logoUSAA*$1,5504 stars

Geico also has the cheapest liability insurance in California, with an average rate of $505 a year, or $42 a month. AAA NorCal is the next-cheapest at $50 a month.

Most states (including California) require drivers to buy at least a minimum amount of liability car insurance, which covers you if you injure someone or damage their property while driving.

For the cheapest liability coverage, compare car insurance quotes from multiple companies before renewing or buying a policy.

Liability insurance rates in CA

CompanyAnnual rate
Geico$505
AAA NorCal$604
Progressive$639
AAA SoCal$687
Mercury$687
State Farm$712
Allstate$849
Farmers$1,024
USAA*$591

Find the Cheapest Car Insurance Quotes in California

To get the cheapest car insurance for young drivers in California, get a quote from State Farm. State Farm has the cheapest rates for teens who want liability-only or full coverage, at $1,369 and $3,730 a year, respectively.

Geico is the next-cheapest company, at $1,561 a year for liability coverage and $3,867 a year for full coverage.

Cheapest car insurance companies for teens

CompanyLiability onlyFull coverage
State Farm$1,369$3,730
Geico$1,561$3,867
Mercury$1,771$4,079
Progressive$1,925$5,255
AAA SoCal$1,940$4,546
AAA NorCal$1,958$6,926
Allstate$2,294$4,802
Farmers$2,355$7,067
USAA*$1,431$3,321

Getting good grades could help you save money on car insurance with both State Farm and Geico. State Farm has a discount of up to 25% for teens with good grades, while Geico’s discount is for up to 15%.

Another way to get cheap car insurance for teens is to add them to a parent’s policy. Your rate will go up as the parent, but the overall cost should still be cheaper than if you and your teen have your own policies.

Geico is the cheapest car insurance company for California drivers with a ticket at $2,326 a year, or $194 a month. Mercury comes in second, with rates that average $202 a month.

A speeding ticket or similar violation typically stays on your driving record for an average of three to seven years. You can expect to see your car insurance premium go up around 43% during that time.

Best car insurance after a speeding ticket

CompanyAnnual rate
Geico$2,326
Mercury$2,420
Progressive$2,684
AAA NorCal$2,813
AAA SoCal$3,016
Allstate$3,102
State Farm$3,278
Farmers$4,536
USAA*$1,888

At $2,706 a year, or $226 a month, Mercury has the lowest car insurance rates after a car accident in California. Progressive is the next-cheapest company at $240 a month.

An accident stays on your record for three years in California. You’ll probably pay higher car insurance rates during that time, unless you get the accident struck from your record.

Cheapest car insurance rates with an accident

CompanyAnnual rate
Mercury$2,706
Progressive$2,877
AAA SoCal$3,275
Geico$3,780
State Farm$4,229
AAA NorCal$4,519
Farmers$5,670
Allstate$5,837
USAA*$2,955

Teens with a bad driving record in California get the cheapest car insurance from Geico.

Geico’s average liability-only rate for teen drivers with a speeding ticket is $1,759 a year, and $2,144 a year for teens after an accident.

Best insurance for teens with a ticket or accident

CompanyTicketAccident
Geico$1,759$2,144
State Farm$2,173$2,281
Mercury$2,351$2,234
Progressive$2,497$2,788
Allstate$2,726$3,630
Farmers$2,970$2,970
AAA NorCal$2,973$3,656
AAA SoCal$3,031$2,835
USAA*$1,762$1,891

Find the Cheapest Car Insurance Quotes in California

If you’re a California driver with a DUI on your record, Mercury has the cheapest car insurance at an average of $3,026 a year, or $252 a month.

Geico also has cheap car insurance with a DUI at $313 a month.

Cheap car insurance quotes with a DUI

CompanyAnnual rate
Mercury$3,026
Geico$3,759
Progressive$4,195
Farmers$5,670
AAA SoCal$6,072
State Farm$7,600
AAA NorCal$8,009
Allstate$8,438
USAA*$4,797

A DUI (driving under the influence) conviction can lead to fines, jail time and a license suspension. It also usually causes your car insurance rates to go up by an average of 184%. Your current policy may be canceled, too, and you could have a hard time buying a new one.

Geico, Mercury and Progressive are the best car insurance companies in California because of their affordable rates, customer service, coverage options and discounts.

Geico has the cheapest average rates in California for both full-coverage and liability-only car insurance. Geico also offers many car insurance discounts to help you save. For example, you could save up to 23% just by having airbags in your car.

Mercury and Progressive both offer affordable rates and several ways to save with discounts. Their J.D. Power customer satisfaction ratings are average at best, though.

California car insurance company ratings

CompanyJ.D. Power**A.M. Best LendingTree
AAA684A2.5 stars
Allstate634A+3 stars
Farmers617A3 stars
Geico626A++3.5 stars
Mercury596A3 stars
Progressive635A+4 stars
State Farm658A++4 stars

**Source: J.D. Power 2024 U.S. Auto Insurance Study. Higher is better; 644 is average.

Mount Shasta pays the cheapest average rate for full-coverage car insurance in California, at $1,511 a year. Beverly Hills has the most expensive rate of $3,232 a year.

Beverly Hills doesn’t have a nearby major freeway, causing residents to have to rely on residential roads that backup easily. This increases the odds of accidents and insurance claims.

