Best Credit Card Sign-Up Bonuses in December 2024

With the Capital One Venture Rewards Credit Card, you’ll earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. This is a great bonus because Capital One Miles are so flexible. You can redeem them for cash back, gift cards, travel and more — but you’ll get the most value when you transfer them to one of Capital One’s 15-plus travel partners.

The Citi Strata Premier^℠ Card lets you for a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com. But this bonus becomes even more valuable when you transfer your Citi ThankYou^® Points to one of Citi’s many travel partners. Other notable features include an excellent rewards program and a $100 annual hotel credit, which essentially cancels out the card’s $95 annual fee.

The Chase Sapphire Preferred^® Card lets new cardholders earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. This bonus is worth $750 when redeemed through Chase Travel^SM, but you can squeeze even more from your points by transferring them to one of Chase’s 12-plus travel partners. You’ll also get a solid rewards program and some great travel protections, including primary car rental insurance.

The Discover it^® Cash Back tops all other cash back cards with its unique sign-up bonus: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. The card also comes with a great rewards program that lets you earn bonus cash back on quarterly rotating categories (activation required). Plus, you’ll get a 15-month intro APR on purchases — all for a $0 annual fee.

With the Chase Freedom Unlimited^®, you’ll earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases. You’ll also get an excellent rewards program, an intro APR on purchases and balance transfers and solid purchase and travel protections. Plus, you can transfer your rewards to a premium Chase Ultimate Rewards® card to boost your redemption value by 25% to 50%.

With the Blue Cash Preferred^® Card from American Express, you can earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. The six-month window is a notable benefit, as most cards only give you three months to meet the spend requirement for similar offers. Additionally, this card comes with an intro APR on purchases and a generous rewards program highlighted by a whopping 6% cash back (on up to $6,000 per year, then 1%) on U.S. supermarket purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

Even with its $595 annual fee, the Citi^® / AAdvantage^® Executive World Elite Mastercard^® provides exceptional value for American Airlines loyalists — thanks in part to its huge sign-up bonus. New cardholders can earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening.

In addition to elevated rewards on American Airlines purchases, the card offers a generous 10x miles on car rentals and hotels booked through AA.com. Combine this with premium travel perks and protections, and you’ve got the best American Airlines credit card.

The Alaska Airlines Visa Signature^® credit card offers tremendous savings through a combination of valuable Alaska Airlines miles and Alaska’s Famous Companion Fare™ ($99 fare plus taxes and fees from $23). You’ll also get great perks from Alaska Airlines, including free checked bags and priority boarding. Plus, you’ll qualify for a companion fare each account anniversary after you spend $6,000 on the card in the prior year.

Despite having a lower annual fee, the Southwest Rapid Rewards^® Plus Credit Card boasts the same great sign-up bonus as the higher-tier Southwest Rapid Rewards^® Priority Credit Card. You’ll earn a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening. While it does come with fewer perks than other Southwest credit cards, you’ll still get 3,000 annual anniversary points, 10,000 annual Companion Pass® points and 25% back on in-flight purchases.

The Citi^® / AAdvantage^® Platinum Select^® World Elite Mastercard^® is a great choice for frequent flyers who prefer American Airlines. American Airlines miles are worth 29% more than the average mile, making this one of the best airline card sign-up bonuses available. Plus, the card’s annual fee is waived for the first year, so you won’t have to worry about that cutting into your rewards. It also comes with a solid rewards program, valuable travel benefits and the opportunity to earn a $125 American Airlines flight discount.

The United Quest℠ Card boasts a generous welcome offer pairing bonus miles with Premier qualifying points (PQPs): Limited-time Offer: Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open. The miles are a great value, but frequent United flyers may be even more excited about the PQP boost. This is a nice head start toward earning MileagePlus® Premier® status, which gives you access to even more United benefits.

Along with a boosted earning rate on Delta and hotel purchases, the Delta SkyMiles^® Platinum American Express Card comes with a solid welcome offer: Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Note that you have a six-month window to earn the offer, which is twice as long as the three months offered by most other airline cards.

Although Delta SkyMiles aren’t as valuable as other airline miles, this offer is still worth around $660 – more than enough to cover a round-trip domestic flight. Plus, you’ll also score some great travel benefits, including an annual companion certificate each renewal year.

The United℠ Explorer Card comes with a Limited-time Offer: Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Since United Airline miles are valued at approximately 1.3 cents each, this bonus is worth around $780. Plus, the card’s annual fee is waived for the first year, meaning you’ll get to pocket that full amount. The card also boasts a solid rewards rate and bevy of travel perks, including one free checked bag per flight, priority boarding, two annual United Club passes and a credit for Global Entry, TSA PreCheck or NEXUS.

