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Delta SkyMiles® Gold American Express Card

Delta SkyMiles<sup>®</sup> Gold American Express Card

Delta SkyMiles® Gold American Express Card

Welcome Offer
Limited Time Offer: Earn 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
Rewards
Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
Additional Perks
Check your 1st bag free on every Delta flight*
Edited by
Julie Sherrier
Reviewed by
Glen Luke Flanagan
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Who is the Delta SkyMiles® Gold American Express Card best for?

If you fly Delta Airlines frequently and want a card that will reward you with more miles when you dine out at restaurants and shop at U.S. supermarkets, consider the Delta SkyMiles® Gold American Express Card.

We highlight the pros and cons of the Delta SkyMiles® Gold American Express Card and show how it compares to a similar airline rewards card — the Delta SkyMiles® Blue American Express Card.

Delta SkyMiles® Gold American Express Card overview

    • Limited Time Offer: Earn 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
    • Enjoy your first checked bag free on Delta flights.
    • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
    • Earn 1X Mile on all other eligible purchases.
    • $100 Delta Flight Credit: After you spend $10,000 in purchases on your card in a calendar year, receive a Credit to use toward future travel.
    • Enjoy a $0 introductory Annual Fee for the first year, then $99.
    • Terms Apply.
  • Credit needed:
    660 850
    Excellent/Good
  • First checked bag free on Delta flights
  • $100 Delta flight credit
  • 20% back on in-flight purchases
  • Car rental loss and damage insurance
  • Global Assist Hotline
  • Purchase protection
  • Extended warranty
  • Foreign transaction fees: None

Intro Purchase APR

N/A

Intro BT APR

N/A

Annual Fee

$0 introductory annual fee for the first year, then $99.

Regular Purchase APR

15.74%-24.74% Variable

Cash Advance Fee

Either $10 or 5% of the amount of each cash advance, whichever is greater.

Foreign Transaction Fee

None

Balance Transfer Fee

N/A

Pros and cons of the Delta SkyMiles® Gold American Express Card

Pros

  • Welcome offer
  • Free first checked bag
  • Rewards rate
  • Partner airlines

Cons

  • Annual fee
  • No longer offers Delta Sky Club access
  • No intro APR on purchases

What we like about the Delta SkyMiles® Gold American Express Card

  • Welcome offer

    Limited Time Offer: Earn 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.

  • Rewards rate

    Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets. You can use your miles to book travel to more than 1,000 destinations. And while the redemption cost of a ticket will depend on a variety of factors, as a starting point, you can find round-trip tickets within the U.S. for as little as 25,000 miles.

  • Partner airlines

    Along with flying on Delta, you can book award travel on a number of travel partners, including:

    • Aeromexico
    • Aerolineas Argentinas
    • Air Europa
    • Air France
    • Alitalia
    • China Airlines
    • China Eastern
    • China Southern
    • Czech Airlines
    • Garuda Indonesia
    • Hawaiian Airlines
    • Kenya Airways
    • KLM
    • Korean Air
    • Middle East Airlines
    • Saudia Airlines
    • Shanghai Airlines
    • Tarom Airlines
    • Vietnam Airlines
    • Virgin Atlantic
    • Virgin Australia
    • WestJet
    • Xiamen Airlines

What to look out for with the Delta SkyMiles® Gold American Express Card

  • Annual fee

    The Delta SkyMiles® Gold American Express Card comes with a $0 introductory annual fee for the first year, then $99. That’s not too bad for an airline card — but if you don’t want to pay an annual fee, you might consider a card such as the Delta SkyMiles® Blue American Express Card.

  • No longer offers Delta Sky Club access

    Previously, this card offered discounted access to the Delta Sky Club for you and up to two traveling companions. However, that perk is no longer available.

  • No intro APR on purchases

    The Delta SkyMiles® Gold American Express Card does not offer a 0% intro APR on purchases.

To see rates & fees for Delta SkyMiles® Gold American Express Card please click here.

