Holly Johnson

Holly Johnson is a career personal finance writer who began freelancing for LendingTree in 2015. For more than a decade, Johnson has created credit card and loan content platform users rely on to make informed decisions.

As a freelancer for other publications, Johnson writes expert content on personal finance, credit cards, loyalty and insurance topics. In addition to writing for Bankrate, Johnson’s past and current clients include CNN, Forbes, Bankrate, Time Magazine and others.

Holly’s love of personal finance also led to the creation of her debt payoff book, “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love.” Johnson lives in Indiana with her husband and teenage daughters.

Specialties

• Credit card product reviews
• Rewards programs guides
• Travel and travel loyalty programs
• Credit scores and building credit
• Loan guides

Achievements

• Nationally recognized expert in online personal finance writing
• 10+ years of credit card reporting experience
• 10+ years of personal finance reporting
• Plutus Award for “Best Contributor/Freelancer for Personal Finance”
• Co-author of book Zero Down Your Debt, published in January 2017 (Mango Publishing)
• More than 100,000 social media followers across Facebook, Pinterest and X

Education

• Attended Ball State University in Muncie, Indiana

Holly’s thoughts on credit card rewards

“I use credit card rewards to help supplement my family travel budget, and to make travel more comfortable and fun! Flying long haul business class is one of my favorite travel redemptions, and I try to do it as much as possible. If you want to do the same, I recommend focusing your rewards strategy on earning flexible points.”