September 27, 2023
The Chase Sapphire Preferred® Card is the best $0-foreign-transaction-fee credit card, offering top-notch value, robust travel coverage and plenty of perks.
Earns valuable transferable rewards
Verdict: Great for regular to frequent travelers who don’t mind paying a modest annual fee.
The Chase Sapphire Preferred® Card is a winner because it comes with foreign transaction fees of $0 and offers valuable rewards, loads of flexibility, and a full slate of travel coverage and perks. Its annual fee makes it more affordable than many premium travel credit cards, and its rich rewards-earning structure with multiple bonus categories lets users rack up valuable Chase Ultimate Rewards® points with ease.
Easy-to-earn sign-up bonus
Verdict: Great for frugal travelers seeking a credit card with no international fees
The Capital One Quicksilver Cash Rewards Credit Card is one of the best cashback credit cards because it has foreign transaction fees of None. The card is perfect for travelers who prefer cash back to points or miles and still want to be able to use their favorite card on trips abroad.
The value of the welcome bonus isn’t the highest on the market, but the minimum spending required to earn it is also low, which puts it within reach of travelers on a budget. The card also stands out for its simple earnings structure with no bonus categories to track. You get an 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply), and you can redeem your rewards in any amount any time.
Earns transferable points
To see rates & fees for The Platinum Card® from American Express please click here.
Verdict: Best for frequent travelers who like to travel in style and will use the many travel credits and perks offered on the card
The Platinum Card® from American Express is a fully loaded card perfect for luxury travelers who want all the benefits that make travel more comfortable and convenient. In addition to foreign transaction fees of None, this card has a generous welcome offer, a lucrative rewards rate and the best airport lounge benefit among all travel cards. While it comes with a very high annual fee of $695, the card also offers annual credits worth up to $1,500 that can help cancel out that fee.
Receive dining and Uber credits
To see rates & fees for American Express® Gold Card please click here.
Verdict: Generous earnings on restaurant and U.S. supermarket purchases.
The American Express® Gold Card is a great international card for foodies, home cooks and travelers who love to dine out frequently, as well as a top card, and as for foreign transaction fees, there are none The card offers a top-tier rewards earnings structure for food, including U.S. supermarket purchases and restaurants worldwide. Cardholders also get up to $120 ($10 monthly) toward U.S. Uber rides and eats when they add the card to the Uber app, and up to $120 ($10 monthly) in credits toward select dining purchases (enrollment required).
Offers travel benefits including lounge access, credit for Global Entry or TSA Precheck and auto rental insurance.
Verdict: Great for cardholders who travel at least a few times a year and don’t mind paying a nominal annual fee in exchange for solid value.
The Capital One Venture Rewards Credit Card comes with no foreign transaction fees as well as a straightforward rewards-earning structure, a solid welcome bonus and an array of travel perks. For example, cardholders qualify for a fee credit toward Global Entry or TSA PreCheck membership as well as two free visits to Capital One airport lounges each year. When it comes to flexibility, cardholders can use their miles for travel through Capital One or point transfers with more than 15 airline and hotel transfer partners.
0% intro APR
0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months
Verdict: A good option to finance your next vacation
On top of no foreign transaction fees, the Capital One SavorOne Cash Rewards Credit Card boasts a juicy rewards earnings structure focused on food and entertainment. It also features an APR of 0% intro on purchases for 15 months, followed by an 19.99% - 29.99% (Variable) APR — this could make a great option for financing your next trip at 0%.
Earns transferable points
Verdict: Great business travel benefits for a modest annual fee.
The Ink Business Preferred® Credit Card is a good choice for small business owners who travel internationally. The card earns Chase Ultimate Rewards®, which can be used for gift cards, merchandise, statement credits, travel through Chase, or even 1:1 transfers to the brand’s airline and hotel partners. This business credit card also comes with decent travel and purchase coverage that can provide an extra layer of protection when you travel.
$0 annual fee
Verdict: A great no-annual-fee travel credit card.
For those who want a good $0-annual-fee travel card with None of the foreign transaction fees, it’s hard to beat the Wells Fargo Autograph℠ Card. Aside from a large sign-up bonus, the card offers 3X points on a wide variety of categories, including restaurants, travel and gas. And redemption is simple — you can redeem points for travel or statement credits for a value of 1 cent per point.
Good student credit card
The Bank of America® Travel Rewards Credit Card for Students is one of the best credit cards for students with no foreign transaction fee, due to its generous rewards rate and sign-up bonus with $0 annual fee.
The card is very similar to the Bank of America® Travel Rewards Credit Card for Students credit card, but aimed toward students who have thin or no credit files and are building credit. An intro APR for purchases and eligible balance transfers makes this offer even more attractive for students who are trying to keep costs down while building credit history.
Can help establish or rebuild credit
Verdict: An affordable option for building credit
The Capital One Platinum Secured Credit Card is a good choice for cardholders who are building or rebuilding credit and want a card with foreign transaction fees of None.
This card lets you get started building credit with a minimum security deposit as low as $49, and there’s $0 annual fee to boot. You can even see if you’re pre-approved on the Capital One website with no impact to your credit score.
Allie Johnson is an award-winning personal finance writer with more than 10 years of experience covering credit cards, mortgages, personal loans and small business. She holds a degree in magazine journalism from Ohio Universitys E.W. Scripps School of Journalism. She has written for a variety of finance publications, including CreditCards.com, LendingTree and MagnifyMoney.Read More
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