LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
|
Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
|
American Express Disclosure
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
American Express Disclosure
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
We are committed to providing accurate content that helps you make informed money decisions.
The content on this page has not been reviewed, approved or otherwise endorsed by any credit card issuer.
We do maintain partnerships with some issuers, and our site may be compensated through those partnerships.
Read our
Editorial Guidelines
At LendingTree, we are committed to providing accurate and actionable content that helps you make informed decisions about your money. Our team of writers and editors follows these key guidelines:
We thoroughly fact-check and review all content for accuracy. We aim to make corrections on any errors as soon as we are aware of them.
Our partners do not commission or endorse our content.
Our partners do not pay us to feature any specific product in our content, but we do feature some products and offers from companies that provide compensation to LendingTree. This may impact how and where offers appear on the site (such as the order).
We review and interview both external and internal reputable sources for our content and disclose sourcing in our content.
.
Citi is an advertising partner.
With over 7,000 properties in 40 countries, you have a lot of choices with Choice Hotels. The chain includes mostly midscale brands with an abundance of properties in the United States. Its Choice Privileges rewards program offers value to guests who frequently stay with the chain, including:
Points on every stay, redeemable for free hotel nights and other rewards
Member-only rates when you book directly through Choice
Perks for weekday stays
An elite status program with additional benefits
Through our research, we found that the average value of Choice points is around $0.011 each. There are an abundance of ways you can earn Choice points, too, as Choice Privileges is a partner of multiple bank loyalty programs that allow you to transfer their points to Choice points.
In our opinion, redeeming points for Choice Hotels or vacation rental stays is their best use, although there are also other ways to redeem Choice points.
Choice Privileges quick facts
Number of properties
More than 7,000 hotels in 40 countries
How many Choice Privileges points for a free stay?
Free nights start at 6,000 points and vary in price up to 35,000 points per night in most regions
Redemption options
Free hotel stays
Vacation rentals
Transfer to airlines
Gift cards from many merchants
Cruises
Point value
$0.011
Pros
Reward nights start at just 6,000 points
Can transfer flexible bank points (e.g. Membership Rewards) to Choice Privileges points
Great U.S. coverage with hotels in all 50 states
Cons
Properties limited to just 40 countries worldwide
Weak elite benefits compared to other programs
No luxury properties within the portfolio
Points expire after 18 months of account inactivity
How do you join Choice Privileges?
Choice Privileges is free and easy to join. Simply head to choicehotels.com and click “Sign In or Join.” Click “Join Free Now” to be taken to a page where you can sign up. If you already have a Choice Privileges number, this is also how you can enable your online account. You’ll need to provide Choice with your personal information, including your name, email, address, email and phone number. You’ll also set a username and password.
Alternatively, download the Choice Hotels app on your smartphone and click “Join Now, It’s Free” to create an account by following the prompts.
How much are Choice Privileges points worth?
We peg the value of Choice Privileges points at $0.011 each, based on our research. You’ll generally get better value if you’re booking properties during peak times when prices are high.
Rather than organizing properties by tier, Choice Privileges uses a dynamic pricing model where the price of reward nights varies depending on the property and date. In general, you can expect the cost of a reward night to be higher when cash rates are higher. Reward nights start at just 6,000 points, with most properties requiring at least 8,000 points. Prices can get as high as 35,000 points per night, except in the Asia-Pacific region where you’ll see all-inclusive hotels with free nights that cost up to 75,000 points.
Hotel
Price
Points
Point value
Comfort Inn & Suites Zion Park Area
$216.33
20,000
$0.011
Inn at the Peachtrees, Ascend Hotel Collection in Atlanta
$264.75
25,000
$0.011
Cambria Hotel New York - Chelsea
$403.09
30,000
$0.013
Quality Inn & Suites Downtown Charlottetown, Prince Edward Island
$155.46
16,000
$0.01
Comfort Inn Gaslamp Convention Center, San Diego
$206.61
25,000
$0.008
Hotel Blake, Ascend Collection Hotel in Chicago
$300.02
20,000
$0.015
Econolodge International Drive, Orlando
$69.03
8,000
$0.009
Comfort Inn Monticello, Charlottesville
$156.13
16,000
$0.01
F6, Ascend Hotel Collection in Helsinki
$202.05
20,000
$0.01
Clarion Suites Guatemala City
$102.11
10,000
$0.01
Average
$0.011
How do you know if using Choice points is worth it?