Alternate airlines card to the Delta SkyMiles® Gold American Express Card

Compare it with the Delta SkyMiles® Blue American Express Card

Disclosures |
Delta SkyMiles® Blue American Express Card
Delta SkyMiles® Blue American Express Card
on American Express's secure site
Terms Apply
N/A
15.74%-24.74% Variable
$0
Earn 2X Miles per dollar spent on Delta purchases and at restaurants,
  • Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months.
  • No Annual Fee.
  • Earn 2X Miles per dollar at restaurants, now worldwide.
  • Earn 2X Miles per dollar spent on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Terms Apply.
720 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

If you want to earn Delta miles but don’t want to pay an annual fee after the first year of card membership, the Delta SkyMiles® Blue American Express Card might be a good alternative.

While the Delta SkyMiles® Blue American Express Card comes with a $0 annual fee, know that it also offers a lower welcome offer than the Delta SkyMiles Gold American Express card. Additionally, unlike with the Delta SkyMiles® Gold American Express Card, cardholders do not earn an elevated rewards rate at U.S. supermarkets.

The Delta SkyMiles® Blue American Express Card offers the following welcome bonus and rewards rate: Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months. Earn 2X Miles per dollar spent on Delta purchases and at restaurants, now worldwide. Earn 1X Mile on all other eligible purchases.

To see rates & fees for Delta SkyMiles® Blue American Express Card please click here.

Compare the Delta SkyMiles® Gold American Express Card to other cards

Bank of America® Travel Rewards credit card details updated Sept. 9, 2021

Comparison of four different credit cards
Delta SkyMiles<sup>®</sup> Gold American Express Card Delta SkyMiles<sup>®</sup> Blue American Express Card Bank of America<sup>®</sup> Travel Rewards credit card American Airlines AAdvantage MileUp℠ Card
Delta SkyMiles® Gold American Express Card Delta SkyMiles® Blue American Express Card Bank of America® Travel Rewards credit card American Airlines AAdvantage MileUp℠ Card
Apply Now
on American Express's secure site
Terms Apply
Apply Now
on American Express's secure site
Terms Apply
Apply Now
on Bank of America's secure site
Apply Now
on Citibank's secure site
Welcome Offer
Limited Time Offer: Earn 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021. Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
Rewards Rate
Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets. Earn 2X Miles per dollar spent on Delta purchases and at restaurants, now worldwide. Earn 1X Mile on all other eligible purchases. unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services. Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Earn 1 AAdvantage® mile for every $1 spent on other purchases.
Annual Fee
$0 introductory annual fee for the first year, then $99. $0 $0 $0
Intro Purchase APR
N/A N/A 0% Intro APR for 15 billing cycles for purchases N/A
Regular APR
15.74%-24.74% Variable 15.74%-24.74% Variable 13.99% - 23.99% Variable APR 15.99% - 24.99% (Variable)
Intro Balance Transfer Rate
N/A N/A N/A N/A
Regular Balance Transfer Rate
N/A N/A 13.99% - 23.99% Variable APR 15.99% - 24.99% (Variable)
Balance Transfer Fee
N/A N/A Either $10 or 3% of the amount of each transaction, whichever is greater. 3% of each balance transfer; $5 minimum.
Recommended Credit
Excellent/Good Excellent Excellent/Good Excellent/Good
Card Details
Delta SkyMiles® Gold American Express Card Delta SkyMiles® Blue American Express Card Bank of America® Travel Rewards credit card American Airlines AAdvantage MileUp℠ Card

Is the Delta SkyMiles® Gold American Express Card right for you?

If you travel frequently with Delta and are looking at the Delta SkyMiles® Gold American Express Card as a way to earn miles, this is a strong choice. The addition of restaurants and U.S. supermarkets as rewards categories adds significant value to this card.

Finally, if you’re not sure you want a card tied to a specific airline, take a look at our recommendations for the best travel credit cards.

To see rates & fees for Delta SkyMiles® Gold American Express Card please click here.
To see the rates and fees for the Delta SkyMiles® Blue American Express Card, please click here.

Apply Now
on American Express's secure site
Terms Apply