The Delta SkyMiles^® Gold American Express Card lets you earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Although this is slightly smaller than the Delta SkyMiles^® Platinum American Express Card‘s welcome offer, the card’s spending requirement and annual fee are also lower. Plus, you’ll still get some solid credits and Delta benefits, like priority boarding and a free checked bag.

With the Marriott Bonvoy Boundless^® Credit Card, you can earn 3 Free Night Awards (each night valued up to 50,000 points) after you spend $3,000 on purchases in your first 3 months from your account opening. This is a great value for Marriott fans, who can use the bonus for a long weekend getaway or to lessen the cost of a longer stay. This card also comes with an excellent rewards program, an annual free night award and automatic Silver Elite status — all for a reasonable $95 annual fee.

Despite its jaw-dropping $650 annual fee, the Marriott Bonvoy Brilliant^® American Express^® Card offers great value for Marriott loyalists — thanks in part to its generous welcome offer. You’ll earn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. We value Marriott points at about $0.009 each, making this offer worth around $855. To justify the hefty price tag, the card also comes with a generous rewards program, luxury travel perks and over $400 in annual credits.

A favorite among Hilton fans, the Hilton Honors American Express Surpass^® Card boasts a large welcome offer with a relatively low spending requirement: Earn 165,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. Offer ends 1/8/2025.

The card also features a generous rewards program with a variety of bonus categories, including 12x points on Hilton purchases. Plus, you’ll get automatic Hilton Honors Gold status (enrollment required) and access to several other valuable travel benefits.

The World of Hyatt Credit Card comes with a valuable but complicated sign-up bonus: Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

While the card markets the highest bonus potential as 60,000 points (30,000 initial bonus points plus the chance to earn 30,000 more), the actual limit is 45,000 points. That’s because half of the additional bonus (15,000 points) is earned via the card’s regular rewards program. Still, we value Hyatt points at 1.7 cents each, making this bonus worth around $765.

A top choice for IHG loyalists, the IHG One Rewards Premier Credit Card comes with an excellent sign-up bonus: Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening. While IHG points aren’t as valuable as the average rewards currency, this bonus is still worth around $700. The $99 annual fee will cut into that a bit, but you’ll also get some great perks, including a free anniversary night each year and automatic Platinum Elite status.

For an entry-level hotel card with no annual fee, the Marriott Bonvoy Bold^® Credit Card comes with an excellent sign-up bonus. You’ll earn 30,000 Bonus Points after you spend $1,000 on purchases in your first 3 months from account opening. While you won’t get many perks with this card, you will earn 3x points on Marriott stays and score some solid travel and purchase protections.

With the Hilton Honors American Express Card, you can earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025. Even though Hilton points are worth less than other hotel points, this is a great bonus for a no-annual-fee credit card. Plus, you’ll get a generous rewards program — highlighted by 7x points on Hilton stays — and automatic Hilton Honors Silver status (enrollment required).

The IHG One Rewards Traveler Credit Card comes with some solid benefits and a valuable sign-up bonus, which is rare for a $0-annual-fee card. You’ll earn 100,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening. That’s worth up to several nights at some IHG properties. Plus, you’ll get automatic Silver Elite status and the opportunity to earn 10,000 more bonus points after spending $10,000 in a year.

The Business Platinum Card^® from American Express is a premium business card with a premium welcome offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. Depending on how you redeem these points, this bonus could be worth up to $3,000.

Some business owners may not be able to meet the high spending requirement or justify the card’s $695 annual fee. But those who can will enjoy some serious benefits, including airport lounge access, Marriott Bonvoy® Gold Elite status (enrollment required) and over $1,000 in travel and business credits.

The Capital One Spark Cash Plus lets you earn $2000 Cash Back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. These spending requirements are high, so this card may be better for new business owners needing to make some large initial purchases while getting started. The Capital One Spark Cash Plus does have a $150 annual fee, but this will be refunded if you spend at least $150,000 during the year.

The Ink Business Preferred^® Credit Card‘s huge sign-up bonus is one of many reasons why it tops our list of the best business credit cards. You’ll earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. This is a very reasonable spending requirement for a business card, as many others require you to spend more than three times that amount to earn the bonus.

The sign-up bonus and the rewards you earn with the card are paid out in flexible Chase Ultimate Rewards® points. These can be redeemed for cash back, gift cards, travel and more, but you’ll get even more value through a 1:1 transfer to one of Chase’s many travel partners.