Kristen Grau is a staff writer at LendingTree, where she writes and edits credit card content, including reviews, comparisons and guides. She loves breaking down travel credit card benefits and rewards programs to help credit card novices save on travel.
Kristen has been covering personal finance content since 2018, where she wrote for Debt.com about strategies for debt relief and management. Kristen also wrote articles about tax and accounting for a small business tax firm before coming to LendingTree.
Before that, she wrote for other publications in the hospitality and education industries.
“I love the simplicity of the Chase trifecta: the Chase Sapphire Preferred® Card, Chase Freedom Flex℠ and Chase Freedom Unlimited®. I’m not loyal to any particular brands, so I love being able to take my pick of Chase transfer partners. I’m an occasional traveler — mostly road-tripping to compete in dog sports events throughout the Pacific Northwest. I can earn back my annual fee and more with this setup each year.”
July 16, 2024
Key takeaways Closing a credit card can negatively impact your credit score by reducing your average age of accounts and increasing your credit utilization ratio.... read more