Car insurance rates near you

CityAnnual rate% from average
Acalanes Ridge$1,828-6%
Acampo$1,913-2%
Acton$2,0485%
Adelanto$2,35721%
Adin$1,710-12%
Agoura Hills$2,34621%
Agua Dulce$2,1299%
Aguanga$1,901-2%
Ahwahnee$1,745-10%
Airport$2,17312%
Alameda$1,9470%
Alamo$1,883-3%
Albany$1,880-3%
Albion$1,760-10%
Alderpoint$1,901-2%
Alhambra$2,40824%
Aliso Viejo$1,9470%
Alleghany$1,824-6%
Allendale$1,755-10%
Alondra Park$2,33120%
Alpaugh$1,9360%
Alpine$1,876-4%
Alta$1,846-5%
Alta Sierra$1,786-8%
Altadena$2,39323%
Altaville$1,767-9%
Alturas$1,656-15%
Alum Rock$2,0345%
Alviso$1,906-2%
Amador City$1,921-1%
Amboy$2,1289%
American Canyon$2,0224%
Amesti$1,9400%
Anaheim$2,14410%
Anderson$1,655-15%
Angels$1,709-12%
Angels Camp$1,709-12%
Angelus Oaks$2,0345%
Angwin$1,917-1%
Annapolis$1,925-1%
Antelope$2,18712%
Antioch$2,1008%
Anza$2,0375%
Apple Valley$2,0616%
Applegate$1,751-10%
Aptos$1,652-15%
Aptos Hills-Larkin Valley$1,898-2%
Arbuckle$1,772-9%
Arcadia$2,39623%
Arcata$1,626-16%
Arden-Arcade$2,1038%
Armona$1,780-8%
Arnold$1,723-11%
Aromas$1,817-7%
Arroyo Grande$1,665-14%
Artesia$2,23315%
Artois$1,744-10%
Arvin$2,0324%
Ashland$2,0958%
Atascadero$1,687-13%
Atherton$1,9721%
Atwater$1,904-2%
Atwood$2,1098%
Auberry$1,845-5%
Auburn$1,788-8%
Auburn Lake Trails$1,862-4%
August$2,20413%
Avalon$1,796-8%
Avenal$1,816-7%
Avery$1,853-5%
Avila Beach$1,741-10%
Avilla Beach$1,741-10%
Avocado Heights$2,24716%
Azusa$2,21014%
Badger$1,9490%
Baker$1,930-1%
Bakersfield$2,0254%
Baldwin Park$2,35421%
Ballico$2,0093%
Bangor$1,837-6%
Banning$1,910-2%
Bard$2,18612%
Barstow$1,9661%
Bass Lake$1,829-6%
Bay Point$2,0958%
Bayside$1,669-14%
Bayview$2,0214%
Beale AFB$1,808-7%
Bear Valley Springs$1,797-8%
Beaumont$1,9460%
Beckwourth$1,831-6%
Belden$1,837-6%
Bell$2,45126%
Bell Canyon$2,63636%
Bell Gardens$2,45126%
Bella Vista$1,665-14%
Bellflower$2,32119%
Belmont$1,783-8%
Belvedere$2,0325%
Belvedere Tiburon$2,0325%
Ben Lomond$1,750-10%
Benbow$1,805-7%
Benicia$1,785-8%
Benton$1,790-8%
Berkeley$1,9953%
Bermuda Dunes$1,9561%
Berry Creek$1,823-6%
Bertsch-Oceanview$1,633-16%
Bethel Island$1,9892%
Beverly Hills$3,23266%
Bieber$1,898-2%
Big Bar$1,707-12%
Big Bear City$1,927-1%
Big Bear Lake$1,9540%
Big Bend$1,810-7%
Big Creek$1,9993%
Big Oak Flat$1,925-1%
Big Pine$1,691-13%
Big River$1,849-5%
Big Sur$1,836-6%
Biggs$1,707-12%
Biola$2,15911%
Birds Landing$1,9862%
Bishop$1,670-14%
Black Point-Green Point$1,761-9%
Blackhawk$1,9430%
Blairsden-Graeagle$1,697-13%
Blocksburg$1,858-4%
Bloomfield$1,789-8%
Bloomington$2,20513%
Blue Jay$2,0887%
Blue Lake$1,610-17%
Blythe$1,808-7%
Bodega$1,909-2%
Bodega Bay$1,778-9%
Bodfish$1,902-2%
Bolinas$1,9561%
Bonadelle Ranchos-Madera Ranchos$1,825-6%
Bonita$1,893-3%
Bonny Doon$1,696-13%
Bonsall$1,9711%
Boonville$1,804-7%
Boron$1,809-7%
Boronda$1,845-5%
Borrego Springs$1,790-8%
Bostonia$1,9872%
Boulder Creek$1,931-1%
Boulevard$1,857-4%
Boyes Hot Springs$1,816-7%
Bradbury$2,17112%
Bradley$1,712-12%
Brandeis$2,1028%
Branscomb$1,806-7%
Brawley$1,829-6%
Brea$2,0827%
Brentwood$1,9380%
Bret Harte$2,1048%
Bridgeport$1,868-4%
Bridgeville$1,815-7%
Brisbane$1,9621%
Broadmoor$2,0435%
Brookdale$1,9360%
Brooks$1,9400%
Brooktrails$1,808-7%
Browns Valley$1,798-8%
Brownsville$1,790-8%
Bryn Mawr$2,14110%
Buckhorn$1,809-7%
Buellton$1,675-14%
Buena Park$2,24215%
Burbank$2,56332%
Burlingame$1,9953%
Burney$1,718-12%
Burnt Ranch$1,790-8%
Burrel$1,9661%
Burson$1,878-3%
Butte City$1,720-12%
Butte Creek Canyon$1,693-13%
Butte Valley$1,758-10%
Buttonwillow$2,0103%
Byron$1,932-1%
Bystrom$2,13610%
Cabazon$2,0807%
Calabasas$2,76942%
Calexico$1,914-2%
Caliente$1,927-1%
California City$1,868-4%
California Hot Springs$1,9681%
Calimesa$1,887-3%
Calipatria$2,0023%
Calistoga$1,888-3%
Callahan$1,699-13%
Callender$1,665-14%
Calpella$1,753-10%
Calpine$1,687-13%
Calwa$2,0415%
Camarillo$1,9490%
Cambria$1,626-16%
Cambrian Park$1,780-8%
Cameron Park$1,848-5%
Camino$1,858-4%
Camino Tassajara$1,9430%
Camp Meeker$1,896-2%
Camp Nelson$1,887-3%
Camp Pendleton$2,73541%
Campbell$1,866-4%
Campo$1,9440%
Campo Seco$1,902-2%
Camptonville$1,769-9%
Canby$1,683-13%
Canoga Park$2,75842%
Cantil$1,925-1%
Cantua Creek$1,910-2%
Canyon$1,9912%
Canyon Country$2,29118%
Canyon Dam$1,788-8%
Canyon Lake$2,0284%
Capay$1,786-8%
Capistrano Beach$1,879-3%
Capitola$1,631-16%
Cardiff By The Sea$1,839-5%
Carlotta$1,724-11%
Carlsbad$1,905-2%
Carmel$1,680-14%
Carmel Valley Village$1,738-11%
Carmel-by-the-Sea$1,688-13%
Carmichael$2,1189%
Carnelian Bay$1,768-9%
Carpinteria$1,814-7%
Carson$2,20713%
Caruthers$1,9902%
Casa Conejo$2,0103%
Casa de Oro-Mount Helix$1,9420%
Casmalia$1,837-6%
Caspar$1,709-12%
Cassel$1,700-13%
Castaic$2,13010%
Castella$1,782-8%
Castle Hill$1,769-9%
Castro Valley$1,9812%
Castroville$1,930-1%
Cathedral City$2,0375%
Catheys Valley$1,746-10%
Cayucos$1,711-12%
Cazadero$1,861-4%
Cedar Glen$2,16011%
Cedar Ridge$1,757-10%
Cedarpines Park$1,9571%
Cedarville$1,710-12%
Centerville$1,919-1%
Ceres$2,0857%
Cerritos$2,20213%
Challenge$1,892-3%
Charter Oak$2,15811%
Chatsworth$2,64236%
Cherry Valley$1,9460%
Cherryland$2,1028%
Chester$1,759-10%
Chicago Park$1,861-4%
Chico$1,700-13%
Chilcoot$1,723-11%
China Lake Acres$1,742-10%
Chinese Camp$1,803-7%
Chino$2,15011%
Chino Hills$2,1169%
Chowchilla$1,878-3%
Chualar$1,804-7%
