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Best Dining Rewards Credit Cards of 2021

*Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated September 29, 2021 . Terms and conditions may have changed. For the most accurate information, please consult the issuer website.

Best Dining Credit Cards of 2021
Best for generous rewards and no annual fee U.S. Bank Altitude® Go Visa Signature® Card
Best for restaurants, entertainment and groceries Capital One SavorOne Cash Rewards Credit Card
Best for valuable credits American Express® Gold Card
Best for hotel stays Hilton Honors American Express Card
Best for rewards on dining and rotating categories Chase Freedom Flex℠
Best for premium travel benefits Chase Sapphire Reserve®

If you eat out on a regular basis — whether dining out or ordering in — you can benefit from a credit card that offers cash back, points or miles on those purchases.

When choosing a restaurant credit card, it’s important to consider not just the number of rewards per dollar you can earn on dining purchases, but how else you plan to use it.

For example, frequent travelers may want a credit card that also earns rewards on hotel stays. Or, if you prefer to order in, you might want to consider a card that offers a credit for a food delivery service.

Based on our research of cards available through LendingTree, as well as top cards offered by major issuers, we’ve compiled a list of the best rewards credit cards for restaurants.

Best For Generous rewards and no annual fee

U.S. Bank Altitude<sup>®</sup> Go Visa Signature<sup>®</sup> Card

U.S. Bank Altitude® Go Visa Signature® Card

Apply Now
on U.S. Bank's secure site
Intro Purchase APR 0% for 12 billing cycles on purchases*
Annual Fee $0*
Regular Purchase APR 14.99% - 23.99%* (Variable)

Cardholders with the U.S. Bank Altitude® Go Visa Signature® Card earn 4X points on dining, takeout and food delivery, 2X points at grocery stores, grocery delivery, streaming services and gas stations, and 1X points on all other eligible purchases. With a $0* annual fee, that rewards rate is hard to beat.

Plus, earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. Points can be redeemed as cash back into a bank account with U.S. Bank, as a statement credit, toward travel, for gift cards or for merchandise.

Those looking to earn 4X points on dining at restaurants, takeout and delivery without paying an annual fee will love the U.S. Bank Altitude® Go Visa Signature® Card. There is no limit to how many points you can earn and your points never expire as long as the account remains open.

For those who enjoy dining out while traveling internationally, this card is a great choice thanks to its foreign transaction fee of none. Plus, if you like to kick back and stream TV shows or music, you’ll appreciate this card’s annual streaming bonus. After 11 consecutive calendar months of eligible streaming service purchases (such as Netflix, Apple TV+ and Spotify), you’ll earn a $15 statement credit.

  • Free access to your VantageScore credit score
  • Redeem rewards instantly with Real-Time Rewards
  • Use your card for contactless payments where available
  • Add your card to your mobile wallet

Cardholders with the U.S. Bank Altitude® Go Visa Signature® Card earn 4X points on dining, takeout and food delivery, 2X points at grocery stores, grocery delivery, streaming services and gas stations, and 1X points on all other eligible purchases. With a $0* annual fee, that rewards rate is hard to beat.

Plus, earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. Points can be redeemed as cash back into a bank account with U.S. Bank, as a statement credit, toward travel, for gift cards or for merchandise.

Those looking to earn 4X points on dining at restaurants, takeout and delivery without paying an annual fee will love the U.S. Bank Altitude® Go Visa Signature® Card. There is no limit to how many points you can earn and your points never expire as long as the account remains open.

For those who enjoy dining out while traveling internationally, this card is a great choice thanks to its foreign transaction fee of none. Plus, if you like to kick back and stream TV shows or music, you’ll appreciate this card’s annual streaming bonus. After 11 consecutive calendar months of eligible streaming service purchases (such as Netflix, Apple TV+ and Spotify), you’ll earn a $15 statement credit.

  • Free access to your VantageScore credit score
  • Redeem rewards instantly with Real-Time Rewards
  • Use your card for contactless payments where available
  • Add your card to your mobile wallet

Best For Restaurants, entertainment and groceries

Capital One SavorOne Cash Rewards Credit Card

SavorOne

Apply Now
on Capital One's secure site
Intro Purchase APR 0% intro on purchases for 15 months
Annual Fee $0
Regular Purchase APR 14.99% - 24.99% (Variable)

The SavorOne offers a great rate in several popular spending categories. Earn 3% Cash Back on dining and entertainment; 3% Cash Back on popular streaming services; 3% Cash Back at grocery stores; 1% Cash Back on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023.

