The Marriott Bonvoy Brilliant® American Express® Card is the best hotel rewards credit card, with more than a thousand dollars worth of benefits each year. You’ll get an annual free night award worth up to 85,000 points, Priority Pass™ Select membership (enrollment required) and more than $500 in travel and dining credits.
Credit Cards | Our Ratings | Annual Fee | Rewards Rate | Welcome Offer | |
---|---|---|---|---|---|
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Marriott Bonvoy Brilliant® American Express® Card
|
Marriott loyalists
|
$650 | 2X - 6X points
| 150,000 points
Earn up to 150,000 Marriott Bonvoy® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
| |
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Hilton Honors Aspire Card from American Express*
|
Hilton loyalists
|
$550 | 3X - 14X points
| 175,000 points
Earn 175,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
| |
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Marriott Bonvoy Boundless® Credit Card*
|
Occasional Marriott guests
|
$95 | 2X - 17X points
| 5 Free Night Awards
Earn 5 Free Night Awards worth up to 50,000 points each after spending $5,000 on eligible purchases within 3 months of account opening.
| |
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Hilton Honors American Express Surpass® Card
|
Occasional Hilton guests
|
$0 intro annual fee for the first year, then $150 | 3X - 12X points
| 130,000 points
Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
| |
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World of Hyatt Credit Card*
|
Hyatt loyalists
|
$95 | 1X - 9X points
| 60,000 points
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
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IHG One Rewards Premier Credit Card*
|
IHG loyalists
|
$99 | 3X - 26X points
| 5 Free Nights
Earn 5 Free Nights after spending $5,000 on purchases in the first 3 months from account opening.
| |
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Choice Privileges® Select Mastercard®*
|
4.0
Budget hotel travelers
|
$95 | 1X - 10X points
| 60,000 points
Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months
| |
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Hilton Honors American Express Card
|
Hilton beginners
|
$0 | 3X - 7X points
| 100,000 points
Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express® Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
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IHG One Rewards Traveler Credit Card*
|
3.0
IHG Beginners
|
$0 | 2X - 17X points
| 120,000 points
Earn 120,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
| |
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The Hilton Honors American Express Business Card
|
4.1
Hilton business travelers
|
$195 | 3X - 12X points
| 175,000 points
Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Plus earn an additional 25,000 Hilton Honors Bonus points after you spend an additional $2,000 in purchases on your Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
| |
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Marriott Bonvoy Business® American Express® Card
|
Marriott business travelers
|
$125 | 2X - 6X points
| 3 Free Night Awards
Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership.
| |
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Chase Sapphire Preferred® Card
on Chase's secure site Rates & Fees |
Transferring points to hotel programs
|
$95 | 1X - 5X points
| 75,000 points
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
|
on Chase's secure site Rates & Fees |
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Capital One Venture X Rewards Credit Card
|
10x miles on hotel stays
|
$395 | 2X - 10X miles
| 75,000 miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
| |
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The Platinum Card® from American Express
|
Multiple hotel elite statuses (enrollment required)
|
$695 | 5X points
| As high as 175,000 points
You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
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To bring you the list of best hotel credit cards, we use an objective rating and ranking system that compares features across a large set of credit cards (over 200 of them from over 50 issuers). We use calculations to estimate the value of each card for the average cardholder, based on LendingTree and U.S. Bureau of Labor Statistics data.
We rank cards based on the following criteria:
We calculate the value of rewards and perks for the average cardholder using U.S. Bureau of Labor Statistics data and an annual spend of $20,000, minus the annual fee. This value includes the card’s sign-up bonus, annual bonus (including free night certificates) and travel perks like lounge access and travel credits. We look at the average rewards earned over two years to balance out a card’s ongoing value with its first-year value.
We consider how easy the rewards are to use, looking at factors like expiration dates, minimum thresholds to redeem, blackout dates and the availability of flexible redemption options like travel statement credits and cash back.