To determine the value you’re getting from your points, you’ll want to divide the total cost of the stay (including taxes) by the number of points required. If the result is around 1.1 cents per point — our average value of Choice points — then using points is probably worth it. If the value is substantially less, such as just 0.6 cents per point, you might want to save your points for a better redemption.
Cash price of hotel stay (including taxes) / Number of points required = Point value for that specific reservation
Which hotels are part of Choice Privileges?
Choice Privileges includes several Choice Hotels brands. Brands range from stylish upscale offerings to budget motels. The vast bulk of the properties in the Choice Hotels portfolio are solidly in the midscale to upper-midscale range.
One of the biggest downsides to Choice Hotels is the lack of luxury brands or properties.
If your typical travel style is 5-stars-or-bust, Choice isn’t your program. Another thing to consider is the limited international footprint compared to other chains, as Choice only has properties in approximately 40 countries worldwide. To compare, Hilton has properties in 122 countries.
Choice Privileges hotels
Brands
Property Type
Number of Properties
Ascend
Upscale
300+ hotels open or under development worldwide
Cambria
Upscale
130+ hotels open or under development within the U.S.
Clarion
Midscale
300+ hotels open or under development worldwide
Clarion Pointe
Midscale
60+ hotels open or under development worldwide
Comfort Inn
Upper-midscale
2,400+ hotels open or under development worldwide
Econolodge
Economy
850+ hotels open or under development within the U.S.
Everhome Suites
Extended stay
Eight-plus hotels open or under development within the U.S.
Mainstay Suites
Extended stay
230+ hotels open or under development worldwide
Quality Inn
Midscale
2,070+ hotels open or under development worldwide
Sleep Inn
Midscale
580+ hotels open or under development worldwide
Rodeway Inn
Economy
590+ hotels open or under development within the U.S.
Suburban
Extended stay
80+ hotels open or under development within the U.S.
Woodspring Suites
Extended stay
440+ hotels open or under development within the U.S.
Pros and cons of Choice Privileges
As with any hotel loyalty program, Choice Privileges is a good fit for some but not for others. There are some clear strengths and weaknesses.
Good U.S. coverage — With 85% of its 7,000 worldwide hotels located in the U.S., you can expect to see Choice Hotels properties nearly everywhere you travel domestically.
Free breakfast — Midscale hotels that offer free breakfast, such as Quality Inn and Comfort Inn, are a significant percentage (over 60%) of the portfolio.
Reasonable redemption thresholds — Free nights start at just 6,000 points.
Major credit card partnerships — Transfer points from American Express Membership Rewards, Citi ThankYou and Capital One Venture miles.
No-annual-fee credit card — The co-branded The Choice Privileges® Visa® Card doesn’t charge an annual fee and offers complimentary Choice Gold status.
Subpar elite status — Choice Privileges’ elite status doesn’t offer much compared to other hotel programs. There are no room upgrades, guaranteed late checkout, or other significant benefits beyond bonus points that you might find in other programs like World of Hyatt or Hilton Honors.
No luxury brands — The nicest Choice Hotels properties are described as upscale. A complete lack of any luxury properties is disappointing.
Limited international coverage — A limited international footprint could be frustrating. There are Choice Hotels in approximately 40 countries, but this is limited to 15% of the portfolio’s properties.
Points expire after just 18 months of account inactivity.