There’s also a relatively easy-to-earn sign-up bonus for new SavorOne cardholders: You can earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening. Spending about $166.67 per month on the card should let you reach that amount.

Foodies who enjoy cooking at home as much as they do dining at restaurants will love the SavorOne.

And once you’ve whipped up or ordered a tasty meal, settle in with a streaming show, content in the knowledge that the SavorOne earns rewards on services such as Netflix, Hulu and Disney+. (Be aware that some services are excluded, such as Prime Video, AT&T TV and Verizon FIOS On Demand.)

Plus, if you enjoy entertainment events, you’ll appreciate that this card’s entertainment category includes:

  • Movie theaters
  • Sports promoters (professional and semi-professional live events)
  • Theatrical promoters
  • Amusement parks
  • Tourist attractions
  • Aquariums and zoos
  • Dance halls
  • Record stores
  • Pool halls and bowling alleys
  • Access to sporting, dining and music events
  • Extended warranty
  • Travel accident insurance
  • Concierge Service
  • Virtual card numbers for online shopping
  • Free VantageScore with CreditWise

 

The SavorOne offers a great rate in several popular spending categories. Earn 3% Cash Back on dining and entertainment; 3% Cash Back on popular streaming services; 3% Cash Back at grocery stores; 1% Cash Back on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023.

There’s also a relatively easy-to-earn sign-up bonus for new SavorOne cardholders: You can earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening. Spending about $166.67 per month on the card should let you reach that amount.

Foodies who enjoy cooking at home as much as they do dining at restaurants will love the SavorOne.

And once you’ve whipped up or ordered a tasty meal, settle in with a streaming show, content in the knowledge that the SavorOne earns rewards on services such as Netflix, Hulu and Disney+. (Be aware that some services are excluded, such as Prime Video, AT&T TV and Verizon FIOS On Demand.)

Plus, if you enjoy entertainment events, you’ll appreciate that this card’s entertainment category includes:

  • Movie theaters
  • Sports promoters (professional and semi-professional live events)
  • Theatrical promoters
  • Amusement parks
  • Tourist attractions
  • Aquariums and zoos
  • Dance halls
  • Record stores
  • Pool halls and bowling alleys

  • Access to sporting, dining and music events
  • Extended warranty
  • Travel accident insurance
  • Concierge Service
  • Virtual card numbers for online shopping
  • Free VantageScore with CreditWise

 

Best For Valuable credits

American Express<sup>®</sup> Gold Card

American Express® Gold Card

Apply Now
on American Express's secure site
Terms Apply
Intro Purchase APR N/A
Annual Fee $250
Regular Purchase APR See Pay Over Time APR

Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery, and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply. Maxing out the higher rate on supermarket purchases can net you 100,000 points.

There’s also a generous welcome offer if you can meet the high spend requirement: Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. If you value each point at 1 cent, the welcome offer is worth $600, but valuations differ depending on how you redeem your points. You may be able to get more value when transferring your points to one of 19 Amex airline partners or three hotel programs, but you may get less value when redeeming for hotels or flights directly through Amex.

To see rates & fees for the American Express® Gold Card please click here.

The American Express® Gold Card comes with valuable credits that can help cardholders recoup the amount of the card’s $250 annual fee.

Get up to $10 per month in statement credits (for a maximum of $120 per year) when you dine at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. Enrollment is required.

Plus, enjoy up to $10 each month (for a maximum of $120 per year) in Uber Cash when you add this card to your Uber account and use it to pay for Uber Eats orders or Uber rides in the United States.

Just by taking advantage of the dining credit and the Uber credit, cardholders can come within $10 of recouping the $250 annual fee.

The American Express® Gold Card also offers up to 12 complimentary months of Uber Eats Pass, which comes with $0 delivery fees and 5% off orders of $15 or more. This offer is available through Dec. 31, 2021 and is valid only for U.S. subscriptions. Enrollment required.

To see rates & fees for the American Express® Gold Card please click here.

  • $100 credit for qualifying activities when you book at The Hotel Collection with American Express Travel
  • Access the Global Assist® Hotline when traveling more than 100 miles from home
  • Car rental loss and damage insurance (secondary coverage)
  • Baggage insurance plan
  • Amex Offers (enrollment required)
  • Access to ticket presales and cardmember-only events with American Express Experiences
  • American Express Preferred Seating

*Terms apply

Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery, and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply. Maxing out the higher rate on supermarket purchases can net you 100,000 points.

There’s also a generous welcome offer if you can meet the high spend requirement: Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. If you value each point at 1 cent, the welcome offer is worth $600, but valuations differ depending on how you redeem your points. You may be able to get more value when transferring your points to one of 19 Amex airline partners or three hotel programs, but you may get less value when redeeming for hotels or flights directly through Amex.

