Capital One Quicksilver Cash Rewards Credit Card vs. Citi Double Cash® Card
If you want a $0-annual-fee flat-rate card with an even longer interest-free period on balance transfers, the Citi Double Cash® Card may be a better choice. You’ll earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
You’ll also get an intro APR of 0% for 18 months on balance transfers. After that, a 19.24% - 29.24% (variable) APR applies. Unfortunately, there is no intro APR for regular purchases, so this wouldn’t be a good card for financing a new purchase.
Rewards are earned as Citi ThankYou® points; they can be redeemed for cash back as statement credits, direct deposits, checks, travel, merchandise or gift cards, or transferred to select Citi hotel and airline partners.
Capital One Quicksilver Cash Rewards Credit Card vs. Blue Cash Everyday® Card from American Express
If you prefer a card that offers a higher cash back rate in popular spending categories — but also don’t mind earning a lower rate on general purchases — the Blue Cash Everyday® Card from American Express may be a better fit.
The card lets you earn 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%. 1% cash back on other purchases. Terms apply. Cash back is easily redeemable for statement credits.
There’s a $0 annual fee, and you can enjoy an intro APR of 0% on purchases for 15 months, then an 19.24%-29.99% variable APR. You’ll also get an intro APR of 0% on balance transfers for 15 months, followed by a 19.24%-29.99% variable APR.
And like the Citi Double Cash® Card, the Blue Cash Everyday® Card from American Express charges foreign transaction fees if you use it to make purchases outside the U.S.
To see rates & fees for Blue Cash Everyday® Card from American Express please click here.