September 1, 2023
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is the best American Airlines credit card — it offers AAdvantage miles on everyday purchases as well as valuable airline benefits like free checked bags.
Earn 2 miles on gas, restaurant and American Airlines purchases
First year card value: $741.93
We consider the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® to be the best all-around American Airlines credit card because of its generous sign-up bonus and solid ongoing rewards. This card offers the best miles-earning potential, with bonus miles on gas station and restaurant purchases. Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases.
Earn 2 miles on American Airlines purchases
First year card value: $688.80
The AAdvantage® Aviator® Red World Elite Mastercard® is a solid AAdvantage card for American Airlines customers. The card comes with one of the easiest sign-up bonuses to qualify for. Just make any purchase and pay the card’s annual fee, and you’ll earn bonus miles worth enough to cover a free flight or two. However, it’s out-earned by the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, which provides more categories to earn bonus miles.
Earn 2 miles on groceries and American Airlines purchases
First year card value: $329.34
The American Airlines AAdvantage® MileUp® is the top AAdvantage card for customers searching for a $0-annual-fee airline card. It’s actually one of the few airline co-branded cards on the market to not charge an ongoing membership fee. While frequent flyers won’t get the same level of perks they would with an annual fee card, the card’s generous grocery bonus stands out in the realm of no-annual-fee airline cards.
Get complimentary Admirals Club access
First year card value: $237.80
The Citi® / AAdvantage® Executive World Elite Mastercard® is the best American Airlines credit card for the American Airlines frequent flyer who wants lounge access and premium airline perks. The card comes with a hefty $595 annual fee, but it also grants cardholders access to the Admirals Club (up to a $650 value). Admirals Club gives you access to airport lounges with complimentary snacks, drinks, shower suites and business centers.
Earn 2X miles on gas, car rentals, American Airlines, telecommunications and cable and satellite purchases
First year card value: $862.98
The CitiBusiness®/ AAdvantage® Platinum Select® Mastercard® is the best American Airlines credit card for business owners that frequently travel with the airline. That’s because it awards miles for a wide variety of purchases, making it a highly versatile card for any business. Another lucrative perk: You can get authorized user cards for your employees, and their purchases will earn you miles, too.
Earn 5X points on flight booked directly with airlines or American Express and on prepaid hotels
First year card value: $1,306.93
If you want a premium travel card that offers perks that extend well beyond flights with American, The Platinum Card® from American Express is worth considering. While a $695 annual fee applies, having transferable points means you can fly with whatever airline is most convenient, whether that’s American or not. You also get elite perks like Priority Pass™ Select airport lounge access (enrollment required), as well as access to Amex Centurion lounges and Delta Sky Clubs when you fly with Delta. Annual credits for Fine Hotels + Resorts bookings, airline incidentals, digital entertainment*, Walmart+ membership* and more also add to this card’s overall value.
To see rates & fees for The Platinum Card® from American Express please click here.
Earn 10X points on Chase Dining purchases and on hotels and car rentals booked through Chase Ultimate Rewards®
First year card value: $1,475.49
If you’re flexible with which airline you fly and you want a handful of travel perks that apply regardless, the Chase Sapphire Reserve® may be the best way to go. This card earns flexible points that transfer to major frequent flyer and hotel loyalty programs. You can also get 50% more value for your points when you use them to book travel (including American Airlines flights) through the Chase portal. While a $550 annual fee applies, the easy-to-use $300 annual travel credit, fee credit for Global Entry or TSA PreCheck membership and included airport lounge access make the fee well worth it.
Earn 5X points on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases
First year card value: $1,875
The Chase Sapphire Preferred® Card is another great choice for consumers looking to earn flexible points they can use toward American Airlines purchases or elsewhere. For a moderate annual fee, this card offers a $50 annual Ultimate Rewards® hotel credit, [coca name=’chase-sapphire-preferred.Foreignexchangefee’ type=’cards’ foreign transaction fees and a 10% anniversary points boost to help you fund your next trip. Your points are also worth 25% more when you redeem them for travel through Chase Ultimate Rewards®. Best of all, cardholders receive perks like trip cancellation and interruption insurance, baggage delay coverage, primary rental car coverage, trip delay reimbursement and more.
Holly Johnson is a personal finance writer who has been covering credit cards, loan products, debt, and budgeting for nine years. The founder of ClubThrifty.com, Johnson is also the author of “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love,” which is available on Amazon.Read More
The above offers and/or promotions may have since changed, expired, or is no longer available. Check the Issuers’ website for more details.