If you need to transfer a balance from a credit card not issued by Bank of America, the BankAmericard® credit card gives you a long time to pay down your debt, and charges a reasonable balance transfer fee.
Consumers planning a big purchase will also appreciate the lengthy intro APR on purchases.
The BankAmericard® credit card‘s main weakness is that it doesn’t come with a rewards program to offer ongoing value after the intro APR ends. The Citi® Double Cash Card , on the other hand, offers a rewards program and an intro APR on balance transfers — but there is no intro APR on purchases.
Ultimately, if your sole focus is on using the BankAmericard® credit card to avoid incurring interest charges and have time to pay off debt, it’s an excellent option.