How to earn Choice rewards points
Earning Choice Privileges points is remarkably easy given the variety of credit card points that can transfer to Choice rewards. You can also earn points by staying with Choice Hotels or Bluegreen Vacations, their vacation rental partner, or booking a stay through one of their partner casino hotels across the country. There are a variety of even more ways to earn Choice points.
You’ll earn a base rate of 10 points per $1 spent at Choice Hotels properties, excluding taxes and incidental charges. If you have Choice Privileges elite status, you’ll enjoy a slight bump to the earning rate.
Member: 10 points per $1 spent
Gold: 11 points per $1 spent
Platinum: 12.5 points per $1 spent
Diamond: 15 points per $1 spent
As an example, the Comfort Inn & Suites Zion Park Area has a nightly rate of $193 before taxes and fees in our sampling above. A regular Choice privileges member would earn 1,930 base points for this booking, while a Diamond member would earn 2,895 points (taxes do not earn base points).
Staying at a Choice Hotels property on a weekday night earns you a perk through the “Your Extras” program. Any U.S. stay that includes at least one Sunday through Thursday night will provide a choice from the following:
$2.50 Amazon.com credit
$5 Starbucks card
$3 Uber trip discount
$0.20/gallon in Fuel Rewards®
400 Choice Privileges points
100 airline miles
The Your Extras for stays at Canadian locations differ slightly. You can’t earn Fuel Rewards or an Uber trip discount. Tim Hortons is swapped out for Starbucks. At other international locations outside the U.S. and Canada, you can only choose between 400 Choice Privileges points or 100 airline miles.
To make a “Your Extras” selection, visit your online profile page.
Choice Hotels International has partnered with Wells Fargo to issue the Choice Privileges® Select Mastercard®. The card has a welcome offer worth up to four free nights and offers perks such as complimentary Choice Privileges Platinum elite status. You can earn 10X points on stays at participating Choice Hotels properties, 5X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services. Plus earn 1X points on other purchases..
One of the best features of the Choice Privileges program is how many bank programs partner with it. You can transfer points from three popular rewards programs to Choice Privileges:
American Membership Rewards — Points transfer at a ratio of 1,000:1,000.
Citi ThankYou — Points transfer at a ratio of 1,000:1,000.
Capital One Venture Miles — Points transfer mostly at a ratio of 1,000:1,000.
Citi ThankYou — Depending on which Citi card you have, you can transfer 1,000 Citi ThankYou points to either 1,500 or 2,000 Choice Privileges points.
Having multiple bank partners means you can earn Choice rewards points from many different cards.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel on up to $500,000 on these purchases per calendar year and 5X Membership Rewards® points on prepaid hotels booked with American Express Travel. Terms apply.
60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply.
$250
American Express® Green Card
Earn 60,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. Plus, earn 20% back on eligible travel and transit purchases made during your first 6 months of Card Membership, up to $200 back in the form of a statement credit.
Earn 3X Membership Rewards® Points on eligible purchases at restaurants worldwide, including takeout and delivery in the US. Also earn 3X Membership Rewards® points on travel including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals. Additionally, earn 3X Membership Rewards® Points on transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month*
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
10X total ThankYou® Points per $1 spent on hotel, car rentals and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024. 3X -- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels 3X -- Earn 3 Points per $1 spent at Restaurants and Supermarkets 1X -- Earn 1 Point on All Other Purchases Annual Hotel Savings Benefit
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
2 Miles per dollar on every purchase, every day; 5 Miles per dollar on hotels and rental cars booked through Capital One Travel
$95
Capital One Venture X Rewards Credit Card
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
2 Miles per dollar on every purchase, every day; 10 Miles per dollar on hotels and rental cars booked through Capital One Travel; 5 Miles per dollar on flights booked through Capital One Travel
$395
To see rates & fees for The Platinum Card® from American Express please click here.
To see rates & fees for American Express® Gold Card please click here.
To see rates & fees for American Express® Business Gold Card please click here.
To see rates & fees for The Blue Business® Plus Credit Card from American Express please click here.