To see rates & fees for the American Express® Gold Card please click here.

The American Express® Gold Card comes with valuable credits that can help cardholders recoup the amount of the card’s $250 annual fee.

Get up to $10 per month in statement credits (for a maximum of $120 per year) when you dine at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. Enrollment is required.

Plus, enjoy up to $10 each month (for a maximum of $120 per year) in Uber Cash when you add this card to your Uber account and use it to pay for Uber Eats orders or Uber rides in the United States.

Just by taking advantage of the dining credit and the Uber credit, cardholders can come within $10 of recouping the $250 annual fee.

The American Express® Gold Card also offers up to 12 complimentary months of Uber Eats Pass, which comes with $0 delivery fees and 5% off orders of $15 or more. This offer is available through Dec. 31, 2021 and is valid only for U.S. subscriptions. Enrollment required.

To see rates & fees for the American Express® Gold Card please click here.

  • $100 credit for qualifying activities when you book at The Hotel Collection with American Express Travel
  • Access the Global Assist® Hotline when traveling more than 100 miles from home
  • Car rental loss and damage insurance (secondary coverage)
  • Baggage insurance plan
  • Amex Offers (enrollment required)
  • Access to ticket presales and cardmember-only events with American Express Experiences
  • American Express Preferred Seating

*Terms apply

Best For Hotel stays

Hilton Honors American Express Card

Hilton Honors American Express Card

Apply Now
on American Express's secure site
Terms Apply
Intro Purchase APR N/A
Annual Fee $0
Regular Purchase APR 15.74%-24.74% Variable

Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio, 5X Hilton Honors Bonus Points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations AND 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Especially when you consider this card’s $0 annual fee, there’s a lot to love about the rewards structure.

Plus, there’s a welcome offer: 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.

To see rates & fees for the Hilton Honors American Express Card please click here.

Hilton has 18 brands with more than 6,500 properties in 119 countries. These range from luxury properties such as Waldorf Astoria to more affordable options such as Hampton by Hilton and Tru by Hilton. If you tend to make Hilton your home away from home, the Hilton Honors American Express Card with its $0 annual fee and its high rewards rate on Hilton stays is an excellent choice for your wallet.

Plus, the Hilton Honors American Express Card provides cardholders with complimentary Hilton Honors Silver status, as well as the chance to earn an upgrade to Gold status (through the end of the next calendar year) when you spend $20,000 on purchases in a calendar year.

To see rates & fees for the Hilton Honors American Express Card please click here.

  • Car rental loss and damage insurance (secondary coverage)
  • Access the Global Assist® Hotline when traveling more than 100 miles from home
  • Foreign transaction fee: None
  • Access to ticket presales and cardmember-only events with American Express Experiences

*Terms apply

Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio, 5X Hilton Honors Bonus Points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations AND 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Especially when you consider this card’s $0 annual fee, there’s a lot to love about the rewards structure.

Plus, there’s a welcome offer: 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.

To see rates & fees for the Hilton Honors American Express Card please click here.

Hilton has 18 brands with more than 6,500 properties in 119 countries. These range from luxury properties such as Waldorf Astoria to more affordable options such as Hampton by Hilton and Tru by Hilton. If you tend to make Hilton your home away from home, the Hilton Honors American Express Card with its $0 annual fee and its high rewards rate on Hilton stays is an excellent choice for your wallet.

Plus, the Hilton Honors American Express Card provides cardholders with complimentary Hilton Honors Silver status, as well as the chance to earn an upgrade to Gold status (through the end of the next calendar year) when you spend $20,000 on purchases in a calendar year.

To see rates & fees for the Hilton Honors American Express Card please click here.

  • Car rental loss and damage insurance (secondary coverage)
  • Access the Global Assist® Hotline when traveling more than 100 miles from home
  • Foreign transaction fee: None
  • Access to ticket presales and cardmember-only events with American Express Experiences

*Terms apply

Best For Rewards on dining and rotating categories

Chase Freedom Flex℠

Chase Freedom Flex℠

Apply Now
on Chase's secure site
Intro Purchase APR 0% Intro APR on Purchases for 15 months
Annual Fee $0
Regular Purchase APR 14.99% - 24.74% Variable

Earn 5% cash back on eligible purchases in rotating categories, 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases. Be aware that after spending $1,500 in the rotating category for the current quarter, your earning rate will drop to 1% until the next quarter rolls around and you activate the new category. See the bonus category calendar here.

