Chase Sapphire Preferred® Card
For the same $95 annual fee and no foreign transaction fees, the Chase Sapphire Preferred® Card offers a stronger set of travel partners, including United, Southwest and JetBlue, as well as Marriott, Hyatt, and IHG hotels.
The Chase Sapphire Preferred® Card does not offer bonus points on gas purchases or in-person supermarket shopping, but does for streaming and online grocery delivery — making it a better choice for those who shop for food online. Lastly, the $95 provides valuable travel protections, including travel insurance, trip protection and primary auto rental insurance.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is another $95 annual fee travel card that’s a good choice for those who prefer the same rewards on most purchases.
Cardholders earn 2 Miles per dollar on every purchase, every day; 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. Also, just like the Citi Premier® Card, you can transfer these rewards to a variety of hotel and airline programs. However, cardholders get a couple of additional travel perks: a credit for Global Entry or TSA PreCheck and two free airport lounge visits.
American Express® Gold Card
For a higher annual fee ($250), the American Express® Gold Card offers even better rewards on restaurant and U.S. supermarket purchases than the Citi Premier® Card. You’ll earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply.
You might find the higher annual fee worth it if you’re a foodie who will also take advantage of the card’s dining credit worth up to $120 each year ($10 monthly for qualifying restaurants). But for an entry-level travel card, the Citi Premier® Card is probably the way to go.
To see rates & fees for American Express® Gold Card please click here.