LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products.
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
If you’re looking to add a hotel-branded credit card to your portfolio, the World of Hyatt Credit Card is an obvious choice for consumers who frequently stay at Hyatt properties, because the card automatically grants you Hyatt Discoverist status as well bonus points that can be used toward upgrades and free nights. While not as large as Marriott or IHG, there’s still enough there to make joining the World of Hyatt worth considering — Hyatt operates 15 brands, ranging from the luxury Park Hyatt to the value Hyatt Place, with more than 975 properties in 69 countries across six continents.
Intro Purchase APR
N/A
Regular Purchase APR
17.49% - 24.49% Variable
Intro BT APR
N/A
Regular BT APR
17.49% - 24.49% Variable
Annual Fee
$95
Cash Advance Fee
Either $10 or 5% of the amount of each transaction, whichever is greater.
Foreign Transaction Fee
$0
Balance Transfer Fee
Either $5 or 5% of the amount of each balance transfer, whichever is greater.
Sign-up bonus
Earn up to 60,000 Bonus Points - Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent. If you manage to earn all the points available, you can use them to book a weekend in mid-February at the Hyatt Regency Huntington Beach Resort and Spa in Southern California.
Rewards
It pays to sign up for the World of Hyatt loyalty program. Members who are also cardholders get the following rewards rate: Earn up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member. The card offers higher points per dollar spent at restaurants, airline tickets and local transit/commuting, along with fitness club and gym memberships.
Bonus points
Every time you redeem 50,000 points, you receive 5,000 bonus points. Also earn 5,000 bonus points for each friend who gets the World of Hyatt Credit Card, up to 25,000 a year.
Numerous redemption options
Redeem your Hyatt points on the following:
World of Hyatt comes with eight hotel categories, ranging from 5,000 to 40,000 points per free night for a standard room. Category 1 hotels include the budget Hyatt House and Hyatt Place brands. Category 8 hotels cover Hyatt’s partnership with Small Luxury Hotels of the WorldTM such as Palazzo Vecchietti in Florence, Italy. There are no blackout dates on reward stays.
Free night
Cardmembers receive a free night at any Categories 1 through 4 Hyatt hotel or resort every cardmember anniversary year — and get another free night after spending $15,000 during a cardmember anniversary year.
Discoverist status
The World of Hyatt Credit Card confers automatic Discoverist status on the cardholder. That comes with a 10% points bonus, a free bottle of water daily, a late check-out and free premium in-room internet where available.
Low transfer value for points
Don’t transfer your Hyatt points to airline partners. With a lousy 5,000 points to 2,000 airline miles conversion rate (a 2.5:1 ratio), you’re better off using your points for free hotel room nights and upgrades.
Fewer properties to stay at
Hyatt has a much smaller portfolio of properties to choose from compared to competitors such as Marriott, IHG and Hilton. If you care about having a wide variety of locations to choose from, this could possibly cramp your style when it’s time to book reward nights. That said, Hyatt still has a worldwide hotel network.
Annual fee
The World of Hyatt Credit Card has a $95 annual fee. This is pretty typical for hotel and travel cards — but if you don’t travel frequently enough to make the annual fee worth it, you may prefer a card like the Marriott Bonvoy Bold® Credit Card, which has a $0 annual fee.
No points for third-party retailers
Know that you won’t earn points if you book rooms using third-party online retailers such as Expedia.com or Travelocity.com. But you’ll still earn points on incidental charges including resort/destination fee, additional-cleaning fees, spa, food, beverages and lounges, laundry, dry cleaning and telephone.
Must call to book a suite
Want to use your points to book a standard or premium suite? You can’t do it on the World of Hyatt website. Instead, you must call customer service at (800) 544-9288.
Points can expire for inactivity
You must have qualifying activity in the World of Hyatt program or on the credit card at least once every 24 months so you don’t lose your points.
Travelers who want the flexibility to use their points for stays at any hotel may prefer a card such as the Capital One Venture Rewards Credit Card, which lets you earn 2 Miles per dollar on every purchase, every day; 5 Miles on hotels and rental cars booked through Capital One Travel; 5 Miles per dollar when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023.
Like the World of Hyatt Credit Card, the Capital One Venture Rewards Credit Card charges an annual fee of $95. It comes with a generous signup bonus: enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
Finally, the Capital One Venture Rewards Credit Card is one of four Capital One travel-branded cards that allow cardholders to transfer the miles they earn to 14 travel loyalty programs, including Air Canada, Avianca and Finnair — at a better rate than the World of Hyatt Credit Card.
Benefits on the Capital One Venture Rewards Credit Card include extended warranty, travel accident insurance, and auto rental collision damage waiver. Neither card charges a foreign transaction fee, so you can use either one when traveling outside the United States without worrying about getting hit with extra charges.
|
|
|
|
| World of Hyatt Credit Card | Capital One Venture Rewards Credit Card | Chase Sapphire Preferred® Card | |
|---|---|---|---|
|
|
|
|
|
|
Read Review |
Apply Now on Capital One's secure site
|
Apply Now on Chase's secure site
|
Apply Now |
| Welcome Offer | |||
| Earn up to 60,000 Bonus Points - Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent. | Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel | Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®. | N/A |
| Annual Fee | |||
| $95 | $95 | $95 | N/A |
| Rewards Rate | |||
| Earn up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member | 2 Miles per dollar on every purchase, every day; 5 Miles on hotels and rental cars booked through Capital One Travel; 5 Miles per dollar when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023 | 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases | N/A |
| Intro Purchase APR | |||
| N/A | N/A | N/A | N/A |
| Regular APR | |||
| 17.49% - 24.49% Variable | 17.49% - 25.49% (Variable) | 17.49% - 24.49% Variable | N/A |
| Recommended Credit | |||
| Excellent/Good | Excellent/Good | Excellent | N/A |
| Card Details | |||
| World of Hyatt Credit Card | Capital One Venture Rewards Credit Card | Chase Sapphire Preferred® Card | |
The main question to ask when evaluating this card is how often you stay at Hyatt properties. For the loyal Hyatt traveler, the World of Hyatt Credit Card has a lot to offer in terms of a generous rewards rate, an annual free night and annual Discoverist status. However, if you don’t want to be wedded to a specific hotel chain, a card such as the Capital One Venture Rewards Credit Card might offer you more flexibility.
The information related to the World of Hyatt Credit Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.