We also compare a card’s benefits, such as purchase protections, travel protections and elite status benefits against benefits from other cards.
Note that our ratings are a starting point for comparing and choosing the best hotel credit card. However, your needs may be different from the average cardholder. You should consider the amount you’re likely to spend in a card’s bonus categories and which benefits you value to choose the best card for you.
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Welcome offer: 150,000 points
The Marriott Bonvoy Brilliant® American Express® Card is the best credit card for hotels because it’s the most valuable hotel card on our list. It’s the best choice for frequent travelers and dedicated Marriott loyalists who want the benefits that come with a luxury hotel credit card, like airport lounge access.
The complimentary Marriott Bonvoy Platinum Elite status lets you earn extra points on each stay and may even get you complimentary hotel room upgrades. The monthly dining credit also gives you money back in statement credits on eligible purchases at restaurant purchases worldwide.
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Welcome offer: 175,000 points
While the Hilton Honors Aspire Card from American Express has a high annual fee ($550), its generous suite of benefits makes it the most valuable Hilton card and the best choice for frequent Hilton guests. You’ll get complimentary top-tier Hilton Honors Diamond status (enrollment required) and all the perks that come with it. You’ll also enjoy a free night award each card anniversary, hundreds of dollars worth of credits toward Hilton hotels and more.
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Welcome offer: 5 Free Night Awards
The Marriott Bonvoy Boundless® Credit Card is a good hotel points credit card for less frequent travelers who occasionally stay at Marriott properties. It has a reasonable $95 annual fee and a standout sign-up bonus that can net you several free nights right out of the gate. Its annual free night certificate may offset the annual fee going forward, and you can earn bonus rewards on everyday purchases while you work up to higher levels of status through spending.
Savvy traveler’s tip: You can use your Marriott points to top off the card’s annual free night award, in case your desired hotel costs more than 35,000 points.
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Welcome offer: 130,000 points
The Hilton Honors American Express Surpass® Card is a great choice for travelers who occasionally stay at a Hilton. It has a much lower annual fee ($0 intro annual fee for the first year, then $150) than many other hotel cards, making it easy to recoup the cost. The generous welcome offer can be worth up to several free nights right off the bat. Additionally, if you stay at Hilton a few times a year, you can use the quarterly statement credits on directly-made Hilton hotel purchases (up to $50 per quarter) to help offset the annual fee.
It also comes with complimentary Gold elite status with benefits such as complimentary upgrades. And the bonus rewards earning categories cover a range of everyday purchases, from U.S. gas stations to U.S. supermarkets, making it easy to rack up free hotel stays without leaving home.
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Welcome offer: 60,000 points
The World of Hyatt Credit Card is valuable for Hyatt loyalists for a few reasons — including its generous earning rate and the fact that you get complimentary Hyatt Discoverist status for a reasonable $95 annual fee. It also offers tier-qualifying nights toward the next level of status, which makes it a must-have for Hyatt members pursuing Explorist or Globalist status.
You’ll also earn points at a good pace, with a bonus on a wide variety of purchases, including restaurants. Plus, you’ll get great value on your redemptions, since World of Hyatt points are the most valuable hotel loyalty points (approximately 2 cents each) based on our recent valuations.
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Welcome offer: 5 Free Nights
The IHG One Rewards Premier Credit Card is the best credit card for hotel stays for loyal IHG hotel travelers who want to maximize rewards on paid stays while also enjoying some basic benefits. You’ll get one free award night each year on your card anniversary, complimentary Platinum Elite status in the IHG Rewards program and more. Plus, the fourth-night free benefit on consecutive four-night IHG® hotel award stays is one of the most useful perks of any hotel credit card — allowing you to reduce the cost of four-night stays by 25%.
