Compare it to the Chase Sapphire Preferred® Card
If the low-miles-earning potential on everyday purchases and lack of perks of the Capital One Venture Rewards Credit Card isn’t what you’re looking for in a travel rewards card, then the Chase Sapphire Preferred® Card may be a better option.
Chase Sapphire Preferred® Card cardholders earn 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases. That’s pretty close to what you earn on the Capital One Venture Rewards Credit Card.
But what makes the Chase Sapphire Preferred® Card stand out is that points are worth 25% more when you redeem them for travel at Chase Ultimate Rewards.
Additionally, the Chase Sapphire Preferred® Card offers the following sign-up bonus: Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
The Capital One Venture Rewards Credit Card’s sign-up bonus is worth $1,000; however, that’s only if you max out the $20,000 spend requirement in the first year of card membership. If you reach the lower, $3,000 spend requirement in the first three months, the bonus is only worth $500.
In addition to redeeming points for travel, cash and gift cards, Chase Sapphire Preferred® Card cardholders can transfer points at a rate of 1:1 to 11 airline and three hotel loyalty programs. This allows you to top off any miles or points you already have in your chosen loyalty program.
The Chase Sapphire Preferred® Card has travel and purchase benefits that the Capital One Venture Rewards Credit Card doesn’t have, including trip cancellation/interruption insurance, baggage delay insurance, trip delay reimbursement, travel and emergency assistance services and purchase protection.