Holly Johnson

Holly Johnson is a personal finance writer who has been covering credit cards, loan products, debt, and budgeting for nine years. The founder of ClubThrifty.com, Johnson is also the author of “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love,” which is available on Amazon.

Articles by Holly Johnson

5 Ways to Get a Smaller Car Loan

A small car loan may seem impossible when prices and payments are on the rise. According to Experian’s State of the Automotive Finance Market survey... read more

How to Downgrade Your Travel Credit Card When You Can’t Travel

The COVID-19 pandemic has made it increasingly difficult for consumers to use valuable travel benefits offered by their favorite rewards credit cards. And with many... read more

What Is a Consolidation Loan?

If you’re struggling with debt or tired of managing multiple monthly payments, a consolidation loan could provide relief. This type of loan, also known as... read more

The Advantage of a Secured Business Line of Credit

Starting a business can be an expensive proposition, and it’s not always possible to fund your new endeavor with cash. Taking out a loan can... read more

How Does a Merchant Cash Advance Work?

A merchant cash advance is a type of financing that allows businesses to receive a lump sum advance in exchange for a portion of future... read more

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