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Welcome offer: 60,000 points
The Choice Privileges® Select Mastercard® is one of the best credit cards for hotel points for budget travelers. It provides excellent value at a reasonable cost, starting with automatic Platinum elite status and a welcome bonus worth up to a free one-week hotel stay. Each anniversary nets bonus points that can be cashed in for up to three free nights, making the modest annual fee well worth it for occasional travelers seeking to stretch their funds.
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Welcome offer: 100,000 points
The Hilton Honors American Express Card has a $0 annual fee, which makes it a good choice for infrequent travelers. It boasts an especially generous welcome offer for a $0-annual-fee card, as well as a great rate on paid Hilton stays and other spending. The card’s benefits also include complimentary Hilton Honors Silver status.
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Welcome offer: 120,000 points
If you want to dip your toe into the IHG Rewards program without committing to an annual fee, the IHG One Rewards Traveler Credit Card is another decent $0-annual-fee hotel card. Its best benefits are its large welcome offer — worth more than usual for a $0-annual-fee card — and a fourth night free on award stays. You can use this perk to stretch your IHG points a little farther. When you redeem points for a consecutive four-night IHG® hotel stay, you can receive a fourth reward night free redeemable at that same hotel during that same stay
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Welcome offer: 175,000 points
The Hilton Honors American Express Business Card is our top hotel credit card pick for small business owners for several reasons — including its lucrative welcome offer and excellent rewards rate. Cardholders also get complimentary Hilton Honors Gold status, along with the opportunity to earn Diamond status by spending $40,000 on eligible purchases in a calendar year.
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Welcome offer: 3 Free Night Awards
The Marriott Bonvoy Business® American Express® Card is the best choice for business travelers who stay at Marriott properties frequently. Its annual fee is modest compared with many business hotel rewards cards, and you’ll get valuable benefits like complimentary Gold Elite status and an annual free night after card renewal. Gold status gets you perks that include enhanced room upgrades, a welcome gift of points, a 25% points earning boost on hotel purchases and late checkout at 2 p.m.
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Welcome offer: 75,000 points
The Chase Sapphire Preferred® Card offers the best of both worlds: You can redeem points for any travel purchase through the Chase TravelSM portal, and you can transfer points to hotel programs, including Hyatt, IHG and Marriott. You’ll get excellent bang for your rewards buck by turning them into World of Hyatt points, which are worth about 2 cents each according to our valuations. You’ll also get better-than-average value redeeming points for hotels stays through the Chase TravelSM portal. With multiple rewards bonus categories, including dining and online grocery purchases, you should be able to rack up points quickly with everyday spending and turn them into free hotel stays.
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Welcome offer: 75,000 miles
The Capital One Venture X Rewards Credit Card is our top choice for earning rewards on hotel stays, due to the high rewards rate you get on hotel and rental car bookings made through the Capital One travel portal. This accelerated earning opportunity will allow you to rack up rewards quickly on hotel bookings. Additionally, you can use your miles for free hotel stays by booking in the portal or transferring them to Capital One transfer partners, which include three hotels. This card also offers benefits, including experience credits, room upgrades and late checkout, when you book a stay at a hotel or resort in Capital One’s Premier Collection or Lifestyle Collection.
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Welcome offer: As high as 175,000 points
Travelers seeking hotel status will love The Platinum Card® from American Express. It offers a slew of luxury travel perks along with complimentary Gold elite status to two popular hotel loyalty programs: Hilton Honors and Marriott Bonvoy (enrollment required for both). You’ll get the benefits of a co-branded hotel credit card with all of the flexibility of a general travel card with points that can be moved to three hotel partners.
The card also offers an array of perks for Amex Travel bookings with the Fine Hotels and Resorts program, including a $100 property credit and benefits such as daily breakfast for two, room upgrade when available and late 4 p.m. checkout.
