Compare it to the Chase Freedom Flex℠
Cardholders willing to activate rotating bonus categories each quarter can get significant value from the Chase Freedom Flex℠. Earn 5% cash back on eligible purchases in rotating categories, 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases.
Some examples of past rotating 5% cashback categories Chase has offered include the following:
- Grocery stores (excluding Target and Walmart) and select streaming services.
- Gas and home improvement stores.
- Walmart and PayPal.
Plus, earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. This card offers a lot of value for a $0 annual fee.
The Chase Freedom Flex℠ also offers cellphone protection of up to $800 per claim ($50 deductible). There’s a cap of $1,000 per year and a maximum of two claims per 12-month period.
Before you apply, however, make sure you’re in the clear with the unwritten Chase 5/24 rule. In short, if you’ve opened five or more cards from any issuer in the past 24 months, Chase will deny your application.