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World of Hyatt Credit Card

World of Hyatt Credit Card

Sign Up Bonus
Earn up to 60,000 Bonus Points - Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Rewards Rate
Earn up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
Rates & Fees
No Foreign Transaction Fee
Edited by
Julie Sherrier
Reviewed by
Benét J. Wilson
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Who is the World of Hyatt Credit Card best for?

If you’re looking to add a hotel-branded credit card to your portfolio, the World of Hyatt Credit Card is an obvious choice for consumers who frequently stay at Hyatt properties, because the card automatically grants you Hyatt Discoverist status as well bonus points that can be used toward upgrades and free nights. While not as large as Marriott or IHG, there’s still enough there to make joining the World of Hyatt worth considering — Hyatt operates 15 brands, ranging from the luxury Park Hyatt to the value Hyatt Place, with more than 975 properties in 69 countries across six continents.

World of Hyatt Credit Card overview

    • Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
    • Limited Time Offer: Apply by 9/30/21 and upon approval you’ll receive 2 Tier-Qualifying Night Credits for each night you stay from 8/16/21 through 12/31/21.
    • Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
    • Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
    • Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
    • Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
    • Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
    • Earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
  • Credit needed:
    640 850
    Excellent/Good
  • Trip cancellation/interruption insurance
  • Baggage delay insurance
  • Lost luggage reimbursement
  • Visa Signature® Concierge service
  • Purchase protection

Intro Purchase APR

N/A

Intro BT APR

N/A

Annual Fee

$95

Regular Purchase APR

15.99% - 22.99% Variable

Cash Advance Fee

Either $10 or 5% of the amount of each transaction, whichever is greater.

Foreign Transaction Fee

$0

Balance Transfer Fee

Either $5 or 5% of the amount of each balance transfer, whichever is greater.

Pros and cons

Pros

  • Sign-up bonus
  • Rewards
  • Bonus points
  • Numerous redemption options
  • Free night
  • Discoverist status

Cons

  • Low transfer value for points
  • Fewer properties to stay at
  • Annual fee
  • No points for third-party retailers
  • Must call to book a suite
  • Points can expire for inactivity

What we like about the World of Hyatt Credit Card

  • Sign-up bonus

    Earn up to 60,000 Bonus Points - Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent. If you manage to earn all the points available, you can use them to book a weekend in mid-February at the Hyatt Regency Huntington Beach Resort and Spa in Southern California.

  • Rewards

    It pays to sign up for the World of Hyatt loyalty program. Members who are also cardholders get the following rewards rate: Earn up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member. The card offers higher points per dollar spent at restaurants, airline tickets and local transit/commuting, along with fitness club and gym memberships.

  • Bonus points

    Every time you redeem 50,000 points, you receive 5,000 bonus points. Also earn 5,000 bonus points for each friend who gets the World of Hyatt Credit Card, up to 25,000 a year.

  • Numerous redemption options

    Redeem your Hyatt points on the following:

    • Free room nights and upgrades.
    • Transfer points to 27 airline partners.
    • Avis® car rentals.
    • Dining, spa experiences, in-room movies, parking and transportation at participating hotels.
    • MGM Resorts International brands in Las Vegas.
    • FIND Experiences, including a tandem paragliding flight, goat yoga in Las Vegas and a pasta-making class and dinner at Chicago’s Amalfi Coast restaurant.
    • Exhale boutique fitness classes and spa therapies.
    • Share them with family and friends.

    World of Hyatt comes with eight hotel categories, ranging from 5,000 to 40,000 points per free night for a standard room. Category 1 hotels include the budget Hyatt House and Hyatt Place brands. Category 8 hotels cover Hyatt’s partnership with Small Luxury Hotels of the WorldTM such as Palazzo Vecchietti in Florence, Italy. There are no blackout dates on reward stays.

  • Free night

    Cardmembers receive a free night at any Categories 1 through 4 Hyatt hotel or resort every cardmember anniversary year — and get another free night after spending $15,000 during a cardmember anniversary year.

  • Discoverist status

    The World of Hyatt Credit Card confers automatic Discoverist status on the cardholder. That comes with a 10% points bonus, a free bottle of water daily, a late check-out and free premium in-room internet where available.

What to look out for with the World of Hyatt Credit Card

  • Low transfer value for points

    Don’t transfer your Hyatt points to airline partners. With a lousy 5,000 points to 2,000 airline miles conversion rate (a 2.5:1 ratio), you’re better off using your points for free hotel room nights and upgrades.