Hotel credit cards are worth it for travelers who stay at hotels at least a few times a year and can get the value out of a card’s hotel-specific perks. Much of the value of the best hotel cards lies in benefits like automatic elite status, which can come with a host of benefits. Perks may include: Room upgrades, early check-in, late checkout, a welcome gift, bonus rewards earnings and even free breakfast. Hotel cards can also give you a path toward higher elite status through spending, and free night award certificates, typically making up for the annual fee on the card.
However, if you aren’t loyal to a particular hotel chain and are just looking to earn points for free hotel nights, a hotel card may not be the best value. Hotel points tend to be inflated (meaning, you may need hundreds of thousands of points to make a redemption), and you’re locked into using them with one hotel chain. A general travel card like the Chase Sapphire Preferred® Card will let you get a hotel night with a smaller number of points with any hotel chain.
Hyatt has one of the best loyalty programs in terms of point value and status benefits. Hyatt points are valued at about 2 cents apiece according to our valuations, which is four times the value of some other hotel rewards points. Even less frequent travelers can score perks like free nights and room upgrades with Hyatt. However, Hyatt has a fraction of the properties (over 1,300) boasted by some other programs, such as Marriott Bonvoy (over 9,100).
Ultimately, the best hotel rewards program for you will depend on your spending habits, preferences and travel patterns. All of these programs have co-branded credit cards, so check credit card offers for hotels to learn how credit cards can offer extra perks on top of rewards program benefits.
Program | Best for | Features |
---|---|---|
Best Western rewards | Worldwide frugal travelers |
|
Choice Privileges | Budget travelers in the U.S. |
|
Hilton Honors | Worldwide travelers at all price points |
|
IHG Rewards | Worldwide travelers at all price points |
|
Marriott Bonvoy | Worldwide travelers at all price points |
|
World of Hyatt | Worldwide travelers at all price points |
|
Wyndham Rewards | International travelers and vacation home renters |
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Hyatt has the most valuable hotel points, while the Hilton, IHG and Best Western rewards programs have very low-value points. In fact, Hyatt points are worth four times as much as the lowest-value hotel points. It’s important to keep point value in mind when choosing a hotel credit card and deciding which hotel points are worth earning for you. Also, keep in mind that some hotel points expire after a certain period of inactivity, so it’s crucial to keep your account active.
Hotel loyalty program | Points value |
---|---|
Best Western rewards | 0.6 cents per point (1,000 points = $6) |
Choice Privileges | 0.8 cents per point (1,000 points = $8) |
Hilton Honors | 0.5 cents per point (1,000 points = $5) |
IHG Rewards | 0.5 cents per point (1,000 points = $5) |
Marriott Bonvoy | 0.9 cents per point (1,000 points = $9) |
World of Hyatt | 2 cents per point (1,000 points = $20) |
Wyndham Rewards | 0.8 cents per point (1,000 points = $8) |
If you’re trying to choose the best credit card for hotel points, it’s important to compare your spending, travel habits and desired perks to card offerings to pick the best hotel rewards credit card for you based on actual dollar value provided.
It’s wise to pick a hotel rewards program that fits your travel habits, preferences and needs. Do a quick review of where you’ve traveled and stayed in the past couple of years, and consider these factors:
You’ll want to consider upcoming travel plans and start with a goal in mind. If you don’t already have a trip planned, now might be a good time to plan one, starting with a destination and type of hotel or resort you want to stay in. Browse lodging in that location and choose a hotel program that fits your future travel plans. If you’re planning to use a welcome bonus to finance a hotel stay, you should check for award nights in your target destination to make sure that there’s plenty of availability.
Different travelers will prioritize different hotel perks, so it’s important to consider which hotel rewards credit card benefits you’ll actually use. For example, if you’re all about upgrades and sleeping in, you’ll want a card that offers automatic elite status with these perks. If you love to take long vacations, you may want a co-branded card with a hotel loyalty program that offers a fourth or fifth night free with rewards bookings. And if you travel frequently and tend toward luxury stays, a card with credits that cover things like spa services will likely provide significant value to you.
