With the Delta SkyMiles® Platinum American Express Card, you have the choice between a classic metal credit card or 70% reclaimed plastic.
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Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.If you fly Delta a few times a year and like the idea of using everyday spending to fund your next getaway, the Delta SkyMiles® Platinum American Express Card might be just the travel companion you’re looking for. Imagine booking a trip and skipping baggage fees, breezing past the boarding line and knowing you’ve already saved miles on your flight thanks to the built-in 15% discount on award travel (terms apply). Add in a companion certificate that provides a two-for-one travel deal (baggage charges and other terms/restrictions apply), and it’s easy to see how the card’s $350 annual fee can pay for itself quickly.
Plus, your everyday purchases get you closer to your next Delta flight and even toward elite Medallion® Status. If you’re loyal to Delta, it’s a card that works hard behind the scenes. But if you prefer to shop around for flights or don’t travel often, a more flexible or lower-fee card might better suit your journey.
Annual fee: $350
Welcome offer: Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Rewards: 1X - 3X miles
Intro purchase APR: N/A (see rates & fees)
APR: 20.24%-29.24% Variable
Foreign transaction fee: None (see rates & fees)
Other benefits:
Credit Cards | Our Ratings | Annual Fee | Rewards Rate | Welcome Offer | |
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Delta SkyMiles® Platinum American Express Card
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$350 | 1X - 3X miles
| 60,000 miles
Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
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The Platinum Card® from American Express
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$695 | 5X points
| As high as 175,000 points
You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
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Delta SkyMiles® Reserve American Express Card
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$650 | 1X - 3X miles
| 70,000 miles
Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
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Delta SkyMiles® Gold American Express Card
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$0 introductory annual fee for the first year, then $150. | 1X - 2X miles
| 50,000 miles
Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
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→ See the best airline credit cards.
Generous welcome offer
Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Delta SkyMiles are worth around 1.1 cents, depending on how you redeem them, making the welcome offer worth around $660.
This welcome offer stands out because it typically provides enough miles for at least one round-trip flight, easily covering the card’s annual fee. It’s a great way to kick off your travels and start saving from day one.
→ Learn more about how many airline miles you need for a free flight.
Earn Delta SkyMiles on travel and everyday purchases
Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and earn 1X Miles on all other eligible purchases.
What sets this card apart is that you earn miles not just on Delta flights, which is ideal for frequent travelers, but also on directly booked hotels. On top of that, you earn extra miles at restaurants worldwide and U.S. supermarket purchases, so even your weekly grocery trips or nights out can help fund your next trip.
That said, redemptions are worth around 1.1 cents per mile by our estimates, depending on how you redeem. Compared to other airline rewards programs, this tends to be on the lower side:
Average value of one mile* | |
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American Airlines AAdvantage | $0.017 |
Southwest Rapid Rewards | $0.013 |
United MileagePlus | $0.013 |
Delta SkyMiles | $0.011 |
JetBlue TrueBlue | $0.010 |
→ Learn more about how much airline miles are worth.
Delta SkyMiles® Platinum American Express Card travel perks
You can get a head start on Delta Medallion Status with both an MQD Headstart and an MQD Boost. Delta SkyMiles® Platinum American Express Card members can receive $2,500 Medallion Qualification Dollars (MQDs) each Medallion Qualification Year, getting you halfway to Silver Medallion Status, which starts at $5,000 MQDs. Plus, you’ll earn $1 MQD for every $20 spent on purchases with your card throughout the calendar year.
Reaching this status unlocks valuable perks including complimentary upgrades, no baggage fees and other exclusive benefits with Delta and its partners (terms apply).
Get 15% off when you book award travel with miles:
Note: The discount applies only to the miles portion of Delta-operated award tickets and doesn’t cover taxes or fees. Partner-operated flights are not eligible.
Get a 20% savings in the form of a statement credit after you use your card on eligible Delta in-flight purchases of food and beverages.
Get a main cabin round-trip companion certificate to select destinations each year after card renewal. The companion certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
Primary cardholders receive the first checked bag free on Delta flights for themselves and up to nine eligible passengers on the same reservation (terms apply). That’s a savings of up to $70 per person on round-trip flights. If you fly Delta frequently or with other people, this one card benefit may offer enough value alone to justify the card’s annual fee.
Card members with an eligible ticket will be added to the complimentary upgrade list after Delta SkyMiles Medallion Members and Delta SkyMiles® Reserve American Express Card members.
