Compare it to the Capital One Venture Rewards Credit Card
Travelers who want the flexibility to use their points for stays at any hotel may prefer a card such as the Capital One Venture Rewards Credit Card, which lets you earn 2 miles per dollar on every purchase, every day.
Like the World of Hyatt Credit Card, the Capital One Venture Rewards Credit Card charges an annual fee of $95. It comes with a generous signup bonus: enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel.
Use the miles you earn on the Capital One Venture Rewards Credit Card to pay for travel booked on the website or app of any airline, hotel, rental cars and more using the Purchase Eraser feature, which gives you an account credit for what you spend. You can also book travel with your miles directly at capitalone.com, or you can just redeem them for a check, an account credit or gift cards.
Finally, the Capital One Venture Rewards Credit Card is one of four Capital One travel-branded cards that allow cardholders to transfer the miles they earn to 14 travel loyalty programs, including Air Canada, Avianca and Finnair — at a better rate than the World of Hyatt Credit Card.
Benefits on the Capital One Venture Rewards Credit Card include extended warranty, travel accident insurance, and auto rental collision damage waiver. Neither card charges a foreign transaction fee, so you can use either one when traveling outside the United States without worrying about getting hit with extra charges.