Let’s do a credit card comparison for Globetrotter Gabby, a PR executive who works hard and plays hard. In the coming year, she’s planning a week in Paris with her fiancé and a resort vacation in the Dominican Republic with three friends. She’s also planning a few domestic trips, including a Sonoma Valley winery week with her siblings.
Card 1: Hilton Honors Aspire Card from American Express*
Total value per year: $1,349
Also keep in mind that this card comes with complimentary Diamond status, which offers plenty of desirable perks but is hard to assign a specific dollar value to. The Hilton fifth night free also adds value, saving 20% or more on stays booked with rewards.
Card 2: Hilton Honors American Express Surpass® Card
Total value per year: $150
Also keep in mind that this card comes with complimentary Gold status, which adds value. The Hilton fifth night free adds even more value, saving 20% or more on longer stays booked with rewards.
Once you’ve added up the dollar value of the rewards you’ll actually use, subtract the annual fee to figure out the dollar value you get from the card so you can decide if it’s worth it to you. For example, let’s compare the value of these two cards for Gabby relative to their cost:
Card 1: Hilton Honors Aspire Card from American Express*
Card 2: Hilton Honors American Express Surpass® Card
The Hilton Honors Aspire Card from American Express* is the obvious best choice for Gabby because it offers a significantly higher value in the first year and beyond. The choice becomes even more clear when you consider additional benefits that don’t have a set dollar value but nonetheless provide tangible benefits, such as higher rewards earning potential and Diamond elite status. It offers executive lounge access, a higher points bonus on stays, elite status gifting and other perks that Gold status (which comes with the Hilton Honors American Express Surpass® Card) lacks. This makes the card the winner over the Hilton Honors American Express Surpass® Card, despite its higher annual price tag.
Most hotels require a credit card for booking, though it is possible to pay with cash, a debit card or a prepaid card in some instances. To find out which hotels don’t require a credit card, we recommend calling the hotel directly and asking what their policy is regarding non-credit-card payments.
You can book a hotel with credit card points in several ways. If you want to use points you’ve built up in a hotel loyalty program, you can visit the hotel company’s website, log in with your loyalty account credentials, search for a booking and click “book with points” to complete your reservation. If you have points in a credit card program, such as Amex Membership Rewards or Chase Ultimate Rewards®, you can either transfer your points to a hotel loyalty program or book through the card issuer’s travel portal by logging in, searching for your desired booking and choosing the option to pay with points.
You can dispute a hotel charge on your credit card if you find an unauthorized charge or billing error, or if you’re unhappy with the service you got from the hotel. You’ll need to provide any documentation that supports your dispute, such as photos or messages exchanged with the hotel. Your credit card issuer will investigate and, if they find in your favor, reverse the charge.
A hotel typically holds the total amount due for your reservation plus an extra $20 to $200 for incidental expenses such as minibar purchases or room service orders. Hotels typically place this authorization credit card hold when you check in and then lift the hold after you check out and pay.
You can book a hotel room for someone else with your credit card. You’ll need to provide your name, address and credit card number for billing, as well as the guest’s name, address and other identifying information. At check-in, the guest may need to provide a photo ID and their own credit card so the hotel can place a hold for incidental expenses.
Most hotel rewards credit cards are geared toward applicants with good to excellent credit, so none are particularly easy to get. If you have bad credit or fair credit, you might want to consider a secured card like the Discover it® Secured Credit Card to help you build credit. Once you’ve established good credit, it may be easier to get the hotel credit card of your choice.
To see rates & fees for American Express cards mentioned on this page, visit the links provided below:
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
The information related to the Hilton Honors Aspire Card from American Express, Marriott Bonvoy Boundless® Credit Card, World of Hyatt Credit Card, IHG One Rewards Premier Credit Card, Choice Privileges® Select Mastercard® and IHG One Rewards Traveler Credit Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.
The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.