Compare it to the Chase Freedom Flex℠
If you want the opportunity to earn an elevated cashback rate in a broader range of categories, the Chase Freedom Flex℠
card may be a better fit.
In addition to rewards on dining, drugstore and Chase travel purchases, cardholders can earn cash back in a variety of categories that rotate each quarter: Earn 5% cash back on eligible purchases in rotating categories, 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases. Note, the 5% cashback rate on rotating categories can be earned on the first $1,500 in combined purchases each quarter upon activation.
Additionally, the Chase Freedom Flex℠ card offers the following sign-up bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
If you max out the Chase Freedom Flex℠ card’s spending limit on rotating categories each quarter, you can earn $300 cash back on those purchases alone at the end of the year. Once you factor in the sign-up bonus, that amount can jump to well over $500 during the first year of card membership.
That said, if you don’t activate the Chase Freedom Flex℠’s bonus categories each quarter, you will only earn 1% cash back on those purchases. By contrast, the Chase Freedom Unlimited® card offers a slightly higher cashback rate on general purchases.