Holly Johnson

Holly Johnson is a personal finance writer who has been covering credit cards, loan products, debt, and budgeting for nine years. The founder of ClubThrifty.com, Johnson is also the author of “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love,” which is available on Amazon.

Articles by Holly Johnson

What Is a Consolidation Loan?

A debt consolidation loan allows you to combine several debts — generally with more favorable terms than you had before. Instead of juggling multiple payments,... read more

5 Ways to Get a Smaller Car Loan

A small car loan may seem impossible when prices and payments are on the rise. According to Experian’s State of the Automotive Finance Market survey... read more

The Advantage of a Secured Business Line of Credit

Starting a business can be an expensive proposition, and it’s not always possible to fund your new endeavor with cash. Taking out a loan can... read more

How Does a Merchant Cash Advance Work?

A merchant cash advance is a type of financing that allows businesses to receive a lump sum advance in exchange for a portion of future... read more

Should I Use a Personal Loan to Pay Off Credit Cards?

Credit cards can come with exorbitant interest rates, making it difficult to pay off the debt you carry month to month. Using a personal loan... read more

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