Chase Ink Business Unlimited® Credit Card
The Ink Business Unlimited® Credit Card is a good alternative if you want a simple cash back card without an annual fee — it lets you earn unlimited 1.5% cash back on every purchase made for your business.
You can even transfer rewards that you earn with this card to premium chase cards like the Chase Sapphire Preferred® Card if you prefer to use your rewards for travel. This will give you the option to redeem your points through Chase’s travel portal for a 25% to 50% bonus (depending on the card), or to transfer to one of Chase’s 10-plus hotel and airline loyalty program partners.
Chase Ink Business Preferred® Credit Card
The Chase Ink Business Preferred® Credit Card is a better option for business owners who travel and need travel rewards and perks. It has a $95 annual fee and offers a fantastic bonus on many common business purchases, including travel. You’ll Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
You can redeem these points for a 25% bonus through the Chase travel portal or transfer them to more than 10 airline and hotel loyalty programs. The card also offers excellent protections on your travel purchases, including primary car rental insurance (when used for business purposes) and trip cancellation/interruption insurance.
The American Express Blue Business Cash™ Card
The American Express Blue Business Cash™ Card card offers similar rewards to the Capital One Spark Cash Plus, with one advantage: no annual fee. You’ll earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%, and that cash back is redeemable for statement credits. If your business doesn’t spend significantly beyond the $50,000 cap on this card, it may be the better way to go than the Capital One Spark Cash Plus.
To see rates & fees for The American Express Blue Business Cash™ Card please click here.