There’s also a generous sign-up bonus for new cardholders: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

Plus, there’s a great intro purchase APR: 0% Intro APR on Purchases for 15 months. After which, an APR of 14.99% - 24.74% variable will apply.

Between a generous welcome offer and a fantastic rewards program — which offers both ongoing rewards and rewards in rotating bonus categories — the Chase Freedom Flex℠ is a standout choice for earning cash back with a $0 annual fee as long as your spending tends to align with the rotating categories.

A few examples of past 5% categories include the following:

  • Grocery stores (excluding Target and Walmart) and select streaming services
  • Gas stations and home improvement stores
  • Walmart and PayPal
  • Amazon.com and Whole Foods Market
  • Cellphone protection of up to $800 per claim, max $1,000 per year $50 deductible per claim)
  • Purchase protection
  • Extended warranty protection
  • Trip cancellation and interruption insurance
  • Auto rental collision damage waiver (secondary coverage)
  • Travel and emergency assistance services
  • Free access to your VantageScore with Chase Credit Journey
  • Complimentary three months of DashPass, then 50% membership cost for the next nine months
  • Earn 5% cash back on Lyft rides through March 2022
  • Take three Lyft rides in a calendar month to earn a $5 Lyft credit
  • Spend $20 with Fandango and get a $5 Fandango Reward
  • Complimentary ShopRunner membership for a year
  • Purchase a HelloFresh meal kit delivery plan and get 5% back to use toward your next delivery

Earn 5% cash back on eligible purchases in rotating categories, 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases. Be aware that after spending $1,500 in the rotating category for the current quarter, your earning rate will drop to 1% until the next quarter rolls around and you activate the new category. See the bonus category calendar here.

There’s also a generous sign-up bonus for new cardholders: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

Plus, there’s a great intro purchase APR: 0% Intro APR on Purchases for 15 months. After which, an APR of 14.99% - 24.74% variable will apply.

Between a generous welcome offer and a fantastic rewards program — which offers both ongoing rewards and rewards in rotating bonus categories — the Chase Freedom Flex℠ is a standout choice for earning cash back with a $0 annual fee as long as your spending tends to align with the rotating categories.

A few examples of past 5% categories include the following:

  • Grocery stores (excluding Target and Walmart) and select streaming services
  • Gas stations and home improvement stores
  • Walmart and PayPal
  • Amazon.com and Whole Foods Market

  • Cellphone protection of up to $800 per claim, max $1,000 per year $50 deductible per claim)
  • Purchase protection
  • Extended warranty protection
  • Trip cancellation and interruption insurance
  • Auto rental collision damage waiver (secondary coverage)
  • Travel and emergency assistance services
  • Free access to your VantageScore with Chase Credit Journey
  • Complimentary three months of DashPass, then 50% membership cost for the next nine months
  • Earn 5% cash back on Lyft rides through March 2022
  • Take three Lyft rides in a calendar month to earn a $5 Lyft credit
  • Spend $20 with Fandango and get a $5 Fandango Reward
  • Complimentary ShopRunner membership for a year
  • Purchase a HelloFresh meal kit delivery plan and get 5% back to use toward your next delivery

Best For Premium travel benefits

Chase Sapphire Reserve<sup>®</sup>

Chase Sapphire Reserve®

Apply Now
on Chase's secure site
Intro Purchase APR N/A
Annual Fee $550
Regular Purchase APR 16.99%-23.99% Variable

With the Chase Sapphire Reserve®, cardholders earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases. Plus, earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. This card earns valuable Chase Ultimate Rewards® points, which you can redeem for 50% more value for travel through the Chase Ultimate Rewards® portal or transfer 1:1 to partners.

The Chase Sapphire Reserve® comes with a $550 annual fee, so it’s not for the occasional traveler. But if you travel frequently enough that you’d benefit from its premium travel benefits, this is the card for you. For example, the Chase Sapphire Reserve® grants cardholders a complimentary Priority Pass™ Select membership (enrollment required), which gets you into more than 1,300 airport lounges across the world.

You can also get a statement credit of up to $100 every four years to reimburse your Global Entry or TSA PreCheck membership when you charge the application fee to this card.

