The Wells Fargo Active Cash® Card offers a similar rewards rate to the Citi Double Cash® Card, but exceeds it in almost every way.
The Wells Fargo Active Cash® Card has no annual fee and lets you earn unlimited 2% cash rewards on purchases. It also offers a sign-up bonus and an introductory APR on both balance transfers and new purchases. Plus, it has cellphone protection of up to $600. Not to mention, it pays the 2% cash back as soon as you make a purchase, rather than making you wait for half of your rewards. This may make the Wells Fargo Active Cash® Card an all-around better option for simple, flat-rate cash back.