Marriott Bonvoy Business® American Express® Card vs. American Express® Business Gold Card
If you don’t want to be tied to one hotel loyalty program and want more flexibility in earning and redeeming points, you may want to consider the American Express® Business Gold Card instead. It has a higher $295 ($375 if application is received on or after 2/1/24) annual fee, but offers more valuable and flexible rewards that you can transfer to a variety of hotel and airline programs, including Marriott.
You’ll earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* For ongoing rewards, get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month*.
It offers most of the same travel and purchase benefits as the Marriott Bonvoy Business® American Express® Card. It also offers similar business tools such as free employee cards, an account manager, access to the American Express® Business App and the ability to transfer transaction data from your online statement directly into a QuickBooks account.
Marriott Bonvoy Business® American Express® Card vs. Ink Business Preferred® Credit Card
If you’re looking for a card that you can redeem points at hotels other than Marriott as well as airlines, then the Ink Business Preferred® Credit Card is likely a better fit. It’s a $95-annual-fee business travel card that offers a valuable sign-up bonus and a high rewards rate on many common business expenses.
You’ll earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
It has a valuable sign-up bonus, but comes with a high spending requirement: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Just like the American Express® Business Gold Card, you can transfer points to a variety of loyalty programs, including Marriott, making them far more flexible and valuable than Marriott points.
To see rates & fees for American Express® Business Gold Card please click here.
Marriott Bonvoy Business® American Express® Card vs. The Business Platinum Card® from American Express
The Business Platinum Card® from American Express comes with a much higher $695 annual fee, but can be worth it if you’re looking for luxury benefits.
It includes a variety of travel and business credits, which can more than make up for the annual fee. Its other valuable benefits include complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status (enrollment required for both), strong travel protections, extensive lounge access and more.
This card is likely only best for business owners with a hefty travel budget or those looking for luxury benefits. If you’re only traveling a couple of times per year and staying at a Marriott, then the Marriott Bonvoy Business® American Express® Card is probably better for you.
To see rates & fees for The Business Platinum Card® from American Express please click here.