Bluegreen Vacations is a time-share company that operates several dozen resort properties within the U.S. and one in Oranjestad, Aruba. You can search choicehotels.com directly to book some resort properties, which will earn you 10 points per dollar like any other Choice property. You can also enjoy a three-night stay with Bluegreen vacations for just $199 and earn either a $100 Mastercard gift card or 20,000 Choice Privileges points.
Choice Hotels partners with 22 casino hotels in a dozen states where you can earn 10 points per dollar when you stay with any of them. Unfortunately, you can’t redeem points at casino hotel properties.
Earn 5X Choice points per dollar spent on a cruise when booked through choiceprivilegescruises.com or via phone at (800) 596-0451. The cruises offered are on a variety of cruise lines, including Carnival, Celebrity Cruises and Royal Caribbean, to many destinations. You must provide your Choice Privileges number at the time of booking.
Car rental — Get 25% off and earn up to 1,000 Choice points on Avis and Budget car rentals at participating locations. Use Avis offer code O418908 or Budget offer code T134904.
Refer a friend — Get 500 points after you refer a friend to Choice Privileges and they book and complete a paid stay.
Rewards for opinions — Choice partners with eRewards, where you can earn points by participating in market research surveys.
Choice Privileges mall — This online shopping portal allows you to earn Choice points on purchases from popular retailers such as Home Depot, Kohl’s, Macy’s and Saks Fifth Avenue. The earning rate varies from 1 point per $1 to 26 points per $1.
Buy points — You can buy a maximum of 250,000 Choice points per year. The standard price is $12.80 per 1,000 points (1.28 cents per point), which is above our average value. We don’t recommend buying points unless you intend to immediately use them for greater value.
How to use Choice Privileges points
With all the ways to earn Choice points, you’ll want to know how to get the best value from them. Redeeming Choice points for free nights is the easiest as you can easily book a free stay through choicehotels.com. There are other ways to redeem Choice points, but you’ll find that free hotel and vacation rental stays provide the best value.
Choice hotels free nights
Savvy traveler tip: One of the only major downsides to Choice Privileges is that you can only make reward reservations within 100 days of travel. Be prepared to be flexible with Choice points, since you can only confirm your plans three months ahead of time.
Choice doesn’t publish an award chart and instead provides a range of award prices. The number of points required for a free night at a given property can vary throughout the year.
Reward nights start at just 6,000 points and top out at 35,000 points in most regions. In the Asia-Pacific region, you may see prices as high as 75,000 points per night.
To know how many points are required for a free stay, you’ll have to search a particular destination through choicehotels.com or using the Choice mobile app.
The best deals are often hotels in popular destinations during peak times. As an example, MLB Spring training is a favorite time to visit the Phoenix area, and hotel prices are typically elevated. Choice points are an excellent way to cut the cost of a visit. After accounting for taxes, the value here is 1.4 cents per point.
Note, you should check the reward night details to see if the price varies over the length of the stay. In the four-night stay below, the price increases to 25,000 points for the weekend night:
Stay Twice, Get a Free Night
Choice has run its “Stay Twice, Get a Free Night” promotion multiple times over the years. Most recently it ran during Spring 2021. The promotion offers a “free night” after every two stays at participating hotels. The award is actually a total of 8,000 points, enough for a free night at the cheapest properties. The exact number of points awarded varies, as Choice will account for any points you earned from those stays and make up the difference. However, the promotion will provide a minimum of 5,000 additional points. Registration is required to participate.
Vacation rentals
You can redeem Choice points for free nights at Bluegreen vacations resorts, starting at 16,000 points per night. In some cases, this can provide excellent value, even better value than at Choice properties. Bluegreen vacations resorts are located in popular destinations like Orlando, Las Vegas, Myrtle Beach, Wisconsin Dells and Williamsburg.
Alternatively, you can take up Bluegreen vacations on an offer where you can redeem 16,000 Choice points for a two-night stay. You do have to listen to a two-hour timeshare presentation during your vacation, however.
