Holly Johnson

Holly Johnson is a personal finance writer who has been covering credit cards, loan products, debt, and budgeting for nine years. The founder of ClubThrifty.com, Johnson is also the author of “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love,” which is available on Amazon.

Articles by Holly Johnson

5 Ways to Get a Smaller Car Loan

According to Experian’s State of the Automotive Finance Market survey from the fourth quarter of 2019, the average new car loan came out to $32,797... read more

Debt Repayment Plan Worksheet: Step-by-Step Guide

A debt repayment plan may sound like a product you buy from a financial advisor, but that isn’t the case. This type of plan is... read more

Finance Factory Personal Loan Review

Finance Factory offers flexible personal loans with extremely high loan limits for consumers with fair credit or better. You can get prequalified online without a... read more

MoneyLion Personal Loan Review

MoneyLion offers a unique lending product intended to help consumers build credit from scratch. Its Credit Builder Plus+ Loan requires a monthly membership fee of... read more

What Is an Online Loan and How Does It Work?

Whether you’re facing surprise expenses or need to borrow money to consolidate high interest credit card debt, there are various borrowing options to consider. One... read more

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