Chula Vista$1,889-3%
Cima$2,0616%
Citrus$2,18312%
Citrus Heights$2,0355%
City Of Industry$1,9902%
Claremont$1,9872%
Clarksburg$1,9591%
Clay$1,896-2%
Clayton$1,858-4%
Clearlake$1,892-3%
Clearlake Oaks$1,825-6%
Clearlake Park$1,830-6%
Clearlake Riviera$1,793-8%
Clements$1,913-2%
Cleone$1,657-15%
Clio$1,770-9%
Clipper Mills$1,782-8%
Cloverdale$1,718-12%
Clovis$1,867-4%
Clyde$2,0294%
Coachella$2,0938%
Coalinga$1,770-9%
Coarsegold$1,807-7%
Cobb$1,9651%
Cohasset$1,651-15%
Coleville$1,741-10%
Colfax$1,795-8%
Collierville$1,913-2%
Colma$2,30418%
Coloma$1,878-3%
Colton$2,1239%
Columbia$1,797-8%
Colusa$1,829-6%
Commerce$2,34821%
Comptche$1,779-9%
Compton$2,61434%
Concord$1,905-2%
Concow$1,758-10%
Contra Costa Centre$1,828-6%
Cool$1,862-4%
Copperopolis$1,863-4%
Corcoran$1,799-8%
Corning$1,707-12%
Corona$2,0847%
Corona Del Mar$2,0515%
Coronado$1,895-3%
Coronita$2,0485%
Corralitos$1,898-2%
Corte Madera$1,837-6%
Costa Mesa$2,0244%
Cotati$1,734-11%
Coto De Caza$2,0113%
Cottonwood$1,679-14%
Coulterville$1,858-4%
Country Club$2,0475%
Courtland$2,0797%
Covelo$1,846-5%
Covina$2,14910%
Coyote$1,859-4%
Crescent City$1,633-16%
Crescent Mills$1,710-12%
Cressey$1,883-3%
Crest$1,9872%
Crestline$2,0505%
Creston$1,733-11%
Crockett$1,9611%
Crowley Lake$1,835-6%
Crows Landing$1,880-3%
Cudahy$2,45126%
Culver City$2,35221%
Cupertino$1,762-9%
Cutler$1,9601%
Cutten$1,750-10%
Cypress$2,16111%
Daggett$1,919-1%
Daly City$2,17312%
Dana Point$1,9742%
Danville$1,889-3%
Daphnedale Park$1,656-15%
Darwin$2,0023%
Davenport$1,807-7%
Davis$1,740-11%
Davis Creek$1,757-10%
Day Valley$1,775-9%
Death Valley$1,846-5%
Deer Park$1,903-2%
Del Aire$2,43125%
Del Mar$1,9440%
Del Monte Forest$1,654-15%
Del Rey$2,0797%
Del Rey Oaks$1,670-14%
Del Rio$2,0365%
Delano$1,931-1%
Delhi$1,884-3%
Delleker$1,703-12%
Denair$1,913-2%
Descanso$1,770-9%
Desert Center$1,859-4%
Desert Edge$1,9832%
Desert Hot Springs$2,0706%
Desert Palms$1,862-4%
Desert Shores$2,0425%
Desert View Highlands$2,21514%
Diablo$1,866-4%
Diamond Bar$2,24015%
Diamond Springs$1,826-6%
Dillon Beach$1,9380%
Dinuba$1,898-2%
Discovery Bay$1,9932%
Dixon$1,817-7%
Dixon Lane-Meadow Creek$1,670-14%
Dobbins$1,771-9%
Dogtown$1,913-2%
Dollar Point$1,773-9%
Dorris$1,728-11%
Dos Palos$1,846-5%
Dos Rios$1,771-9%
Douglas City$1,770-9%
Douglas Flat$1,813-7%
Downey$2,36422%
Downieville$1,795-8%
Doyle$1,744-10%
Drytown$1,901-2%
Duarte$2,17112%
Dublin$1,814-7%
Ducor$1,9742%
Dulzura$2,0556%
Duncans Mills$1,9922%
Dunlap$1,904-2%
Dunnigan$1,742-10%
Dunsmuir$1,583-19%
Durham$1,645-15%
Dustin Acres$1,929-1%
Dutch Flat$1,838-5%
Eagleville$1,795-8%
Earlimart$1,9852%
Earp$1,849-5%
East Foothills$2,0345%
East Hemet$2,0023%
East Irvine$2,0515%
East La Mirada$2,17212%
East Los Angeles$2,38723%
East Nicolaus$1,9872%
East Oakdale$1,903-2%
East Orosi$1,9460%
East Palo Alto$1,9932%
East Pasadena$2,32820%
East Porterville$1,836-6%
East Quincy$1,646-15%
East Rancho Dominguez$2,58133%
East Richmond Heights$2,0546%
East San Gabriel$2,30719%
East Sonora$1,757-10%
Easton$2,0907%
Eastvale$2,1139%
Echo Lake$1,9380%
Edison$2,13910%
Edwards$1,820-6%
Edwards AFB$1,781-8%
El Cajon$2,0113%
El Centro$1,917-1%
El Cerrito$1,9742%
El Dorado$1,861-4%
El Dorado Hills$1,840-5%
El Granada$1,790-8%
El Monte$2,37422%
El Nido$1,9520%
El Portal$1,814-7%
El Rio$1,9862%
El Segundo$2,1018%
El Sobrante$2,13110%
El Toro$1,9762%
El Verano$1,816-7%
Eldridge$1,893-3%
Elizabeth Lake$2,1108%
Elk$1,862-4%
Elk Creek$1,708-12%
Elk Grove$2,0214%
Elkhorn$1,930-1%
Elmira$1,9983%
Elverta$2,0254%
Emerald Lake Hills$1,885-3%
Emeryville$2,30619%
Emigrant Gap$1,9611%
Empire$2,0194%
Encinitas$1,873-4%
Encino$3,04757%
Escalon$1,9510%
Escondido$1,923-1%
Esparto$1,794-8%
Essex$2,0073%
Etna$1,579-19%
Eucalyptus Hills$1,866-4%
Eureka$1,770-9%
Exeter$1,806-7%
Fair Oaks$2,0144%
Fairbanks Ranch$2,0546%
Fairfax$1,886-3%
Fairfield$1,933-1%
Fairmead$1,878-3%
Fairview$2,1028%
Fall River Mills$1,764-9%
Fallbrook$1,911-2%
Farmersville$1,9641%
Farmington$1,924-1%
Fawnskin$1,9410%
Fellows$1,855-5%
Felton$1,715-12%
Ferndale$1,649-15%
Fetters Hot Springs-Agua Caliente$1,816-7%
Fiddletown$1,802-7%
Fieldbrook$1,628-16%
Fields Landing$1,913-2%
Fillmore$1,925-1%
Finley$1,832-6%
Firebaugh$1,824-6%
Fish Camp$1,745-10%
Five Points$1,9460%
Florence-Graham$2,65136%
Florin$2,29818%
Floriston$1,813-7%
Flournoy$1,858-4%
Folsom$1,840-5%
Fontana$2,18212%
Foothill Farms$2,22815%
Foothill Ranch$1,901-2%
Forbestown$1,795-8%
Ford City$1,929-1%
Forest Falls$2,0445%
Forest Knolls$1,876-4%
Forest Meadows$1,737-11%
Forest Ranch$1,748-10%
Foresthill$1,835-6%
Forestville$1,848-5%
Forks Of Salmon$1,817-7%
Fort Bidwell$1,776-9%
Fort Bragg$1,657-15%
Fort Dick$1,787-8%
Fort Irwin$1,9731%
Fort Jones$1,692-13%
Fort Washington$1,894-3%
Fortuna$1,656-15%
Foster City$1,772-9%
Fountain Valley$2,0897%
Fowler$2,0043%
Franklin$1,886-3%
Frazier Park$1,9701%
Freedom$1,9400%
Fremont$1,888-3%
French Camp$2,0857%
French Gulch$1,730-11%
French Valley$1,9932%
Fresno$2,0073%
Friant$2,0536%
Fruitdale$1,899-2%
Fruitridge Pocket$2,29318%
Fullerton$2,13110%
Fulton$1,891-3%
Galt$1,914-2%
Garden Acres$2,0405%
Garden Grove$2,21614%
Garden Valley$1,864-4%
Gardena$2,31419%
Garnet$2,0706%
Gasquet$1,692-13%
Gazelle$1,676-14%
Georgetown$1,833-6%
Gerber$1,714-12%
