American Express® Green Card vs. American Express® Gold Card
Verdict: Similar rewards with more premium benefits and a higher annual fee
The American Express® Gold Card is another great card for travelers. The card comes with a $250 annual fee, but makes up for it with its annual dining credit of up to $120 ($10 monthly, enrollment required) and up to $120 in Uber Cash (up to $10 in Uber Cash per month). Your American Express® Gold Card will need to be added to your Uber app in order to receive this monthly Uber Cash benefit, which can be applied toward U.S. Uber rides and U.S. Uber Eats purchases.
As you spend on the American Express® Gold Card, you’ll Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply.
The American Express® Gold Card is the better option for those who spend a significant amount at U.S. supermarkets, and can utilize the annual credits for dining and airline purchases. So if you travel and eat out regularly, the American Express® Gold Card will likely suit your needs more.
*To see rates & fees for American Express®
Gold Card, please click here
American Express® Green Card vs. The Platinum Card® from American Express
Verdict: Luxury benefits with a luxury price tag
The Platinum Card® from American Express offers luxurious benefits to travelers looking to step up their level of travel. While it has a steep $695 annual fee, by maximizing its annual credits and the benefits, you could nullify nearly the entire annual fee. Its benefits, which are arguably the best of any travel rewards card, include:
- Credits for airline purchases and enrolling in TSA PreCheck/Global Entry (enrollment required)
- Airport lounge access including Priority Pass (enrollment required) and Centurion Lounges
- Benefits at The Hotel Collection and Fine Hotels & Resorts programs
- Complimentary hotel loyalty program status at Hilton and Marriott (enrollment required)
- Comprehensive travel insurance2
The largest downside of the card is the limited spending categories. You will earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel on up to $500,000 on these purchases per calendar year and 5X Membership Rewards® points on prepaid hotels booked with American Express Travel. Terms apply.
Because the American Express® Green Card offers broader spending categories, it may make sense to use the two cards simultaneously to maximize your point earning potential.
*To see rates & fees for The Platinum Card®
from American Express, please click here
American Express® Green Card vs. Chase Sapphire Preferred® Card
Verdict: Higher sign-up bonus and similar rewards for a lower annual fee
The Chase Sapphire Preferred® Card is widely regarded as the one of the best travel credit cards on the market — and for good reason.
The Chase Sapphire Preferred® Card offers comprehensive travel insurance, outstanding earning categories, airport lounge access and a low annual fee. As you use the card, you’ll enjoy beneﬁts such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
There is plenty of debate about which credit card rewards program is best, but it really comes down to which rewards partners you value the most. Chase has a smaller, yet still powerful list of transfer partners — including United, Southwest and Hyatt.
In most cases, the Chase Sapphire Preferred® Card would be a better card than the American Express® Green Card. The only exception is if you personally see more value in Amex’s travel partners.