Points and cash
Choice provides the option of using a combination of both points and cash for stays. If you have at least 6,000 points but don’t have the required number of points, you can use the Points Plus Cash option. This can actually be a good deal, as the taxes and fees are not assessed. (You are essentially spending 6,000 points per night and purchasing the remaining required points from Choice.)
For the Cambria Hotel New York — Chelsea example in the table above, a Points Plus Cash booking would give you a value of 1.4 cents per point. You’ll have to compare prices to determine the value of a particular stay, but you definitely can get above-average value from your points using Points Plus Cash.
Transfer partners
In addition to free hotel and vacation rental stays, you have the option of transferring your Choice Privileges points to a handful of airline partners.
While many airline miles are worth more than Choice Privileges points, the transfer ratio makes these redemptions a poor value. For example, we estimate the average value of United miles at 1.4 cents when booking peak economy international travel. If you trade 5,000 Choice points for 1,000 United miles, you’re giving up $55 in Choice hotel stays for $14 in United flight value. This effectively makes your Choice points worth just shy of 0.3 cents each. Redeeming for free nights is better.
Air Canada Aeroplan: 5,000:1,000
Alaska Mileage Plan: 5,000:1,000
Aeromexico Club Premier: 5,000:1,600
Czech Airlines OK Plus: 5,000:1,000
Qantas Frequent Flyer: 20,000:3,000
Spirit Airlines FREE SPIRIT: 5,000:1,000
United Mileageplus: 5,000:1,000
Virgin Australia Velocity: 20,000: 3,000
Transfer of points between Choice Hotels and Amtrak used to be an option. However, this option was abruptly discontinued in summer 2021.
Other ways to redeem Choice Privileges points
If you have Choice points but the travel redemption options don’t interest you, the good news is that there are a handful of other ways to use Choice Privileges points. The bad news is that these options offer a value of just 0.3 to 0.5 cents per point. We don’t recommend redeeming points in these ways, as the value is better when booking hotel stays.
Gift cards — Choice Privileges offers many gift card redemption options at popular merchants, including Shell, Lowe’s, Best Buy, Kohl’s, Cabela’s and Applebees. Most redemption options start at 8,000 points for a $25 gift card, which is a value of just over 0.3 cents per point.
Donate points — You can donate your points toward any of a handful of causes, starting at 1,000 points. The value for most donation options is 0.5 cents per point.
Cruises — You can redeem Choice points for cruise credit, although the value is poor at around 0.3 cents per point. Redeem 85,000 points for $250 in credit or 160,000 points for $500 in credit.
Choice hotels membership levels
Choice Privileges rewards their members with perks the more often they stay with the chain. Loyal patrons of Choice Hotels who stay a sufficient number of nights each year can find themselves earning Gold, Platinum or even Diamond elite status, with increasing benefits. Choice Privileges® Select Mastercard®holders also enjoy complimentary Gold elite status. We’ll break down how to qualify for each elite level, what benefits you can enjoy and how valuable Choice elite status is.
How to qualify: Sign up for the Choice Privileges program.
Enjoy an exclusive member rate when booking direct
‘Your Extras’ rewards on weeknight stays
$10 Cambria credit per stay
How to qualify: Stay at least 10 nights per calendar year or be a Choice Privileges Visa cardholder.
Enjoy all Basic member benefits plus …
10% bonus on base points earned
Early check-in and late check-out (at hotel’s discretion)
Reserved elite parking
Rollover nights (up to nine per year)
Elite customer phone line
Welcome gift at check-in (a complimentary snack or beverage or bonus points)
How to qualify: Stay at least 20 nights per calendar year
Enjoy all Gold member benefits plus …
25% bonus on base points earned (instead of 10%)
Up to a total of 19 rollover nights
Avis Preferred Plus status
How to qualify: Stay 40+ nights per calendar year
Enjoy all Platinum member benefits plus …
50% bonus on base points earned (instead of 25%)
Up to a total of 39 rollover nights
Many of the primary benefits provided by Choice Privileges elite status are awarded at the Gold level. The primary benefits of Platinum and Diamond status consist of additional bonus points, additional rollover nights and Avis elite status. For the road warrior that stays frequently with Choice Hotels, the additional bonus points provide real value. However, given the lack of other benefits, there is not much incremental value above Gold. We don’t suggest going out of your way to pursue it. You can easily get Platinum status by having the Choice Privileges® Select Mastercard®.