Geyserville$1,801-7%
Gilroy$1,869-4%
Glen Avon$2,0727%
Glen Ellen$1,893-3%
Glencoe$1,804-7%
Glendale$3,00955%
Glendora$2,0405%
Glenhaven$1,850-5%
Glenn$1,649-15%
Glennville$1,9380%
Gold River$2,0968%
Gold Run$1,835-6%
Golden Hills$1,797-8%
Goleta$1,785-8%
Gonzales$1,771-9%
Good Hope$2,13110%
Goodyears Bar$1,793-8%
Goshen$1,907-2%
Graeagle$1,697-13%
Granada Hills$2,71640%
Grand Terrace$2,0144%
Grangeville$1,784-8%
Granite Bay$1,886-3%
Granite Hills$2,0003%
Grass Valley$1,762-9%
Graton$1,845-5%
Grayson$2,0164%
Greeley Hill$1,858-4%
Green Acres$2,0144%
Green Valley$2,0053%
Green Valley Lake$2,0294%
Greenacres$1,9390%
Greenbrae$1,9470%
Greenfield$1,929-1%
Greenhorn$1,646-15%
Greenview$1,635-16%
Greenville$1,735-11%
Greenwood$1,909-2%
Grenada$1,634-16%
Gridley$1,727-11%
Grimes$1,846-5%
Grizzly Flats$1,9852%
Groveland$1,820-6%
Grover Beach$1,725-11%
Guadalupe$1,823-6%
Gualala$1,821-6%
Guasti$2,0918%
Guatay$1,879-3%
Guerneville$1,872-4%
Guinda$1,827-6%
Gustine$1,852-5%
Hacienda Heights$2,21214%
Half Moon Bay$1,790-8%
Hamilton Branch$1,721-12%
Hamilton City$1,664-14%
Hanford$1,784-8%
Happy Camp$1,757-10%
Harbison Canyon$2,0003%
Harbor City$2,26516%
Harmony$1,840-5%
Hartley$1,755-10%
Hat Creek$1,695-13%
Hathaway Pines$1,876-4%
Hawaiian Gardens$2,27817%
Hawthorne$2,44326%
Hayfork$1,794-8%
Hayward$2,0837%
Healdsburg$1,815-7%
Heber$1,9450%
Helendale$1,9380%
Helm$1,9510%
Hemet$2,0224%
Herald$1,896-2%
Hercules$1,9902%
Herlong$1,750-10%
Hermosa Beach$2,0897%
Hesperia$2,15111%
Hickman$1,9943%
Hidden Hills$2,76942%
Hidden Meadows$1,894-3%
Hidden Valley Lake$1,9430%
Highgrove$2,1289%
Highland$2,16311%
Highlands-Baywood Park$1,818-7%
Hillsborough$1,9953%
Hilmar$1,917-1%
Hilmar-Irwin$1,917-1%
Hinkley$1,9480%
Hollister$1,829-6%
Holt$2,16111%
Holtville$1,869-4%
Holy City$1,9370%
Home Garden$1,784-8%
Home Gardens$2,1159%
Homeland$1,9842%
Homestead Valley$1,846-5%
Homewood$1,774-9%
Honeydew$1,880-3%
Hood$1,884-3%
Hoopa$2,17912%
Hopland$1,757-10%
Hornbrook$1,637-16%
Hornitos$1,796-8%
Hughson$1,9641%
Humboldt Hill$1,750-10%
Hume$1,9390%
Huntington Beach$2,0616%
Huntington Park$2,47727%
Huron$1,824-6%
Hyampom$1,766-9%
Hydesville$1,732-11%
Idyllwild-Pine Cove$1,906-2%
Igo$1,659-15%
Imperial$1,915-2%
Imperial Beach$2,0093%
Independence$1,783-8%
Indian Wells$1,9450%
Indio$1,9973%
Industry$2,30218%
Inglewood$2,57833%
Interlaken$1,898-2%
Inverness$1,831-6%
Inyokern$1,811-7%
Ione$1,843-5%
Irvine$2,0767%
Irwindale$2,26316%
Isla Vista$1,802-7%
Isleton$1,852-5%
Ivanhoe$1,873-4%
Jackson$1,778-9%
Jacumba$1,864-4%
Jamestown$1,805-7%
Jamul$1,9651%
Janesville$1,737-11%
Jenner$1,915-2%
Johannesburg$1,847-5%
Jolon$1,730-11%
Joshua Tree$1,806-7%
Julian$1,888-3%
Junction City$1,688-13%
June Lake$1,841-5%
Jurupa Valley$2,0345%
Kaweah$1,854-5%
Keeler$1,9641%
Keene$1,898-2%
Kelly Ridge$1,764-9%
Kelseyville$1,793-8%
Kennedy$2,28217%
Kensington$1,868-4%
Kentfield$1,9470%
Kenwood$1,835-6%
Kerman$1,9641%
Kernville$1,754-10%
Keswick$1,667-14%
Kettleman City$1,808-7%
Keyes$2,0787%
King City$1,626-16%
Kings Beach$1,9490%
Kings Canyon National Pk$1,931-1%
Kingsburg$1,881-3%
Kirkwood$1,843-5%
Kit Carson$1,765-9%
Klamath$1,845-5%
Klamath River$1,767-9%
Kneeland$1,756-10%
Knights Landing$1,851-5%
Knightsen$1,9380%
Korbel$1,735-11%
Kyburz$1,896-2%
La Canada Flintridge$2,41224%
La Crescenta$2,51629%
La Grange$2,0103%
La Habra$2,14710%
La Habra Heights$2,14710%
La Honda$1,9641%
La Jolla$1,9822%
La Mesa$1,837-6%
La Mirada$2,24916%
La Palma$2,20213%
La Presa$1,9601%
La Puente$2,27517%
La Quinta$1,9953%
La Riviera$2,16411%
La Selva Beach$1,898-2%
La Verne$2,0395%
Ladera$1,853-5%
Ladera Heights$2,74441%
Ladera Ranch$1,9540%
Lafayette$1,834-6%
Laguna Beach$2,0928%
Laguna Hills$1,9390%
Laguna Niguel$1,9872%
Laguna Woods$1,9510%
Lagunitas$1,9731%
Lake Almanor Country Club$1,721-12%
Lake Arrowhead$2,0817%
Lake California$1,679-14%
Lake City$1,687-13%
Lake Elsinore$2,0897%
Lake Forest$1,9370%
Lake Hughes$2,1108%
Lake Isabella$1,888-3%
Lake Los Angeles$2,32319%
Lake Mathews$2,13110%
Lake Nacimiento$1,775-9%
Lake San Marcos$1,862-4%
Lake Wildwood$1,671-14%
Lake of the Pines$1,761-9%
Lake of the Woods$1,9701%
Lakehead$1,683-13%
Lakeland Village$2,1179%
Lakeport$1,702-12%
Lakeshore$1,9591%
Lakeside$1,926-1%
Lakeview$2,0144%
Lakewood$2,1239%
Lamont$2,0897%
Lanare$1,886-3%
Lancaster$2,24315%
Landers$1,815-7%
Larkfield-Wikiup$1,830-6%
Larkspur$1,902-2%
Las Flores$1,923-1%
Las Lomas$1,898-2%
Lathrop$2,0556%
Laton$1,866-4%
Lawndale$2,27217%
Laytonville$1,858-4%
Le Grand$1,799-7%
Lebec$2,0033%
Lee Vining$1,810-7%
Leggett$1,819-6%
Lemon Cove$1,766-9%
Lemon Grove$1,9450%
Lemon Hill$2,38423%
Lemoore$1,794-8%
Lemoore Station$1,794-8%
Lennox$2,41924%
Lenwood$1,9661%
Lewiston$1,694-13%
Lexington Hills$1,9711%
Likely$1,772-9%
Lincoln$1,828-6%
Lincoln Village$2,1048%
Linda$1,847-5%
Linden$1,9842%
Lindsay$1,9430%
Linnell Camp$1,883-3%
Litchfield$1,683-13%
Little Lake$1,9450%
Little River$1,795-8%
Littlerock$2,28317%
Live Oak$1,723-11%
Livermore$1,700-13%
Livingston$1,893-3%
Llano$2,0023%
Lockeford$1,893-3%
Lockwood$1,665-14%
Lodi$1,913-2%
Loleta$1,735-11%
Loma Linda$1,9872%
Loma Mar$1,794-8%
Loma Rica$1,859-4%
Lomita$2,0857%
Lompico$1,732-11%
Lompoc$1,708-12%
London$1,898-2%
Lone Pine$1,809-7%
Long Barn$1,820-6%