  • Fewer properties to stay at

    Hyatt has a much smaller portfolio of properties to choose from compared to competitors such as Marriott, IHG and Hilton. If you care about having a wide variety of locations to choose from, this could possibly cramp your style when it’s time to book reward nights. That said, Hyatt still has a worldwide hotel network.

  • Annual fee

    The World of Hyatt Credit Card has a $95 annual fee. This is pretty typical for hotel and travel cards — but if you don’t travel frequently enough to make the annual fee worth it, you may prefer a card like the Marriott Bonvoy Bold® Credit Card, which has a $0 annual fee.

  • No points for third-party retailers

    Know that you won’t earn points if you book rooms using third-party online retailers such as Expedia.com or Travelocity.com. But you’ll still earn points on incidental charges including resort/destination fee, additional-cleaning fees, spa, food, beverages and lounges, laundry, dry cleaning and telephone.

  • Must call to book a suite

    Want to use your points to book a standard or premium suite? You can’t do it on the World of Hyatt website. Instead, you must call customer service at (800) 544-9288.

  • Points can expire for inactivity

    You must have qualifying activity in the World of Hyatt program or on the credit card at least once every 24 months so you don’t lose your points.

Alternate travel card

Compare it to the Capital One Venture Rewards Credit Card

Disclosures |
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
on Capital One's secure site
N/A
15.99% - 23.99% (Variable)
$95
2 Miles per dollar on every purchase, every day
  • Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Redeem on travel—including flights, vacation rentals, car rentals and more. Plus transfer your miles to over 15+ travel loyalty programs
  • No foreign transaction fees
680 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

 

Travelers who want the flexibility to use their points for stays at any hotel may prefer a card such as the Capital One Venture Rewards Credit Card, which lets you earn 2 miles per dollar on every purchase, every day.

Like the World of Hyatt Credit Card, the Capital One Venture Rewards Credit Card charges an annual fee of $95. It comes with a generous signup bonus: enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel.

Use the miles you earn on the Capital One Venture Rewards Credit Card to pay for travel booked on the website or app of any airline, hotel, rental cars and more using the Purchase Eraser feature, which gives you an account credit for what you spend. You can also book travel with your miles directly at capitalone.com, or you can just redeem them for a check, an account credit or gift cards.

Finally, the Capital One Venture Rewards Credit Card is one of four Capital One travel-branded cards that allow cardholders to transfer the miles they earn to 14 travel loyalty programs, including Air Canada,  Avianca and Finnair — at a better rate than the World of Hyatt Credit Card.

Benefits on the Capital One Venture Rewards Credit Card include extended warranty, travel accident insurance, and auto rental collision damage waiver. Neither card charges a foreign transaction fee, so you can use either one when traveling outside the United States without worrying about getting hit with extra charges.

Compare the World of Hyatt Credit Card to similar cards

Comparison of four different credit cards
World of Hyatt Credit Card Capital One Venture Rewards Credit Card Marriott Bonvoy Bold<sup>®</sup> Credit Card Chase Sapphire Preferred<sup>®</sup> Card
World of Hyatt Credit Card Capital One Venture Rewards Credit Card Marriott Bonvoy Bold® Credit Card Chase Sapphire Preferred® Card
Read Review
Apply Now
on Capital One's secure site
Review Coming Soon Apply Now
on Chase's secure site
Welcome Offer
Earn up to 60,000 Bonus Points - Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent. Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel For a Limited Time Only! Earn 60,000 Bonus Points after spending $2,000 on purchases in your first 3 months from account opening. Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
Annual Fee
$95 $95 $0 $95
Rewards Rate
Earn up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member 2 Miles per dollar on every purchase, every day Earn up to 14X total points for every $1 spent at 7,000+ hotels participating in Marriott Bonvoy® and 2X points on other travel purchases (from airfare to taxis and trains). 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases
Intro Purchase APR
N/A N/A N/A N/A
Regular APR
15.99% - 22.99% Variable 15.99% - 23.99% (Variable) 15.99% - 22.99% Variable 15.99% - 22.99% Variable
Recommended Credit
Excellent/Good Excellent/Good Excellent/Good Excellent
Card Details
World of Hyatt Credit Card Capital One Venture Rewards Credit Card Additional card details unavailable Chase Sapphire Preferred® Card

Is the World of Hyatt Credit Card right for you?

The main question to ask when evaluating this card is how often you stay at Hyatt properties. For the loyal Hyatt traveler, the World of Hyatt Credit Card has a lot to offer in terms of a generous rewards rate, an annual free night and annual Discoverist status. However, if you don’t want to be wedded to a specific hotel chain, a card such as the Capital One Venture Rewards Credit Card might offer you more flexibility.

The information related to the World of Hyatt Credit Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.