Choice hotels status match
Choice Hotels offers an ongoing status match program for those looking to transfer their loyalty from another hotel chain. You must reside in the United States, Canada, or Europe to be eligible. If you match between January and June, your status will be good for the current calendar year. If you match between July and December, your status will be good through the end of the following calendar year. Choice does limit their Elite Status Match Program offer to once per account per lifetime, so make sure you will get real value from it before matching.
To request a status match, you’ll need to email [email protected] with the following information:
Your full name
Your Choice Privileges member number
Proof of elite status in another hotel program
Proof can consist of a screenshot/copy of your other program’s loyalty card with its expiration date or a screenshot/copy of the other program’s current statement or account status page. Choice will respond to status match requests within seven to nine days.
Choice Privileges frequently asked questions
You cannot transfer Choice Hotels points to another member. However, you can transfer Choice Privileges points to five airline loyalty programs including Aeromexico Club Premier, Aeroplan, Alaska Mileage Plan, Qantas Frequent Flyer and United Mileage Plus. You may also buy up to 180,000 points per year for another program member.
Choice Privileges reward nights start at 6,000 Choice Privileges points. Most rewards require at least 8,000 points and vary in price up to 35,000 points. However, some rewards in the Asia-Pacific region may require up to 75,000 points.
You can check your Choice Privileges points balance by logging in to your account at choicehotels.com or through the Choice Hotels app. Your points balance will be shown in the upper right-hand corner of the page.
Choice Privileges points expire after 18 months of account inactivity. You must have at least one qualifying activity to maintain activity. Qualifying activity includes a point-eligible stay that earns points or miles, redeeming Choice Privileges points, earning points by using your Choice Privileges® Select Mastercard®, purchasing points and earning points through a refer-a-friend bonus.
To view your Choice rewards number, log in to your Choice Privileges account at choicehotels.com or through the Choice Hotels app. In the app, click on ‘Profile’ to see your member number. Using the website, click on your name in the upper right corner and then ‘My Account’ to be taken to the page that includes your Choice rewards number.
The Choice Privileges program is free to join.
Yes, you can buy up to 250,000 Choice Privileges points per calendar year. The standard price is $12.80 per 1,000 points, although sometimes Choice Hotels runs points purchase promotions.
Call Choice rewards at (888) 770-6800 to redeem your Choice Privileges points. Phone representatives are available 24 hours a day, seven days a week.
Visit choicehotels.com and click “Sign In or Join” to log in to your account. You’ll have to provide your Choice Privileges account username and password to log in.
The information related to the Choice Privileges® Select Mastercard® and American Express® Green Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
To see rates & fees for The Platinum Card® from American Express please click here.
To see rates & fees for American Express® Gold Card please click here.
To see rates & fees for American Express® Business Gold Card please click here.
To see rates & fees for The Blue Business® Plus Credit Card from American Express please click here.
Ian Snyder
Ian Snyder is a freelance writer who has been covering credit card rewards and travel loyalty programs for over 3 years. He has a passion for extracting the greatest value possible from airline miles and hotel points and has earned and redeemed millions of points over the past several years, primarily through the savvy use of credit cards. His credit card knowledge extends to all major bank programs and the unique set of partners available through each.
Why use LendingTree?
Savvy traveler tip: One of the only major downsides to Choice Privileges is that you can only make reward reservations within 100 days of travel. Be prepared to be flexible with Choice points, since you can only confirm your plans three months ahead of time.