Long Beach$2,23015%
Lookout$1,687-13%
Loomis$1,916-1%
Los Alamitos$1,9812%
Los Alamos$1,730-11%
Los Altos$1,793-8%
Los Altos Hills$1,810-7%
Los Angeles$2,76942%
Los Banos$1,881-3%
Los Gatos$1,931-1%
Los Molinos$1,681-14%
Los Olivos$1,715-12%
Los Osos$1,614-17%
Los Ranchos$1,682-14%
Lost Hills$1,892-3%
Lotus$1,9581%
Lower Lake$1,906-2%
Loyalton$1,654-15%
Loyola$1,743-10%
Lucas Valley-Marinwood$1,822-6%
Lucerne$1,741-10%
Lucerne Valley$1,9872%
Ludlow$2,0224%
Lynwood$2,45626%
Lytle Creek$2,0727%
Macdoel$1,661-15%
Mad River$1,763-9%
Madeline$1,821-6%
Madera$1,859-4%
Madera Acres$1,9410%
Madison$1,794-8%
Magalia$1,747-10%
Malibu$2,48728%
Mammoth Lakes$1,835-6%
Manchester$1,814-7%
Manhattan Beach$2,1018%
Manila$1,626-16%
Manteca$1,9731%
Manton$1,752-10%
March ARB$2,0023%
Maricopa$1,868-4%
Marin City$1,9882%
Marina$1,691-13%
Marina Del Rey$2,58033%
Mariposa$1,801-7%
Markleeville$1,728-11%
Marshall$1,9490%
Martell$1,9812%
Martinez$1,805-7%
Marysville$1,859-4%
Mather$2,18612%
Maxwell$1,747-10%
Mayfair$2,0606%
Mayflower Village$2,25216%
Maywood$2,35121%
Mc Kittrick$1,857-5%
McArthur$1,745-10%
McClellan$2,30619%
McClellan Park$2,30619%
McCloud$1,678-14%
McFarland$2,0335%
McKinleyville$1,628-16%
McSwain$1,904-2%
Mead Valley$2,13110%
Meadow Valley$1,775-9%
Meadow Vista$1,743-10%
Meadowbrook$2,13110%
Mecca$2,1169%
Meiners Oaks$1,828-6%
Mendocino$1,700-13%
Mendota$1,9752%
Menifee$2,0184%
Menlo Park$1,757-10%
Mentone$1,9922%
Merced$1,893-3%
Meridian$1,772-9%
Mi Wuk Village$1,859-4%
Mi-Wuk Village$1,859-4%
Middletown$1,9671%
Midpines$1,794-8%
Midway City$2,23815%
Milford$1,743-10%
Mill Creek$1,798-8%
Mill Valley$1,9551%
Millbrae$1,9943%
Millville$1,685-13%
Milpitas$1,823-6%
Mineral$1,736-11%
Minkler$1,919-1%
Mira Loma$2,0727%
Mira Monte$1,854-5%
Miranda$1,855-5%
Mission Canyon$1,831-6%
Mission Hills$2,18212%
Mission Viejo$1,9551%
Moccasin$1,9802%
Modesto$2,0586%
Mojave$1,9450%
Mokelumne Hill$1,832-6%
Mono Hot Springs$1,888-3%
Mono Vista$1,757-10%
Monrovia$2,13510%
Montague$1,572-19%
Montalvin Manor$2,29218%
Montara$1,913-2%
Montclair$2,1259%
Monte Rio$1,826-6%
Monte Sereno$1,878-3%
Montebello$2,36522%
Montecito$1,9832%
Monterey$1,764-9%
Monterey Park$2,38022%
Montgomery Creek$1,748-10%
Montrose$2,60934%
Monument Hills$1,724-11%
Moorpark$2,0023%
Morada$2,0495%
Moraga$1,885-3%
Moreno Valley$2,15811%
Morgan Hill$1,769-9%
Morongo Valley$1,9611%
Morro Bay$1,695-13%
Moss Beach$1,826-6%
Moss Landing$1,834-6%
Mount Aukum$1,890-3%
Mount Hamilton$1,879-3%
Mount Hermon$1,715-12%
Mount Laguna$1,920-1%
Mount Shasta$1,511-22%
Mount Wilson$2,38623%
Mountain Center$1,895-3%
Mountain Gate$1,672-14%
Mountain House$2,0144%
Mountain Pass$2,0495%
Mountain Ranch$1,795-8%
Mountain View$1,752-10%
Mountain View Acres$2,21414%
Mt Baldy$2,0546%
Murphys$1,737-11%
Murrieta$1,9963%
Muscoy$2,16511%
Myers Flat$1,796-8%
Myrtletown$1,789-8%
Napa$1,869-4%
National City$1,9691%
Navarro$1,841-5%
Needles$1,820-6%
Nelson$1,708-12%
Nevada City$1,739-11%
New Almaden$1,9792%
New Cuyama$1,743-10%
Newark$1,909-2%
Newberry Springs$1,825-6%
Newbury Park$2,0103%
Newcastle$1,821-6%
Newell$1,644-15%
Newman$1,914-2%
Newport Beach$2,0636%
Newport Coast$2,17912%
Nicasio$2,0023%
Nice$1,825-6%
Nicolaus$1,9872%
Niland$1,870-4%
Nipomo$1,711-12%
Nipton$1,9410%
Norco$1,9460%
Norden$1,9380%
North Auburn$1,788-8%
North Edwards$1,781-8%
North El Monte$2,33520%
North Fair Oaks$1,868-4%
North Fork$1,909-2%
North Highlands$2,22815%
North Hills$2,84546%
North Hollywood$3,05557%
North Lakeport$1,702-12%
North Palm Springs$2,14510%
North Richmond$2,37722%
North San Juan$1,860-4%
North Tustin$2,0686%
Northridge$2,85247%
Norwalk$2,24916%
Novato$1,794-8%
Nubieber$1,824-6%
Nuevo$2,0144%
O Neals$1,857-4%
OBrien$1,748-10%
Oak Hills$2,13010%
Oak Park$2,21914%
Oak Run$1,802-7%
Oak View$1,860-4%
Oakdale$1,903-2%
Oakhurst$1,755-10%
Oakland$2,29218%
Oakley$2,0134%
Oakville$2,0526%
Oasis$2,0425%
Occidental$1,883-3%
Oceano$1,721-12%
Oceanside$1,9380%
Ocotillo$1,835-6%
Oildale$1,9500%
Ojai$1,828-6%
Olancha$1,892-3%
Old Fig Garden$1,889-3%
Old Station$1,830-6%
Olema$1,930-1%
Olivehurst$1,824-6%
Olympic Valley$1,9380%
Ontario$2,16511%
Onyx$1,888-3%
Orange$2,0113%
Orange Cove$1,9571%
Orangevale$1,9440%
Orcutt$1,680-14%
Oregon House$1,9862%
Orick$1,765-9%
Orinda$1,846-5%
Orland$1,619-17%
Orleans$1,790-8%
Oro Grande$1,9540%
Orosi$1,9460%
Oroville$1,761-9%
Oroville East$1,764-9%
Oxnard$2,0013%
Pacheco$1,805-7%
Pacific Grove$1,609-17%
Pacific Palisades$2,69338%
Pacifica$1,837-6%
Pacoima$2,69639%
Paicines$1,774-9%
Pajaro$1,898-2%
Pala$2,20413%
Palermo$1,777-9%
Palm Desert$1,912-2%
Palm Springs$2,0676%
Palmdale$2,32319%
Palo Alto$1,847-5%
Palo Cedro$1,691-13%
Palo Verde$1,852-5%
Palomar Mountain$1,9752%
Palos Verdes Estates$2,1179%
Palos Verdes Peninsula$2,1179%
Panorama City$2,98854%
Paradise$1,670-14%
Paramount$2,41524%
Parker Dam$1,834-6%
Parklawn$2,1048%
Parksdale$1,9410%
Parkway$2,31819%
Parkwood$1,870-4%
Parlier$1,9621%
Pasadena$2,35121%
Pasatiempo$1,696-13%
Paskenta$1,809-7%
Paso Robles$1,775-9%
Patterson$2,0164%
Patterson Tract$1,907-2%
Patton$2,1229%
Patton Village$1,750-10%
Pauma Valley$2,0566%
Paynes Creek$1,775-9%
Pearblossom$2,0747%
Pebble Beach$1,654-15%
Pedley$2,0345%
Penn Valley$1,671-14%
Penngrove$1,775-9%
