If you’re overwhelmed by credit card debt and looking for a good balance transfer card to get some relief from interest charges, the Citi® Diamond Preferred® Card can help.
The Citi® Diamond Preferred® Card offers one of the longest introductory APRs on balance transfers cards currently available. The card also offers an intro APR period for purchases, which can help you finance a large expense for over a year without incurring interest charges.
While the Citi® Diamond Preferred® Card has a $0 annual fee, take note that a balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum. You may want to consider other balance transfer cards that offer comparable intro offer terms but charge balance transfer fees of 3% or less.
The Citi® Diamond Preferred® Card doesn’t earn rewards, so it’s not a great card to keep in the long term. If you want a card that earns rewards, a rewards credit card or cash back credit card is a better fit.