Upon enrollment, you can receive one of the following:
You have to pay the application fee with your Delta SkyMiles® Platinum American Express Card. If approved for Global Entry, you’ll receive access to TSA PreCheck® at no additional charge.
Get Hertz Five Star® Status when you add your Hertz Gold Plus Rewards Account number to your Delta SkyMiles account associated with your card. Enrollment is required.
Over $300 in statement credits
Get an annual statement credit of up to $150 after you use your card to book prepaid hotel stays or vacation rentals through Delta Stays on delta.com.
Get up to $10 in statement credits each month when you use your card to dine at U.S. Resy restaurants or make other eligible Resy purchases — up to $120 in statement credits annually. Enrollment is required.
Get up to $10 in statement credits each month when you use your card on U.S. rideshare purchases with select providers — up to $120 back each year. Enrollment is required.
Travel and purchase protections
The Delta SkyMiles® Platinum American Express Card offers solid travel and purchase protections, especially for a mid-tier travel card. You’ll get:
However, there are a few drawbacks. Unlike some higher-tier travel cards, it doesn’t offer trip cancellation or interruption insurance, which could be a valuable safeguard for unexpected travel disruptions. The rental car coverage is secondary, meaning you’ll have to file with your personal insurance first. There are other mid-tier travel cards, including the Chase Sapphire Preferred® Card, that come with more benefits, including primary rental car insurance (terms apply).
→ See all of the top credit cards with travel insurance.
The Platinum Card® from American Express is a strong choice for travelers who want top-tier travel flexibility and luxury across multiple airlines. The card has a $695 annual fee (see rates & fees) — among the highest you’ll find — but it comes with more than $1,000 worth of annual credits that can make up for that fee. Also, among its luxury travel benefits, eligible card members get access to the American Express Global Lounge Collection®, which includes Delta Sky Club® lounges (subject to visit limitations).
The card also gets you entry to the American Express Membership Rewards® program and a host of redemption options. You can transfer points to more than 15 airline and hotel partner programs, including Delta SkyMiles.
The Delta SkyMiles® Reserve American Express Card may be a better fit if you’re a frequent Delta flyer seeking premium perks and VIP treatment. There’s a much steeper $650 annual fee (see rates & fees), so it’s not for the occasional traveler, but you’ll get elite perks that the Delta SkyMiles® Platinum American Express Card doesn’t offer. You’ll get 15 Delta Sky Club® visits per Medallion® year, Centurion® Lounge access and a more valuable companion certificate valid for first class, Delta Comfort+® or main cabin for select destinations (baggage charges and other restrictions apply). This card also delivers a stronger Medallion Qualification Dollar (MQD) boost, earning $1 MQD for every $10 spent, helping you reach elite status even faster.
If you don’t travel as often or are hesitant about paying a higher annual fee, the Delta SkyMiles® Gold American Express Card is a solid alternative. It covers the essentials with a $0 introductory annual fee for the first year, then $150. It also still includes valuable Delta perks such as a complimentary checked bag on Delta flights (terms apply).
While it doesn’t offer a companion certificate or MQD boost like the Delta SkyMiles® Platinum American Express Card, it does come with a $100 annual Delta Stays credit on eligible prepaid hotel bookings through delta.com (terms apply) and a $200 Delta flight credit after spending $10,000 in a calendar year. The rewards rate is slightly lower, but the card delivers strong value for more casual Delta travelers.
The Delta SkyMiles® Platinum American Express Card could be right for you if you fly Delta a few times a year and want to earn miles faster while enjoying valuable airline perks. Its Delta-focused benefits can easily justify the annual fee for loyal travelers.
However, if you travel less often or prefer a lower annual fee, the might be a better option. For luxury perks such as lounge access and enhanced elite status benefits, consider the Delta SkyMiles® Reserve American Express Card. If flexibility is your priority, a general travel card like The Platinum Card® from American Express may offer more versatile rewards.
→ See all of the best Delta credit cards.
We use calculations to estimate the value of each card for the average cardholder, based on LendingTree and U.S. Bureau of Labor Statistics data.
With the Delta SkyMiles® Platinum American Express Card, you have the choice between a classic metal credit card or 70% reclaimed plastic.
You’ll likely need good / excellent credit and to meet other requirements to qualify for the Delta SkyMiles® Platinum American Express Card.
No, Delta SkyMiles do not expire.
Delta SkyMiles are worth around 1.1 cents per mile, depending on the itinerary you book, your travel dates and overall availability.
To see rates & fees for American Express cards mentioned on this page, visit the links provided below:
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