Penryn$1,812-7%
Perris$2,16211%
Pescadero$1,779-9%
Petaluma$1,827-6%
Petrolia$1,789-8%
Phelan$2,0546%
Phillipsville$1,800-7%
Philo$1,745-10%
Phoenix Lake$1,757-10%
Pico Rivera$2,21614%
Piedmont$2,0134%
Piedra$1,9611%
Piercy$1,812-7%
Pilot Hill$2,0043%
Pine Grove$1,788-8%
Pine Hills$1,750-10%
Pine Mountain Club$1,9410%
Pine Mountain Lake$1,820-6%
Pine Valley$1,692-13%
Pinecrest$1,9822%
Pinole$2,0696%
Pinon Hills$1,9892%
Pioneer$1,809-7%
Pioneertown$1,814-7%
Piru$2,0294%
Pismo Beach$1,735-11%
Pittsburg$2,0958%
Pixley$1,858-4%
Placentia$2,0646%
Placerville$1,846-5%
Plainview$1,9520%
Planada$1,920-1%
Platina$1,810-7%
Playa Del Rey$2,29818%
Playa Vista$2,32520%
Pleasant Grove$1,9370%
Pleasant Hill$1,847-5%
Pleasanton$1,768-9%
Pleasure Point$1,639-16%
Plumas Lake$1,824-6%
Plymouth$1,821-6%
Point Arena$1,917-1%
Point Mugu NAWC$2,13410%
Point Reyes Station$1,858-4%
Pollock Pines$1,869-4%
Pomona$2,24215%
Pope Valley$1,9932%
Poplar-Cotton Center$1,9500%
Port Costa$1,909-2%
Port Hueneme$2,0164%
Porter Ranch$2,69338%
Porterville$1,836-6%
Portola$1,703-12%
Portola Valley$1,853-5%
Posey$1,856-5%
Potrero$1,887-3%
Potter Valley$1,792-8%
Poway$1,826-6%
Prather$1,836-6%
Princeton$1,690-13%
Proberta$1,714-12%
Prunedale$1,863-4%
Quail Valley$2,0284%
Quartz Hill$2,16912%
Quincy$1,646-15%
Rackerby$1,804-7%
Rail Road Flat$1,829-6%
Rainbow$1,911-2%
Raisin City$1,9520%
Ramona$1,9520%
Ranchita$1,872-4%
Rancho Calaveras$1,928-1%
Rancho Cordova$2,15411%
Rancho Cucamonga$2,1219%
Rancho Mirage$2,0385%
Rancho Murieta$1,864-4%
Rancho Palos Verdes$2,17512%
Rancho San Diego$2,0244%
Rancho Santa Fe$2,0415%
Rancho Santa Margarita$1,9671%
Randsburg$1,9872%
Ravendale$1,881-3%
Raymond$1,831-6%
Red Bluff$1,603-18%
Red Corral$1,788-8%
Red Mountain$2,0214%
Redcrest$1,809-7%
Redding$1,667-14%
Redlands$1,9711%
Redondo Beach$2,0817%
Redway$1,929-1%
Redwood City$1,871-4%
Redwood Estates$1,9390%
Redwood Valley$1,733-11%
Reedley$1,916-1%
Reliez Valley$1,834-6%
Rescue$1,876-4%
Reseda$2,97253%
Rialto$2,20113%
Richgrove$2,0294%
Richmond$2,21214%
Richvale$1,835-6%
Ridgecrest$1,742-10%
Ridgemark$1,829-6%
Rimforest$2,0877%
Rio Dell$1,717-12%
Rio Linda$2,27717%
Rio Nido$1,9842%
Rio Oso$1,9591%
Rio Vista$1,781-8%
Rio del Mar$1,652-15%
Ripley$1,808-7%
Ripon$1,807-7%
River Pines$1,889-3%
Riverbank$2,0164%
Riverdale$1,886-3%
Riverdale Park$2,1048%
Riverside$2,0887%
Robbins$1,9370%
Rocklin$1,846-5%
Rodeo$2,0455%
Rohnert Park$1,850-5%
Rolling Hills$2,1179%
Rolling Hills Estates$2,1179%
Rollingwood$2,29218%
Rosamond$1,9742%
Rose Hills$2,19213%
Rosedale$1,935-1%
Roseland$2,0556%
Rosemead$2,34721%
Rosemont$2,16411%
Roseville$1,899-2%
Ross$2,1058%
Rossmoor$1,9812%
Rough And Ready$1,611-17%
Round Mountain$1,846-5%
Round Valley$1,670-14%
Rouse$2,13610%
Rowland Heights$2,30519%
Rubidoux$2,0345%
Rumsey$1,912-2%
Running Springs$2,0948%
Ruth$1,763-9%
Rutherford$2,0365%
Ryde$1,918-1%
Sacramento$2,18612%
Salida$1,9370%
Salinas$1,889-3%
Salton City$1,9731%
Salyer$1,850-5%
Samoa$1,848-5%
San Andreas$1,886-3%
San Anselmo$1,860-4%
San Antonio Heights$2,0857%
San Ardo$1,593-18%
San Bernardino$2,21814%
San Bruno$1,9832%
San Buenaventura (Ventura)$1,843-5%
San Carlos$1,839-5%
San Clemente$1,923-1%
San Diego$1,9671%
San Diego Country Estates$1,9520%
San Dimas$2,0686%
San Fernando$2,44426%
San Francisco$2,27217%
San Gabriel$2,41224%
San Geronimo$1,930-1%
San Gregorio$1,884-3%
San Jacinto$2,1119%
San Joaquin$1,904-2%
San Jose$1,9470%
San Juan Bautista$1,758-10%
San Juan Capistrano$1,9601%
San Leandro$2,1108%
San Lorenzo$2,0405%
San Lucas$1,723-11%
San Luis Obispo$1,802-7%
San Luis Rey$2,0043%
San Marcos$1,875-4%
San Marino$2,33920%
San Martin$1,791-8%
San Mateo$1,860-4%
San Miguel$1,807-7%
San Pablo$2,29218%
San Pasqual$2,32820%
San Pedro$2,19013%
San Quentin$1,9530%
San Rafael$1,875-4%
San Ramon$1,847-5%
San Simeon$1,710-12%
San Ysidro$1,917-1%
Sanger$1,919-1%
Santa Ana$2,15411%
Santa Barbara$1,878-3%
Santa Clara$1,863-4%
Santa Clarita$2,19213%
Santa Cruz$1,729-11%
Santa Fe Springs$2,16511%
Santa Margarita$1,798-8%
Santa Maria$1,762-9%
Santa Monica$2,57032%
Santa Nella$1,852-5%
Santa Paula$1,866-4%
Santa Rita Park$1,922-1%
Santa Rosa$1,927-1%
Santa Rosa Valley$1,934-1%
Santa Venetia$1,822-6%
Santa Ynez$1,763-9%
Santa Ysabel$1,9651%
Santee$1,771-9%
Saranap$1,769-9%
Saratoga$1,884-3%
Saticoy$1,831-6%
Sausalito$1,9882%
Scotia$1,696-13%
Scott Bar$1,742-10%
Scotts Valley$1,669-14%
Sea Ranch$1,708-12%
Seacliff$1,652-15%
Seal Beach$1,9360%
Searles Valley$1,842-5%
Seaside$1,749-10%
Sebastopol$1,816-7%
Seeley$1,9430%
Seiad Valley$1,707-12%
Selma$2,0083%
Sequoia National Park$1,916-1%
Shackelford$2,13610%
Shafter$1,9832%
Shandon$1,898-2%
Shasta$1,668-14%
Shasta Lake$1,678-14%
Shaver Lake$1,784-8%
Shell Ridge$1,737-11%
Sheridan$1,913-2%
Sherman Oaks$2,91750%
Shingle Springs$1,821-6%
Shingletown$1,608-17%
Shoshone$1,860-4%
Sierra City$1,682-14%
Sierra Madre$2,0495%
Sierraville$1,719-12%
Signal Hill$2,22514%
Silver Lakes$1,9380%
Silverado$1,9681%
Simi Valley$2,0968%
Sky Valley$1,9832%
Skyforest$2,0144%
Sleepy Hollow$1,860-4%
Sloughhouse$1,864-4%
Smartsville$1,855-5%
Smith River$1,634-16%
Snelling$1,906-2%
Soda Springs$1,838-5%
Solana Beach$1,904-2%
Soledad$1,757-10%
Solvang$1,715-12%
Somerset$1,906-2%
