Consider these tips to find the best Delta card for the way you travel.
Step 1: Figure out which card could help you maximize rewards based on your spending habits.
Look for a card that aligns with your spending habits whether it be on Delta flights, hotel stays or dining.
Step 2: Decide which benefits you can use.
If you’re a frequent traveler you may like a card like the Delta SkyMiles® Reserve American Express Card — it offers airport lounge access and a Global Entry/TSA PreCheck credit (enrollment required), which you may rank high among useful benefits. However, if you only fly a few times a year, a no-annual-fee card like Blue Cash Everyday® Card from American Express is more suitable (see rates & fees).
Step 3: Look for a generous welcome offer you can reasonably earn.
If a card’s welcome offer is important to you, choose a Delta card with the best offer. Just make sure that you can reach the spending requirement without overextending your budget or buying things you don’t need.
Step 4: Decide if you’re comfortable with an annual fee.
Many of the Delta credit cards that come with strong welcome offers, high earning rates and a multitude of benefits also come with annual fees. Consider carefully whether or not you’ll use the benefits enough to offset the annual fee. And if you don’t think it’s likely, consider a card with a lower or no annual fee.
Step 5: Decide between co-branded Delta cards and flexible travel credit cards.
Even if you think you’ll use the benefits that a certain Delta card offers, if you don’t live near a Delta hub or fly with them consistently, you’re likely better off with a general travel credit card or rewards credit card. Delta is a transfer partner of American Express Membership Rewards so any number of Amex credit cards that earn Membership rewards could be more suitable options.
Compare Delta credit cards for consumers
*To see rates & fees for Delta SkyMiles
® Blue American Express Card, please click
here.
*To see rates & fees for Delta SkyMiles
® Gold American Express Card please click
here.
*To see rates & fees for Delta SkyMiles
® Platinum American Express Card, please click
here.
*To see rates & fees for Delta SkyMiles
® Reserve American Express Card, please click
here.
**Enrollment required
Compare Delta credit cards for business
*To see rates & fees for Delta SkyMiles
® Gold Business American Express Card, please click
here.
*To see rates & fees for Delta SkyMiles
® Platinum Business American Express Card, please click
here.
*To see rates & fees for Delta SkyMiles
® Reserve Business American Express Card, please click
here.
**Enrollment required
Any of the Delta credit cards can be “worth it” in a traditional sense, especially cards that don’t require an annual fee. That said, there are some important steps you can take to find the card that offers the most perks you can use for the lowest total cost.