ESL Visa® Credit Card
The ESL Visa® Credit Card is low on fees and high on savings. You won’t have to pay balance transfer, annual or cash advance fees. Plus, you’ll have a year to pay off your balance transfer before being subject to a low ongoing 13.50%-17.99% variable APR.
Hudson Valley Visa® Platinum Credit Card
While the Hudson Valley Visa® Platinum Credit Card doesn’t offer rewards or perks, it does offer a long introductory APR for balance transfers. The card’s ongoing APR for balance transfers is low. Even if you can’t pay off your card in the interest-free period, you won’t be stuck paying high interest rates on your remaining balance.
BECU Visa Credit Card
The BECU Visa Credit Card is an excellent choice for consolidating debt. It gives you a year to pay off your balance transfer before paying a cent of interest, after which any remaining balance will be subject to a 13.24% to 25.24% variable APR. Plus, there are several ways to qualify for membership even if you don’t live in Washington, Oregon or Idaho.
Kinecta MyPower Credit Card
Unlike many of the cards on this list, the Kinecta MyPower Credit Card is accessible to anyone in the U.S. It doesn’t offer a 0% introductory APR period on balance transfers, but the intro APR of 4.99% Introductory APR for a period of 18 billing cycles will help you save on high-interest credit card debt. Once the introductory period ends, you’ll pay a low ongoing 13.24%-18.00% Variable on any remaining balance.
Navy Federal Platinum Credit Card
If you have ties to the U.S. Armed Forces, Department of Defense or National Guard, you should consider the Navy Federal Platinum Credit Card. You’ll have a hard time finding a card with lower introductory and ongoing interest rates for your balance transfer. Plus, there are no foreign transaction fees, making the card an excellent choice if you’re traveling abroad.
Power Business Travel Rewards Credit Card
The Power Business Travel Rewards Credit Card is one of the best credit cards for transferring balances because of its no-fee balance transfer offer, as well as a low ongoing APR of 7.90%. Plus, it offers rewards points in popular categories like gas, travel and dining.
PSECU Visa® Classic
The PSECU Visa® Classic is a solid choice for Pennsylvania residents who are looking for a no-fee balance transfer card with low rates that will allow them to save on interest payments. You can qualify for up to $30,000 in credit, making this card potentially a great choice for those who need to transfer a large balance.
PFFCU Contactless Rewards Visa
In addition to offering a long introductory APR period on balance transfers, the PFFCU Contactless Rewards Visa allows you to earn rewards points on every purchase. The card’s low ongoing 14.4% to 18.00% variable APR on balance transfers will make it less expensive to pay off any remaining balance after the introductory period ends.
OnPoint Signature Visa® with Cash Back Rewards
If you live in an eligible location, the OnPoint Signature Visa® with Cash Back Rewards is worth getting for its low interest rates and ongoing cash back rewards. The card’s low introductory and ongoing APRs make paying off your balance transfer less costly, even if you’re not able to pay off your balance in full during the introductory period. Plus, you’ll earn 2% cash back on every purchase — a rate that’s competitive with some of our favorite cash back credit cards.
BethPage Mastercard® Low Rate Credit Card
The BethPage Mastercard® Low Rate Credit Card is one of the few cards on this list that is available to consumers nationwide, and it’s worth considering for its low interest rates. It also has the potential to be a great option if you need a high credit limit, since you can qualify for a credit line of up to $35,000.
Edward Jones Business Plus MasterCard Credit Card
The Edward Jones Business Plus MasterCard Credit Card is a solid no-fee balance transfer credit card for any business owner, since it offers a long introductory APR period and an ongoing rewards program. The card also offers valuable perks like travel accident insurance and global emergency services.
CEFCU World Mastercard
The CEFCU Rewards Credit Mastercard is a solid option for travelers who need to pay down some debt. In addition to its intro APR offers, you’ll get bonus rewards on travel purchases, including fuel, dining and hotels. You’ll also enjoy a handful of travel perks, like concierge services and special offers from Mastercard.