Somes Bar$1,868-4%
Somis$1,9933%
Sonoma$1,816-7%
Sonora$1,757-10%
Soquel$1,664-14%
Soulsbyville$1,789-8%
South Dos Palos$1,846-5%
South El Monte$2,37822%
South Gate$2,41024%
South Lake Tahoe$1,834-6%
South Monrovia Island$2,15311%
South Oroville$1,764-9%
South Pasadena$2,32920%
South San Francisco$2,0214%
South San Gabriel$2,34721%
South San Jose Hills$2,24816%
South Taft$1,929-1%
South Whittier$2,16912%
Spreckels$1,747-10%
Spring Valley$1,925-1%
Spring Valley Lake$2,18212%
Springville$1,805-7%
Squaw Valley$1,870-4%
Squirrel Mountain Valley$1,888-3%
St. Helena$1,890-3%
Stallion Springs$1,797-8%
Standard$1,9390%
Standish$1,744-10%
Stanford$1,784-8%
Stanton$2,27517%
Stevenson Ranch$2,25716%
Stevinson$1,889-3%
Stewarts Point$1,9480%
Stinson Beach$1,9832%
Stirling City$1,923-1%
Stockton$2,1098%
Stonyford$1,741-10%
Storrie$1,9561%
Stratford$1,811-7%
Strathmore$1,9520%
Strawberry$1,9943%
Strawberry Valley$1,881-3%
Studio City$2,84646%
Sugarloaf$1,9510%
Suisun City$1,9721%
Sultana$1,916-1%
Summerland$1,916-1%
Sun City$1,9822%
Sun Valley$2,88448%
Sun Village$2,28317%
Sunland$2,59834%
Sunnyside$1,9520%
Sunnyside-Tahoe City$1,773-9%
Sunnyslope$2,0345%
Sunnyvale$1,813-7%
Sunol$1,896-2%
Sunset Beach$2,1219%
Surfside$2,0727%
Susanville$1,664-14%
Sutter$1,882-3%
Sutter Creek$1,768-9%
Sylmar$2,56332%
Taft$1,929-1%
Taft Heights$1,929-1%
Taft Mosswood$2,28217%
Tahoe City$1,773-9%
Tahoe Vista$1,923-1%
Tahoma$1,803-7%
Talmage$1,753-10%
Tamalpais-Homestead Valley$1,9551%
Tara Hills$2,29218%
Tarpey Village$1,9520%
Tarzana$3,17463%
Taylorsville$1,746-10%
Tecate$1,873-4%
Tecopa$1,825-6%
Tehachapi$1,797-8%
Tehama$1,709-12%
Temecula$1,9842%
Temelec$1,816-7%
Temescal Valley$2,0546%
Temple City$2,34320%
Templeton$1,751-10%
Termo$1,824-6%
Terra Bella$1,911-2%
The Sea Ranch$1,708-12%
Thermal$2,0425%
Thermalito$1,758-10%
Thornton$1,916-2%
Thousand Oaks$2,0918%
Thousand Palms$1,911-2%
Three Rivers$1,846-5%
Tiburon$2,0325%
Tipton$1,858-4%
Tollhouse$1,877-3%
Toluca Lake$2,78643%
Tomales$1,786-8%
Topanga$2,63536%
Topaz$1,759-10%
Toro Canyon$1,814-7%
Torrance$2,1108%
Trabuco Canyon$2,0113%
Tracy$1,9480%
Tranquillity$1,9943%
Traver$1,933-1%
Travis AFB$1,852-5%
Tres Pinos$1,787-8%
Trinidad$1,605-17%
Trinity Center$1,762-9%
Trona$1,842-5%
Truckee$1,766-9%
Tujunga$2,91750%
Tulare$1,912-2%
Tulelake$1,644-15%
Tuolumne City$1,795-8%
Tupman$1,9782%
Turlock$2,0053%
Tustin$2,0636%
Twain$1,822-6%
Twain Harte$1,746-10%
Twentynine Palms$2,29818%
Twin Bridges$1,9510%
Twin Lakes$1,639-16%
Twin Peaks$2,0083%
Ukiah$1,753-10%
Union City$2,0204%
Universal City$2,84546%
University of California Davis$1,725-11%
Upland$2,1068%
Upper Lake$1,820-6%
Vacaville$1,802-7%
Val Verde$2,13010%
Valencia$2,17012%
Valinda$2,24816%
Valle Vista$2,0023%
Vallecito$1,757-10%
Vallejo$2,0867%
Valley Center$1,9892%
Valley Ford$1,867-4%
Valley Springs$1,928-1%
Valley Village$3,05657%
Valyermo$2,0495%
Van Nuys$3,11460%
Vandenberg AFB$1,712-12%
Vandenberg Village$1,708-12%
Venice$2,52930%
Ventura$1,855-5%
Verdugo City$2,51129%
Vernalis$1,895-3%
Vernon$2,76942%
Victor$2,0033%
Victorville$2,22614%
Vidal$1,891-3%
View Park-Windsor Hills$2,78043%
Villa Grande$1,835-6%
Villa Park$2,0918%
Vina$1,770-9%
Vincent$2,18312%
Vine Hill$1,805-7%
Vineburg$1,896-3%
Vineyard$2,25316%
Vinton$1,712-12%
Visalia$1,884-3%
Vista$1,927-1%
Vista Santa Rosa$2,0425%
Volcano$1,757-10%
Walker$1,741-10%
Wallace$1,827-6%
Walnut$2,24615%
Walnut Creek$1,776-9%
Walnut Grove$1,879-3%
Walnut Park$2,47727%
Warm Springs$2,0757%
Warner Springs$1,906-2%
Wasco$1,9832%
Washington$1,894-3%
Waterford$2,0174%
Waterloo$2,0405%
Watsonville$1,926-1%
Waukena$1,9530%
Wawona$1,788-8%
Weaverville$1,580-19%
Weed$1,531-21%
Weedpatch$2,0616%
Weimar$1,822-6%
Weldon$1,827-6%
Wendel$1,798-8%
Weott$1,789-8%
West Athens$2,85247%
West Bishop$1,670-14%
West Carson$2,18112%
West Covina$2,21314%
West Goshen$1,907-2%
West Hills$2,63636%
West Hollywood$3,11960%
West Menlo Park$1,757-10%
West Modesto$2,1209%
West Park$2,0907%
West Point$1,791-8%
West Puente Valley$2,27517%
West Rancho Dominguez$2,35521%
West Sacramento$2,1028%
West Whittier-Los Nietos$2,26817%
Westhaven-Moonstone$1,605-17%
Westlake Village$2,17212%
Westley$2,0576%
Westminster$2,22314%
Westmont$2,85247%
Westmorland$1,874-4%
Westport$1,840-5%
Westwood$1,721-12%
Wheatland$1,849-5%
Whiskeytown$1,9430%
Whitethorn$1,847-5%
Whitewater$2,0164%
Whitmore$1,706-12%
Whittier$2,19513%
Wildomar$2,0103%
Williams$1,830-6%
Willits$1,808-7%
Willow Creek$1,735-11%
Willowbrook$2,69038%
Willows$1,650-15%
Wilmington$2,18612%
Wilseyville$1,9651%
Wilton$2,0043%
Winchester$1,9932%
Windsor$1,778-9%
Winnetka$2,80744%
Winter Gardens$1,926-1%
Winterhaven$1,934-1%
Winters$1,811-7%
Winton$1,914-2%
Wishon$1,841-5%
Witter Springs$1,719-12%
Wofford Heights$1,874-4%
Woodacre$1,883-3%
Woodbridge$1,908-2%
Woodcrest$2,0787%
Woodlake$1,9450%
Woodland$1,799-8%
Woodland Hills$2,78343%
Woodside$1,885-3%
Woodville$1,912-2%
Woody$1,896-2%
Wrightwood$1,9882%
Yermo$1,853-5%
Yettem$1,9551%
Yolo$1,833-6%
Yorba Linda$2,0324%
Yorkville$1,813-7%
Yosemite Lakes$1,807-7%
Yosemite National Park$1,788-8%
Yountville$1,811-7%
Yreka$1,534-21%
Yuba City$1,909-2%
Yucaipa$1,915-2%
Yucca Valley$1,846-5%
Zamora$1,820-6%
Zayante$1,715-12%
Zenia$1,752-10%