Redemption options for rewards include booking travel through the Chase Ultimate Rewards® portal, which gets you 50% more value per point, or transferring points to the following airline and hotel partners:

  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Emirates Skywards
  • Flying Blue Air France KLM
  • Iberia Plus
  • IHG Rewards Club
  • JetBlue TrueBlue
  • Marriott Bonvoy
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards
  • United MileagePlus
  • Virgin Atlantic Flying Club
  • World of Hyatt
  • Trip cancellation and interruption insurance
  • Lost luggage reimbursement
  • Trip delay reimbursement
  • Auto rental collision damage waiver (primary coverage)
  • Emergency evacuation and transportation
  • Purchase protection
  • Return protection
  • Extended warranty protection
  • Complimentary Lyft Pink membership when you or an authorized user activate with this card by March 31, 2022
  • Earn 10X points on Lyft rides through March 2022
  • Up to $120 back in statement credits toward an eligible Peloton membership, enrollment required
  • DashPass subscription for one year when you activate by Dec. 31, 2021
  • Earn up to $60 in statement credits on DoorDash purchases made through Dec. 31, 2021

With the Chase Sapphire Reserve®, cardholders earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases. Plus, earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. This card earns valuable Chase Ultimate Rewards® points, which you can redeem for 50% more value for travel through the Chase Ultimate Rewards® portal or transfer 1:1 to partners.

The Chase Sapphire Reserve® comes with a $550 annual fee, so it’s not for the occasional traveler. But if you travel frequently enough that you’d benefit from its premium travel benefits, this is the card for you. For example, the Chase Sapphire Reserve® grants cardholders a complimentary Priority Pass™ Select membership (enrollment required), which gets you into more than 1,300 airport lounges across the world.

You can also get a statement credit of up to $100 every four years to reimburse your Global Entry or TSA PreCheck membership when you charge the application fee to this card.

Redemption options for rewards include booking travel through the Chase Ultimate Rewards® portal, which gets you 50% more value per point, or transferring points to the following airline and hotel partners:

  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Emirates Skywards
  • Flying Blue Air France KLM
  • Iberia Plus
  • IHG Rewards Club
  • JetBlue TrueBlue
  • Marriott Bonvoy
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards
  • United MileagePlus
  • Virgin Atlantic Flying Club
  • World of Hyatt

  • Trip cancellation and interruption insurance
  • Lost luggage reimbursement
  • Trip delay reimbursement
  • Auto rental collision damage waiver (primary coverage)
  • Emergency evacuation and transportation
  • Purchase protection
  • Return protection
  • Extended warranty protection
  • Complimentary Lyft Pink membership when you or an authorized user activate with this card by March 31, 2022
  • Earn 10X points on Lyft rides through March 2022
  • Up to $120 back in statement credits toward an eligible Peloton membership, enrollment required
  • DashPass subscription for one year when you activate by Dec. 31, 2021
  • Earn up to $60 in statement credits on DoorDash purchases made through Dec. 31, 2021

Which restaurant card should you choose?

Ultimately, the best dining credit card for you comes down to how you plan to use the card. If dining is one of your major spending categories and you want to maximize what you earn when you eat out and order in, the U.S. Bank Altitude® Go Visa Signature® Card is likely to be a good fit. But if you also want to earn a competitive rate on grocery store purchases as well, consider the SavorOne instead.

If you travel extensively and want a card that rewards dining while also providing premium travel benefits and unparalleled flexibility in how you redeem your rewards, the Chase Sapphire Reserve® could be the best card for your wallet, despite its $550 annual fee.

Finally, if you’re loyal to a particular hotel chain, take that into account. For example, the Hilton Honors American Express Card is a great choice for foodies who frequent properties in the Hilton family.

To see rates & fees for the American Express® Gold Card please click here.
To see rates & fees for the Hilton Honors American Express Card please click here.

Glen Luke Flanagan

Overview

Glen Luke Flanagan covers credit card news for LendingTree.com. He joined the team in June 2019. His work ranges from reviews of new cards to in-depth pieces on protecting your financial information, and his background is in journalism and government communications. 

Experience

As a journalist in North Carolina and South Carolina, Glen covered topics including city government, state government, local businesses, public safety and more. During his time at The State newspaper, Glen’s work appeared on the websites of newspapers across the United States owned by The McClatchy Company. His reporting at The News Herald and The State newspaper won awards from the North Carolina Press Association and the South Carolina Press Association, respectively.

Education

Glen earned his B.A. in media studies with a concentration in journalism from Radford University, graduating summa cum laude in May 2014. After graduation, he participated in a Dow Jones News Fund training and internship. Out of more than 600 applicants, only 86 were accepted into the DJNF program that summer. He was later one of approximately two dozen fellows selected from journalists across the country to participate in the University of South Carolina’s 2016 Media Law School, which was sponsored by the American Board of Trial Advocates. This program gave fellows an intensive crash course in public records, bankruptcy law, podcasts and more.

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The above offers and/or promotions may have since changed, expired, or is no longer available. Check the Issuers’ website for more details.