World of Hyatt Credit Card vs. Chase Sapphire Preferred® Card
If you’d like to keep your travel options open with another Chase card, the Chase Sapphire Preferred® Card is an excellent choice for the same $95 annual fee, and it has a phenomenal sign-up bonus. Since World of Hyatt is one of the card’s 1:1 hotel transfer partners (along with IHG and Marriott) — you can still offset your stays at Hyatt properties, but you’ll also have the flexibility to redeem your points on other things, too, like flights.
However, if you’re a Hyatt loyalist who prefers to stay with one brand and you’re aspiring to attain hotel status for extra perks, then the World of Hyatt Credit Card is a better fit.
World of Hyatt Credit Card vs. IHG One Rewards Premier Credit Card
If you’re torn between which hotel’s co-branded credit card is best for you, the IHG One Rewards Premier Credit Card is worth a look. Like the World of Hyatt Credit Card, it’s also issued by Chase and has almost the same annual fee ($99).
The IHG One Rewards Premier Credit Card has a higher rate for hotel spending. You’ll Earn up to 26 points total per $1 spent when you stay at an IHG hotel. Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases. At first glance, this appears to beat Hyatt’s 9 points per dollar on hotel stays.
Note that IHG points are not nearly as valuable as Hyatt points — IHG award nights generally require three times as many points as a Hyatt award night. On the plus side, however, IHG gives you the chance to stretch those points with a fourth night free whenever you book three nights with your points — a benefit Hyatt is lacking.
Like the World of Hyatt Credit Card, the IHG One Rewards Premier Credit Card also offers a free night certificate on your card anniversary, but the World of Hyatt also gives you an additional free night if you spend $15,000 in the year.
The IHG One Rewards Premier Credit Card grants you automatic Platinum elite status, with similar benefits to Hyatt Discoverist status. Unfortunately, while the World of Hyatt Credit Card lets you earn qualifying nights to move up to the next level of status, the IHG One Rewards Premier Credit Card doesn’t offer any boost beyond Platinum status.
World of Hyatt Credit Card vs. Capital One Venture X Rewards Credit Card
Another general rewards card, the Capital One Venture X Rewards Credit Card offers more premium travel benefits but comes at a higher annual fee of $395. If you earn the $300 airline credit per year, that will instantly offset most of the fee. You’ll also get complimentary airport lounge access for you and two guests.
The Capital One Venture X Rewards Credit Card starts you off with a great sign-up bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel. The overall rewards rate is higher, too: 2 Miles per dollar on every purchase, every day; 10 Miles per dollar on hotels and rental cars booked through Capital One Travel; 5 Miles per dollar on flights booked through Capital One Travel. World of Hyatt is not one of the card’s transfer partners, but you can use your miles to cover travel expenses, including flights, hotels, rental cars, etc. at a rate of 1 cent per mile.
If you’re someone who places a high value on airline perks and VIP benefits versus specifically wanting to earn free hotel nights with Hyatt, then the Capital One Venture X Rewards Credit Card would suit you well. Keep in mind you’ll need to be a fairly avid traveler to really maximize a higher-level card like this one.