According to the World Population Review, California has the second-highest rate of fatal crashes in the U.S., at 3,847 in 2024. This is just behind Texas, at 3,874. However, accident rates can vary significantly between cities and age groups.

Bakersfield has the best drivers in California, while Moreno Valley has the state’s worst drivers. Younger drivers are also more likely to be involved in an accident.

ZIP codes and age groups with high accident rates usually pay higher insurance rates. Auto insurance companies charge these increased rates to offset the cost of a claim.

California cities with the best and worst drivers

Of the biggest cities in California, Bakersfield has the fewest car-related incidents with around 6 incidents occurring per 1,000 drivers. Stockton is the next best city for incidents.

Best drivers by city

CityIncidents per 1,000 drivers
Bakersfield5.58
Stockton6.16
Glendale6.30
Santa Clarita6.51
Sacramento7.16

On the other end, Moreno Valley has the most car-related incidents in California with around 16 incidents occurring per 1,000 drivers. Moreno Valley also has some of the highest rates for car insurance in the state, at $1,991 a year. Fresno has the next-highest rate of driving incidents in California with around 15 incidents.

Worst drivers by city

CityIncidents per 1,000 drivers
Moreno Valley15.71
Fresno14.59
Fremont13.58
Irvine13.35
Oakland12.79

California cities with the most speeding tickets

Modesto has the highest rate of speeding tickets in California with around 9 out of every 1,000 drivers receiving a speeding ticket. Oxnard has the next highest rate for speeding tickets.

Most speeding tickets by city

CitySpeeding-related incidents per 1,000 drivers
Modesto8.94
Oxnard8.37
Fremont7.59
Fresno6.96
Moreno Valley6.11

California cities with the most accidents

Moreno Valley has the highest number of car-related accidents in California with around 7 accidents occurring per 1,000 drivers. The top five cities with the most accidents are all located in Southern California.

CityAccidents per 1,000 drivers
Moreno Valley7.03
Irvine5.87
Santa Clarita5.21
Ontario5.08
Huntington Beach4.68

California cities with the most DUIs

Modesto drivers get the most DUIs among California’s largest cities with around 4 out of every 1,000 drivers receiving a DUI.

Most DUIs by city

CityDUIs per 1,000 drivers
Modesto3.58
Stockton1.94
Santa Ana1.47
Irvine1.40
Oxnard1.39

In 2024, California made DUI laws more strict by changing the blood alcohol content (BAC) that qualifies for a DUI from 0.08% to 0.05%, according to the California DMV.

Worst drivers by age group

Younger drivers have the highest number of traffic-related incidents in California, while middle-aged drivers have the lowest number of traffic-related incidents.

Worst drivers by generation

GenerationIncidents per 1,000 drivers
Gen Z (circa 1997-2012)67.37
Millennial (circa 1981-1996)45.86
Gen X (circa 1965-1980)36.40
Boomer (circa 1946-1964)38.16
Silent Generation (circa 1928-1945)43.84
Note: Generational data sourced from Pew Research Center

Teens and young adults also pay the highest car insurance rates among all age groups due to their inexperience. Fortunately, your rates decrease as you get older if you maintain a clean driving record.

Worst drivers by car make

Subaru is the automobile brand most often involved in a traffic-related incident in California with around 57 incidents occurring per 1,000 Subaru drivers. Mazda comes in second.

Worst drivers by car brand

MakeIncidents per 1,000 drivers
Subaru57.16
Mazda53.77
Ram50.99
Volkswagen48.85
Tesla48.63

Average cost of car insurance in California

The average cost of full-coverage car insurance in California is $2,017 a year. For liability-only coverage, the average cost is $700 a year.

What you pay for a car insurance policy depends on several factors, including:

  • Make and model of your car
  • Address and ZIP code
  • Claim history
  • Coverage limits and the deductible
  • Discounts

California’s minimum car insurance requirements are often written as 15/30/5:

  • $15,000 of bodily injury coverage per person
  • $30,000 of bodily injury coverage per accident
  • $5,000 of property damage coverage

Instead of buying car insurance, California drivers can deposit $35,000 with the state DMV or get a surety bond in the same amount.

On Jan. 1, 2025, California’s minimum car insurance requirements increase to 30/60/15:

  • $30,000 bodily injury coverage per person
  • $60,000 bodily injury coverage per accident
  • $15,000 property damage coverage

California law doesn’t require you to buy full-coverage car insurance, though lenders usually do require it if you’re financing. Even if you don’t have to buy it, full coverage is a good idea if your car is newer or still worth close to what you paid for it.

SR-22 insurance in California

California law requires drivers with DUI convictions to file an SR-22 form with the state to reinstate their driver’s license.

An SR-22 proves you have at least the minimum car insurance coverage amounts the state requires. Your car insurance company can file the form for you with the state DMV.

Geico is the cheapest car insurance company for both full coverage, at $1,486 a year, and liability-only coverage, at $505. Mercury is the cheapest company after an accident or DUI.

No, California is an at-fault state for car insurance. The driver responsible for an accident pays for the medical bills and car repairs of others involved in the accident.

Methodology

LendingTree uses insurance rate data from Quadrant Information Services using publicly sourced insurance company filings. Rates are based on an analysis of hundreds of thousands of car insurance quotes for a typical driver. Prices are shown for comparative purposes only. Your own rates may be different.

Unless noted otherwise, quotes are for a full-coverage policy for a 30-year-old man with good credit and a clean driving record who drives a 2015 Honda Civic EX.

Minimum-liability policies provide liability coverage with the state’s required minimum limits.

Full-coverage policies include collision, comprehensive and liability coverage:

  • Bodily injury liability: $50,000 per person, $100,000 per accident
  • Property damage liability: $25,000
  • Uninsured/underinsured motorist bodily injury: $50,000 per person and $100,000 per accident
  • Personal injury protection: minimum limits, where required by law
  • Collision: $500 deductible
  • Comprehensive: $500 deductible


Our team of insurance experts rated insurance companies based on several categories. These categories include average rates, discounts, coverage options, third-party customer service ratings and app/website experience. We weighted these categories based on what customers value in an insurance company.

For third-party customer service ratings, we included NAIC’s Complaint Index scores and financial strength ratings from A.M. Best. NAIC Complaint Index scores are used to determine how satisfied customers are with their claims, while financial strength ratings from A.M. Best reflect the ability to pay out claims.

*USAA is only available to current and former members of the military and their families.