Compare it to the Citi® Double Cash Card – 18 month BT offer
If you want a card you can keep around after paying off your transferred balance, you should think about adding a rewards credit card, like the Citi® Double Cash Card , to your wallet. Although the card doesn’t offer an intro APR on balance transfers for quite as long as the Citi Simplicity® Card , it does offer a cash back rewards program.
The Citi® Double Cash Card offers an intro APR of 0% for 18 months on Balance Transfers. After, a 19.24% - 29.24% (Variable) APR applies. The card also lets you earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Rewards can be redeemed for statement credits, direct deposits, checks, gift cards or travel. You can also use rewards to shop at Amazon.
Like the Citi Simplicity® Card , the Citi® Double Cash Card comes with a $0 annual fee and four-month balance transfer window. Also, there is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.
But unlike the Citi Simplicity® Card , the Citi® Double Cash Card does not offer an intro APR on purchases.