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In selecting the best Capital One credit cards, we considered factors like rewards rates, sign-up bonuses and how good your credit score needs to be for you to be considered for each card.
Many of the cards we selected for the best Capital One cards charge no annual fee. If a card does charge an annual fee, it also offers enough value through rewards, sign-up bonuses, and perhaps statement credits that the annual fee is worth it for consumers with specific needs and spending habits.
Finally, if a card offers helpful features, that weighed in its favor of being included. For example, the Capital One Spark Cash Plus is a charge card with no preset spending limit, which might be helpful for business owners who often find themselves needing to make big purchases.
